by our College Data Analytics TeamHere’s the full picture on paying for California State University-Channel Islands, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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The full cost of attending California State U-Channel Islands varied between $24,039.00 and $36,639.00 depending on your residency status.
Where you live mattered — in-state students paid less than out-of-state students: close to $24,039.00 in-state compared with $36,639.00 for out-of-state students.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $7,159.00 |
| + Room, board & other expenses | $16,880.00 |
| Total cost | $24,039.00 |
| That is 25% above the national average net price. |
| Total cost | $24,039.00 |
| − Grants and scholarships | −$13,712.00 |
| Net price | $10,327.00 |
| That is 46% below the national average net price. |
| Total cost | $24,039.00 |
| − Grants and scholarships | −$16,704.00 |
| Net price | $7,335.00 |
| That is 62% below the national average net price. |
| Tuition and fees | $19,759.00 |
| + Room, board & other expenses | $16,880.00 |
| Total cost | $36,639.00 |
| That is 90% above the national average net price. |
| Total cost | $36,639.00 |
| − Grants and scholarships | −$13,712.00 |
| Net price | $22,927.00 |
| That is 19% above the national average net price. |
| Total cost | $36,639.00 |
| − Grants and scholarships | −$16,704.00 |
| Net price | $19,935.00 |
| That is 4% above the national average net price. | |
| For the full breakdown, see tuition and fees plus room and board. |
Published costs have climbed year over year at a recent average of 1.9% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.9% | 1.9% | 1.9% |
| Freshman year | $7,474.00 | $10,523.00 | $24,494.00 |
| Senior year | $7,906.00 | $11,132.00 | $25,912.00 |
| Total 4-year net price | $30,755.00 | $43,301.00 | $100,794.00 |
| 10-year loan interest @ 6.8% | $11,717.00 | $16,496.00 | $38,399.00 |
| Total monthly payment | $354.00 | $498.00 | $1,160.00 |
| Total amount paid | $42,472.00 | $59,797.00 | $139,193.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.9% | 1.9% | 1.9% |
| Freshman year | $7,474.00 | $10,523.00 | $24,494.00 |
| Senior year | $7,615.00 | $10,722.00 | $24,958.00 |
| Total 2-year net price | $15,089.00 | $21,244.00 | $49,452.00 |
| 10-year loan interest @ 6.8% | $5,748.00 | $8,093.00 | $18,839.00 |
| Total monthly payment | $174.00 | $244.00 | $569.00 |
| Total amount paid | $20,838.00 | $29,338.00 | $68,291.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.9% | 1.9% | 1.9% |
| Freshman year | $20,312.00 | $23,361.00 | $37,333.00 |
| Senior year | $21,488.00 | $24,713.00 | $39,494.00 |
| Total 4-year net price | $83,587.00 | $96,132.00 | $153,626.00 |
| 10-year loan interest @ 6.8% | $31,843.00 | $36,623.00 | $58,526.00 |
| Total monthly payment | $962.00 | $1,106.00 | $1,768.00 |
| Total amount paid | $115,430.00 | $132,755.00 | $212,151.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.9% | 1.9% | 1.9% |
| Freshman year | $20,312.00 | $23,361.00 | $37,333.00 |
| Senior year | $20,697.00 | $23,803.00 | $38,040.00 |
| Total 2-year net price | $41,009.00 | $47,164.00 | $75,372.00 |
| 10-year loan interest @ 6.8% | $15,623.00 | $17,968.00 | $28,714.00 |
| Total monthly payment | $472.00 | $543.00 | $867.00 |
| Total amount paid | $56,633.00 | $65,132.00 | $104,086.00 |
Jump to the net-price detail in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $9,849.00 |
| Average net price (off-campus) | $9,792.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,077.00 |
| $30,000 to $48,000 | $7,350.00 |
| $48,001 to $75,000 | $9,293.00 |
| $75,001 to $110,000 | $15,043.00 |
| Over $110,000 | $20,871.00 |
For a personalized estimate, try the California State University-Channel Islands Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
Median graduate debt at California State U-Channel Islands stands at $12,500.00, landing it in the Low ($10-20k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,678.00 |
| 25th | $5,500.00 |
| Median (50th) | $12,500.00 |
| 75th | $21,883.00 |
| 90th | $30,500.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,500.00 |
| Middle income | $12,000.00 |
| High income | $12,000.00 |
Low-income graduates carry $500.00 in additional median debt versus high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,500.00 |
| Continuing-generation students | $12,500.00 |
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at California State U-Channel Islands comes to $230.00. Federal data flags this school for Pell-related debt inequity.
The default-rate category at California State U-Channel Islands is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.5% |
To give some context for these rates, Stafford loans disbursed at California State U-Channel Islands amount to $216,865,590.00 across 13,253 loan recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 83 |
| Avg GI Bill amount | $4,965.00 |
| DoD Tuition Assistance recipients | 2 |
| Avg DoD Tuition Assistance | $3,000.00 |
Read more about military and veteran aid on the veterans benefits detail.
Use the figures above as a launch point, then think through California State U-Channel Islands, think through the questions below:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.