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Can You Really Afford Bluegrass Community and Technical College?

This overview lays out the cost of attending Bluegrass Community and Technical College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$13,281.00 Cost of Attendance
$6,113.00 Avg Net Price
$6,755.00 Median Grad Debt

Want a specific number? Skip ahead to any section using the links below:

What You Will Pay to Attend Bluegrass Community and Technical C?

The total cost of attendance at Bluegrass Community and Technical C came in between $13,281.00 to $14,985.00 depending on your residency status.

Where you live mattered — in-state students paid less than out-of-state students: roughly $13,281.00 for in-state students versus $14,985.00 for those paying out-of-state rates.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

Published Cost for Residents (no aid)

Tuition and fees $4,808.00
+ Room, board & other expenses $8,473.00
Total cost $13,281.00
That is 31% below the national average net price.

Average Net Price for Residents (with average aid)

Total cost $13,281.00
− Grants and scholarships −$7,789.00
Net price $5,492.00
That is 71% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $13,281.00
− Grants and scholarships −$9,174.00
Net price $4,107.00
That is 79% below the national average net price.

What It Costs Non-Residents (no aid)

Tuition and fees $6,512.00
+ Room, board & other expenses $8,473.00
Total cost $14,985.00
That is 22% below the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $14,985.00
− Grants and scholarships −$7,789.00
Net price $7,196.00
That is 63% below the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $14,985.00
− Grants and scholarships −$9,174.00
Net price $5,811.00
That is 70% below the national average net price.
Go deeper on the components with tuition and fees plus room and board.

The Long-Run Cost of a Degree at Bluegrass Community and Technical C

The tables below project a full degree at the current published cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $4,107.00 $5,492.00 $13,281.00
Senior year $4,107.00 $5,492.00 $13,281.00
Total 4-year net price $16,428.00 $21,968.00 $53,124.00
10-year loan interest @ 6.8% $6,258.00 $8,369.00 $20,238.00
Total monthly payment $189.00 $253.00 $611.00
Total amount paid $22,686.00 $30,337.00 $73,362.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $4,107.00 $5,492.00 $13,281.00
Senior year $4,107.00 $5,492.00 $13,281.00
Total 2-year net price $8,214.00 $10,984.00 $26,562.00
10-year loan interest @ 6.8% $3,129.00 $4,185.00 $10,119.00
Total monthly payment $95.00 $126.00 $306.00
Total amount paid $11,343.00 $15,169.00 $36,681.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $5,811.00 $7,196.00 $14,985.00
Senior year $5,811.00 $7,196.00 $14,985.00
Total 4-year net price $23,244.00 $28,784.00 $59,940.00
10-year loan interest @ 6.8% $8,855.00 $10,966.00 $22,835.00
Total monthly payment $267.00 $331.00 $690.00
Total amount paid $32,099.00 $39,750.00 $82,775.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $5,811.00 $7,196.00 $14,985.00
Senior year $5,811.00 $7,196.00 $14,985.00
Total 2-year net price $11,622.00 $14,392.00 $29,970.00
10-year loan interest @ 6.8% $4,428.00 $5,483.00 $11,417.00
Total monthly payment $134.00 $166.00 $345.00
Total amount paid $16,050.00 $19,875.00 $41,387.00
Read more in the net-price section.

After-Aid Net Price at Bluegrass Community and Technical C

Net price reflects the true cost to attend after grant and scholarship aid is deducted. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $6,113.00
Average net price (off-campus) $5,920.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:

Family income Average net price
Under $30,000 $4,265.00
$30,000 to $48,000 $5,265.00
$48,001 to $75,000 $7,256.00
$75,001 to $110,000 $9,875.00
Over $110,000 $10,886.00

Use Bluegrass Community and Technical College Net Price Calculator, or get in touch with the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid page.

Student Debt at Bluegrass Community and Technical College

Typical debt at graduation from Bluegrass Community and Technical C stands at $6,755.00, placing the school in the Very Low (<$10k) debt-burden bucket.

Across borrowers, debt at graduation distributes like this:

Percentile Debt at graduation
10th $1,958.00
25th $3,267.00
Median (50th) $6,755.00
75th $12,805.00
90th $22,533.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Dig deeper into debt on the student-loan-debt breakdown.

How Debt Varies by Income at Bluegrass Community and Technical C

Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:

Family income Median debt at graduation
Low income $7,030.00
Middle income $7,000.00
High income $5,500.00

Graduates from lower-income families carry $1,530.00 more than graduates from high-income families.

First-Generation Borrowing at Bluegrass Community and Technical C

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $7,049.00
Continuing-generation students $5,500.00

First-generation graduates of Bluegrass Community and Technical C leave with $1,549.00 in extra median debt compared with continuing-generation peers.

Debt and Pell Grant Eligibility at Bluegrass Community and Technical C

The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.

The Pell vs non-Pell debt gap at Bluegrass Community and Technical C comes to $1,691.00. This school carries a federal Pell-debt-inequity flag.

How Borrowers Repay Loans After Bluegrass Community and Technical C

The federal default-rate tier for Bluegrass Community and Technical C is Low (<5%).

Window Cohort default rate
2-year 18.8%

For scale, federal Stafford loan disbursements at Bluegrass Community and Technical C add up to $519,320,316.00 distributed across 39,939 disbursements.

Veteran Education Benefits at Bluegrass Community and Technical C

Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.

GI Bill recipients 81
Avg GI Bill amount $5,464.00
DoD Tuition Assistance recipients 42
Avg DoD Tuition Assistance $3,009.00

Explore GI Bill and military aid in detail on the veterans benefits detail.

Things to Think About

The data above is a foundation; round it out by asking yourself about Bluegrass Community and Technical C, consider the following:

Keep Researching into Bluegrass Community and Technical C

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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