College Factual  by our College Data Analytics Team
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Can You Afford Birmingham Southern College?

Concerned about paying for college? Take a look at BSC’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

2020 - 2021 Costs Between $23,327 and $35,830

Feeling a little stressed about paying $35,830 to attend Birmingham Southern College each year? This number can be deceiving, and for many, the net price you pay will be less.

While there is no tuition reduction for Alabama students, 97.0% of freshmen receive some form of financial aid, with the average amount totaling $9,176. Students from low-income families receive an average of $12,503 in aid during their first year.

Cost (no aid)

Tuition and fees$18,900
+ Room and board$12,900
+ Other expenses$4,030
Total cost$35,830
Affordability Score (39 out of 100)
more expensive
less expensive

Net Price (with average aid)

Total cost$35,830
- Grants and scholarships$9,176
Net price$26,654
Affordability Score (34 out of 100)
more expensive
less expensive

Average Net Price for Low Income Undergraduates

Total cost$35,830
- Grants and scholarships$12,503
Net price$23,327
Affordability Score (35 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at BSC.

Projected Costs Between $114,120 and $212,910 For a Four Year Degree. Between $53,814 and $104,243 For a Two Year Degree.

Looking at the total projected cost of a college education over the course of two / four (or more) years can feel a little overwhelming. However, doing so will help better prepare you for the financial commitment you are making.

The overall cost for on-campus students to attend BSC in 2020 - 2021 was $35,830. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 2.1% each year. If this trend continues, we expect the full cost for incoming freshmen to be $37,351 during their first year. By their senior year, that cost will be approximately $39,754 for a bachelor degree candidate ($38,135 for an associate degree candidate) for a total of $154,175 over the course of four years ($75,486 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at Birmingham Southern College

Cost With Interest

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*2.8%2.1%
Freshman year$26,141$28,189$37,351
Senior year$27,673$28,990$38,135
Total 2-year net price$53,814$57,179$75,486
10-year loan interest @ 6.8%$20,501$21,783$28,757
Total monthly payment$619$658$869
Total amount paid$74,315$78,963$104,243
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*2.8%2.1%
Freshman year$26,141$28,189$37,351
Senior year$31,011$30,660$39,754
Total 4-year net price$114,120$117,653$154,175
10-year loan interest @ 6.8%$43,475$44,821$58,735
Total monthly payment$1,313$1,354$1,774
Total amount paid$157,595$162,474$212,910

Visit net price and financial aid to learn more about the total cost of attending Birmingham Southern College.

Further Questions to Consider

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