by our College Data Analytics TeamHere is what you can expect to pay at California Baptist University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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What it costs to attend California Baptist University comes to about $52,408.00 per academic year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $41,228.00 |
| + Room, board & other expenses | $11,180.00 |
| Total cost | $52,408.00 |
| That is 60% above the national average net price. |
| Total cost | $52,408.00 |
| − Grants and scholarships | −$27,753.00 |
| Net price | $24,655.00 |
| That is 25% below the national average net price. |
| Total cost | $52,408.00 |
| − Grants and scholarships | −$31,740.00 |
| Net price | $20,668.00 |
| That is 37% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus living costs. |
Cost of attendance here has been rising at a recent average of 3.7% per year; the projections below compound that across a degree. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $21,424.00 | $25,557.00 | $54,325.00 |
| Senior year | $23,862.00 | $28,465.00 | $60,507.00 |
| Total 4-year net price | $90,513.00 | $107,974.00 | $229,515.00 |
| 10-year loan interest @ 6.8% | $34,482.00 | $41,134.00 | $87,437.00 |
| Total monthly payment | $1,042.00 | $1,243.00 | $2,641.00 |
| Total amount paid | $124,996.00 | $149,108.00 | $316,952.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $21,424.00 | $25,557.00 | $54,325.00 |
| Senior year | $22,208.00 | $26,492.00 | $56,312.00 |
| Total 2-year net price | $43,632.00 | $52,048.00 | $110,637.00 |
| 10-year loan interest @ 6.8% | $16,622.00 | $19,829.00 | $42,149.00 |
| Total monthly payment | $502.00 | $599.00 | $1,273.00 |
| Total amount paid | $60,254.00 | $71,877.00 | $152,786.00 |
See the full net-price breakdown in the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $26,285.00 |
| Average net price (off-campus) | $27,384.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $23,788.00 |
| $30,000 to $48,000 | $24,409.00 |
| $48,001 to $75,000 | $23,799.00 |
| $75,001 to $110,000 | $28,057.00 |
| Over $110,000 | $34,648.00 |
Get a tailored estimate from the California Baptist University Net Price Calculator, or contact the financial aid office.
Dig into how aid is awarded on the financial aid page.
Typical debt at graduation from California Baptist University amounts to $20,500.00, landing it in the Moderate ($20-30k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,250.00 |
| 25th | $9,500.00 |
| Median (50th) | $20,500.00 |
| 75th | $31,000.00 |
| 90th | $42,800.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Family income tracks closely with debt at graduation. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $21,500.00 |
| Middle income | $21,542.00 |
| High income | $19,000.00 |
Borrowers from lower-income families leave school with $2,500.00 more debt than their high-income peers.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $21,000.00 |
| Continuing-generation students | $19,500.00 |
First-generation graduates from California Baptist University leave with $1,500.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt gap between Pell and non-Pell graduates of California Baptist University stands at $4,750.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The Department of Education default-rate tier for California Baptist University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.4% |
To give some context for these rates, Stafford loans disbursed at California Baptist University reach $1,052,720,330.00 over 34,756 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 338 |
| Avg GI Bill amount | $23,067.00 |
| DoD Tuition Assistance recipients | 58 |
| Avg DoD Tuition Assistance | $3,043.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
The figures above are a starting point — as you weigh California Baptist University, keep these questions in mind:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.