College Factual  by our College Data Analytics Team
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BridgeValley Community & Technical College Loan Debt & Loan Default Rates

How does student loan debt and default rates at BridgeValley Community & Technical College compare to the national average, and how could this impact your future? Scroll down the page for answers.

Included in This Report:

Freshmen At BridgeValley Community & Technical College Take Out an Average of $4,115 in Loans in Their First Year

At BridgeValley Community & Technical College, 34.0% of incoming students take out a loan to help defray freshman year costs, averaging $4,115 a piece. This amount includes both private and federally-funded student loans.

The average federal loan is $4,115, which is 74.8% of the first-year borrowing cap of $5,500* for the typical first-year dependent student.

*Independent students and those with parents who do not qualify for PLUS loans have higher borrowing caps.
Be Aware of What Isn't Shown

Unlike the data shown for freshmen, average undergraduate student loan amounts do not include private loans. In addition to unreported parent loans, this can increase the average amount borrowed significantly.

The Average Loan Amount for All Undergrads at BridgeValley Community & Technical College is $4,514 Per Year.

33.0% of all undergraduate students (including freshmen) at BridgeValley Community & Technical College utilize federal student loans to help pay for their college education, averaging $4,514 per year. This amount is 9.7% higher than the $4,115 amount borrowed by freshmen. The fact that returning students borrow more than freshmen could indicate that the school front-loads financial aid packages, offering more aid to new students while expecting returning students to take on larger loans to continue their education.

Borrowing the average amount will result in loans of $9,028 after two years and $18,056 after four.

These numbers are based on borrowing the same amount each year and do not include any loans where the parent is the borrower, even though Parent PLUS loans are frequently included in financial aid packages.

Were you surprised by how much you are projected to owe by the time you graduate? Remember this is an average: some students will borrow more than this.

Is the debt worth it? Research return on investment.

The Default Rate on Student Loans is Unavailable

We were planning to provide you with the loan default rate at BridgeValley Community & Technical College and compare it to the national average of 9.3%, but unfortunately, that information is not available to us.

Did You Know?

Declaring bankruptcy does not remove student loan debt owed to the Federal government. They can garnish part of your income if you do not pay back your loans.

Subsidized vs. Unsubsidized Loans

What's the difference? Unsubsidized student loans accrue interest each month, even while you are in college. Unless you pay that interest each month, what you owe after graduation might surprise you.

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