by our College Data Analytics TeamThe majority of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Blackhawk Technical College can feel tremendous, but do not forget that almost all students receive some sort of financial help.
What financial aid options can BTC offer you, and what will you qualify for? Keep reading for more information. Scroll down to see just how much financial aid could be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The figures below will help you estimate the aid you might receive from Blackhawk Technical College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
At Blackhawk Technical College, 64% of first-time, full-time freshmen received some form of financial aid approximately 124 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 49% | $7,012 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 46% | $5,755 |
| State/local grants | 40% | $1,913 |
| Federal student loans | 26% | $3,805 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At this school, roughly 43% of undergraduates were awarded grant or scholarship aid averaging $5,820 (covering around 1249 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 43% | $5,820 |
| Federal Pell grants | 36% | $4,783 |
| Federal student loans | 23% | $4,587 |
For on-campus title-IV students, average grant aid came to $6,192.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $8,862 |
| $30,001 – $75,000 | $10,782 |
| Over $75,000 | $15,020 |
Remember these are net prices — what families pay after gift aid, not before.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $9,330 |
| Off-campus title-IV students | $10,712 |
To get a personalized net price estimate, try BTC’s NPC: www.blackhawk.edu/NetPriceCalculator/npcalc.htm.
Graduating students at BTC carry a median federal student debt of $5,250 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,250 |
| Median federal debt (graduates only) | $9,550 |
| Typical 10-year monthly payment (graduates) | $101.25/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
A single median figure conceals how much debt outcomes differ student to student. The figures below chart the debt distribution at BTC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,662 |
| 25th percentile | $2,250 |
| 75th percentile | $11,059 |
| 90th percentile (highest-debt students) | $18,250 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $5,803 |
| Middle income | $5,250 |
| High income | $4,125 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,250 |
| Continuing-generation students | $5,237 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,359 |
| Independent students | $5,852 |
These indicators are derived from the underlying debt data and summarize the overall picture at BTC.
Most undergraduate borrowing runs through the federal Stafford loan program. The aggregate figures below show how active the program is at BTC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 8702 |
| Total Stafford loan amount | $71,974,043 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 46 |
| Total GI Bill amount | $92,131 |
| Average GI Bill amount per recipient | $2,003 |
References
More about our data sources and methodologies.