by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Bossier Parish Community College— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at Bossier Parish Community College, 40% of incoming students take out a loan to help cover first-year costs, for an average of $6,120 each — a figure that counts both private and federal student loans.
Federal loans alone average $6,120. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Counting every undergraduate at Bossier Parish Community College, 48% borrow through federal student loan programs, with a mean of $6,853 annually. That amounts to 12.0% larger than the first-year federal average of $6,120.
Repeating that yearly amount projects to about $13,706 after two years and $27,412 over a four-year span. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 48% |
| Average federal loan per year | $6,853 |
| Undergraduates with a federal loan | 2,411 |
| Total federal loans (one year) | $16,521,496 |
The median student at Bossier Parish Community College borrows $9,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $17,500 |
| Students who withdrew | $9,000 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Bossier Parish Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,625 |
| 25th percentile | $4,500 |
| 75th percentile | $16,610 |
| 90th percentile (highest-debt students) | $28,268 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Bossier Parish Community College.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Bossier Parish Community College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 486 | $8,829 |
| Completed (graduates) | 66 | $9,349 |
| Did not complete | 420 | $8,786 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $111.17/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Bossier Parish Community College.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 280 | $7,514 |
| No Stafford loan this year | 206 | $11,147 |
These figures turn the debt totals into a monthly repayment picture for Bossier Parish Community College.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Bossier Parish Community College is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 18.3% |
| Borrowers in the cohort | 1123 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $9,500 |
| High income | $6,500 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $8,000 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $10,945 |
Federal data publishes the following gap measures for Bossier Parish Community College.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.