by our College Data Analytics TeamHere is what you can expect to pay at Bluefield State University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Attendance costs at Bluefield State University varied between $20,747.00 and up to $28,475.00 based on in-state versus out-of-state status.
Where you live mattered — in-state students paid less than out-of-state students: near $20,747.00 for in-state students versus $28,475.00 out-of-state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $10,648.00 |
| + Room, board & other expenses | $10,099.00 |
| Total cost | $20,747.00 |
| That is 8% above the national average net price. |
| Total cost | $20,747.00 |
| − Grants and scholarships | −$8,155.00 |
| Net price | $12,592.00 |
| That is 35% below the national average net price. |
| Total cost | $20,747.00 |
| − Grants and scholarships | −$10,029.00 |
| Net price | $10,718.00 |
| That is 44% below the national average net price. |
| Tuition and fees | $18,376.00 |
| + Room, board & other expenses | $10,099.00 |
| Total cost | $28,475.00 |
| That is 48% above the national average net price. |
| Total cost | $28,475.00 |
| − Grants and scholarships | −$8,155.00 |
| Net price | $20,320.00 |
| That is 6% above the national average net price. |
| Total cost | $28,475.00 |
| − Grants and scholarships | −$10,029.00 |
| Net price | $18,446.00 |
| That is 4% below the national average net price. | |
| For the full breakdown, see tuition and fees and room and board. |
Published costs have climbed year over year at a recent average of 4.8% per year; the projections below compound that across a degree. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $11,229.00 | $13,193.00 | $21,737.00 |
| Senior year | $12,915.00 | $15,173.00 | $25,000.00 |
| Total 4-year net price | $48,237.00 | $56,671.00 | $93,373.00 |
| 10-year loan interest @ 6.8% | $18,376.00 | $21,590.00 | $35,572.00 |
| Total monthly payment | $555.00 | $652.00 | $1,075.00 |
| Total amount paid | $66,613.00 | $78,260.00 | $128,944.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $11,229.00 | $13,193.00 | $21,737.00 |
| Senior year | $11,765.00 | $13,822.00 | $22,774.00 |
| Total 2-year net price | $22,995.00 | $27,015.00 | $44,511.00 |
| 10-year loan interest @ 6.8% | $8,760.00 | $10,292.00 | $16,957.00 |
| Total monthly payment | $265.00 | $311.00 | $512.00 |
| Total amount paid | $31,755.00 | $37,307.00 | $61,469.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $19,326.00 | $21,290.00 | $29,834.00 |
| Senior year | $22,227.00 | $24,485.00 | $34,312.00 |
| Total 4-year net price | $83,017.00 | $91,451.00 | $128,153.00 |
| 10-year loan interest @ 6.8% | $31,626.00 | $34,840.00 | $48,822.00 |
| Total monthly payment | $955.00 | $1,052.00 | $1,475.00 |
| Total amount paid | $114,643.00 | $126,290.00 | $176,974.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $19,326.00 | $21,290.00 | $29,834.00 |
| Senior year | $20,249.00 | $22,306.00 | $31,258.00 |
| Total 2-year net price | $39,575.00 | $43,595.00 | $61,091.00 |
| 10-year loan interest @ 6.8% | $15,077.00 | $16,608.00 | $23,274.00 |
| Total monthly payment | $455.00 | $502.00 | $703.00 |
| Total amount paid | $54,651.00 | $60,204.00 | $84,365.00 |
See the full net-price breakdown in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $13,684.00 |
| Average net price (off-campus) | $12,622.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,971.00 |
| $30,000 to $48,000 | $11,213.00 |
| $48,001 to $75,000 | $11,772.00 |
| $75,001 to $110,000 | $16,204.00 |
| Over $110,000 | $15,428.00 |
Get a tailored estimate from the Bluefield State University Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
Median graduate debt at Bluefield State University amounts to $12,038.00, which federal data classifies as a Low ($10-20k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $12,038.00 |
| 75th | $23,470.00 |
| 90th | $37,563.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student loan debt detail.
Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,125.00 |
| Middle income | $13,000.00 |
| High income | $11,000.00 |
On average, low-income graduates leave with $1,125.00 in extra median debt compared with high-income peers.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,100.00 |
| Continuing-generation students | $11,000.00 |
First-generation borrowers from Bluefield State University graduate with $1,100.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The gap between Pell-eligible and non-Pell median debt at Bluefield State University stands at $2,062.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate classification for Bluefield State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 21.7% |
To put the rates in context, Stafford loans at Bluefield State University add up to $144,345,193.00 over 8,343 loan recipients.
Veteran and active-military students often access dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 10 |
| Avg GI Bill amount | $9,469.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Bluefield State University, the questions below are worth your time:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.