Below is the data on what it actually costs to attend Catawba Valley Community College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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The total cost of attendance at Catawba Valley Community College spanned $18,703.00 and $24,079.00 across residency tiers.
Where you live mattered — in-state students paid less than out-of-state students: near $18,703.00 in-state against $24,079.00 out-of-state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $2,427.00 |
| + Room, board & other expenses | $16,276.00 |
| Total cost | $18,703.00 |
| That is 3% below the national average net price. |
| Total cost | $18,703.00 |
| − Grants and scholarships | −$9,918.00 |
| Net price | $8,785.00 |
| That is 54% below the national average net price. |
| Total cost | $18,703.00 |
| − Grants and scholarships | −$11,276.00 |
| Net price | $7,427.00 |
| That is 61% below the national average net price. |
| Tuition and fees | $7,803.00 |
| + Room, board & other expenses | $16,276.00 |
| Total cost | $24,079.00 |
| That is 25% above the national average net price. |
| Total cost | $24,079.00 |
| − Grants and scholarships | −$9,918.00 |
| Net price | $14,161.00 |
| That is 26% below the national average net price. |
| Total cost | $24,079.00 |
| − Grants and scholarships | −$11,276.00 |
| Net price | $12,803.00 |
| That is 33% below the national average net price. | |
| Go deeper on the components with tuition and fees plus living costs. |
Cost of attendance here has been rising by roughly 0.3% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.3% | 0.3% | 0.3% |
| Freshman year | $7,446.00 | $8,808.00 | $18,751.00 |
| Senior year | $7,504.00 | $8,876.00 | $18,897.00 |
| Total 4-year net price | $29,900.00 | $35,368.00 | $75,296.00 |
| 10-year loan interest @ 6.8% | $11,391.00 | $13,474.00 | $28,685.00 |
| Total monthly payment | $344.00 | $407.00 | $867.00 |
| Total amount paid | $41,291.00 | $48,841.00 | $103,982.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.3% | 0.3% | 0.3% |
| Freshman year | $7,446.00 | $8,808.00 | $18,751.00 |
| Senior year | $7,465.00 | $8,830.00 | $18,800.00 |
| Total 2-year net price | $14,912.00 | $17,638.00 | $37,551.00 |
| 10-year loan interest @ 6.8% | $5,681.00 | $6,719.00 | $14,306.00 |
| Total monthly payment | $172.00 | $203.00 | $432.00 |
| Total amount paid | $20,592.00 | $24,358.00 | $51,857.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.3% | 0.3% | 0.3% |
| Freshman year | $12,836.00 | $14,198.00 | $24,141.00 |
| Senior year | $12,936.00 | $14,308.00 | $24,329.00 |
| Total 4-year net price | $51,544.00 | $57,011.00 | $96,940.00 |
| 10-year loan interest @ 6.8% | $19,636.00 | $21,719.00 | $36,930.00 |
| Total monthly payment | $593.00 | $656.00 | $1,116.00 |
| Total amount paid | $71,180.00 | $78,730.00 | $133,870.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.3% | 0.3% | 0.3% |
| Freshman year | $12,836.00 | $14,198.00 | $24,141.00 |
| Senior year | $12,869.00 | $14,234.00 | $24,204.00 |
| Total 2-year net price | $25,705.00 | $28,432.00 | $48,345.00 |
| 10-year loan interest @ 6.8% | $9,793.00 | $10,832.00 | $18,418.00 |
| Total monthly payment | $296.00 | $327.00 | $556.00 |
| Total amount paid | $35,498.00 | $39,263.00 | $66,762.00 |
See the full net-price breakdown in the net-price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $10,528.00 |
| Average net price (off-campus) | $9,415.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,728.00 |
| $30,000 to $48,000 | $9,310.00 |
| $48,001 to $75,000 | $10,862.00 |
| $75,001 to $110,000 | $11,295.00 |
Use Catawba Valley Community College Net Price Calculator, or visit the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
Typical debt at graduation from Catawba Valley Community College is $5,125.00, landing it in the Very Low (<$10k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $3,000.00 |
| Median (50th) | $5,125.00 |
| 75th | $9,500.00 |
| 90th | $14,375.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
For the full borrowing and repayment picture, see the student loan debt page.
Debt outcomes vary substantially with family income. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $5,500.00 |
| Middle income | $3,500.00 |
| High income | $5,251.00 |
Low-income graduates carry $249.00 in additional median debt versus high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,250.00 |
| Continuing-generation students | $3,591.00 |
First-generation borrowers from Catawba Valley Community College hold $1,659.00 more median debt than continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Catawba Valley Community College amounts to $1,884.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The Department of Education default-rate tier for Catawba Valley Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 15.1% |
For a sense of scale, Stafford disbursements at Catawba Valley Community College amount to $23,045,692.00 spread across 2,411 loan recipients.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 80 |
| Avg GI Bill amount | $831.00 |
| DoD Tuition Assistance recipients | 2 |
| Avg DoD Tuition Assistance | $2,764.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Catawba Valley Community College, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.