by our College Data Analytics TeamBelow is the data on what it actually costs to attend Bergen Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
If you want to dig into a particular figure, jump to any section below:
Cost of attendance at Bergen Community College fell between $15,317.00 through $15,717.00 depending on your residency status.
In-state residents qualified for the lower cost, with out-of-state students paying more: around $15,317.00 in-state versus $15,717.00 for those paying out-of-state rates.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $8,894.00 |
| + Room, board & other expenses | $6,423.00 |
| Total cost | $15,317.00 |
| That is 20% below the national average net price. |
| Total cost | $15,317.00 |
| − Grants and scholarships | −$6,839.00 |
| Net price | $8,478.00 |
| That is 56% below the national average net price. |
| Total cost | $15,317.00 |
| − Grants and scholarships | −$8,652.00 |
| Net price | $6,665.00 |
| That is 65% below the national average net price. |
| Tuition and fees | $9,294.00 |
| + Room, board & other expenses | $6,423.00 |
| Total cost | $15,717.00 |
| That is 18% below the national average net price. |
| Total cost | $15,717.00 |
| − Grants and scholarships | −$6,839.00 |
| Net price | $8,878.00 |
| That is 54% below the national average net price. |
| Total cost | $15,717.00 |
| − Grants and scholarships | −$8,652.00 |
| Net price | $7,065.00 |
| That is 63% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and living costs. |
Cost of attendance here has been rising by roughly 2.4% annually, so the projections below total more than one year of attendance. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $6,824.00 | $8,681.00 | $15,683.00 |
| Senior year | $7,325.00 | $9,318.00 | $16,834.00 |
| Total 4-year net price | $28,291.00 | $35,986.00 | $65,015.00 |
| 10-year loan interest @ 6.8% | $10,778.00 | $13,709.00 | $24,768.00 |
| Total monthly payment | $326.00 | $414.00 | $748.00 |
| Total amount paid | $39,068.00 | $49,696.00 | $89,784.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $6,824.00 | $8,681.00 | $15,683.00 |
| Senior year | $6,987.00 | $8,888.00 | $16,057.00 |
| Total 2-year net price | $13,811.00 | $17,568.00 | $31,740.00 |
| 10-year loan interest @ 6.8% | $5,262.00 | $6,693.00 | $12,092.00 |
| Total monthly payment | $159.00 | $202.00 | $365.00 |
| Total amount paid | $19,073.00 | $24,261.00 | $43,832.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $7,234.00 | $9,090.00 | $16,092.00 |
| Senior year | $7,765.00 | $9,757.00 | $17,273.00 |
| Total 4-year net price | $29,988.00 | $37,684.00 | $66,713.00 |
| 10-year loan interest @ 6.8% | $11,425.00 | $14,356.00 | $25,415.00 |
| Total monthly payment | $345.00 | $434.00 | $768.00 |
| Total amount paid | $41,413.00 | $52,040.00 | $92,128.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $7,234.00 | $9,090.00 | $16,092.00 |
| Senior year | $7,407.00 | $9,307.00 | $16,477.00 |
| Total 2-year net price | $14,640.00 | $18,397.00 | $32,569.00 |
| 10-year loan interest @ 6.8% | $5,577.00 | $7,009.00 | $12,408.00 |
| Total monthly payment | $168.00 | $212.00 | $375.00 |
| Total amount paid | $20,218.00 | $25,406.00 | $44,977.00 |
Jump to the net-price detail in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $10,345.00 |
| Average net price (off-campus) | $9,376.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,692.00 |
| $30,000 to $48,000 | $8,019.00 |
| $48,001 to $75,000 | $10,548.00 |
| $75,001 to $110,000 | $13,994.00 |
| Over $110,000 | $15,154.00 |
Run your own numbers with the Bergen Community College Net Price Calculator, or contact the financial aid office.
Dig into how aid is awarded on the financial aid page.
The typical debt load for borrowers leaving Bergen Community College amounts to $8,250.00, which the Department of Education classifies as a Very Low (<$10k) burden tier.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,014.00 |
| 25th | $3,500.00 |
| Median (50th) | $8,250.00 |
| 75th | $12,000.00 |
| 90th | $18,500.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,250.00 |
| Middle income | $8,103.00 |
| High income | $8,250.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,250.00 |
| Continuing-generation students | $8,000.00 |
First-gen students at Bergen Community College leave with $250.00 more debt than continuing-generation students.
The default-rate category at Bergen Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.2% |
For a sense of scale, Stafford disbursements at Bergen Community College reach $172,699,308.00 covering 17,461 loan recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 114 |
| Avg GI Bill amount | $5,315.00 |
| DoD Tuition Assistance recipients | 4 |
| Avg DoD Tuition Assistance | $1,365.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Bergen Community College, keep these questions in mind:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.