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Can You Afford Catawba Valley Community College?

Below is the data on what it actually costs to attend Catawba Valley Community College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.

$18,703.00 Cost of Attendance
$10,528.00 Avg Net Price
$5,125.00 Median Grad Debt

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What Does It Cost to Attend Catawba Valley Community College?

The total cost of attendance at Catawba Valley Community College spanned $18,703.00 and $24,079.00 across residency tiers.

Where you live mattered — in-state students paid less than out-of-state students: near $18,703.00 in-state against $24,079.00 out-of-state.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

Sticker Cost for Residents (no aid)

Tuition and fees $2,427.00
+ Room, board & other expenses $16,276.00
Total cost $18,703.00
That is 3% below the national average net price.

Average Net Price for Residents (with average aid)

Total cost $18,703.00
− Grants and scholarships −$9,918.00
Net price $8,785.00
That is 54% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $18,703.00
− Grants and scholarships −$11,276.00
Net price $7,427.00
That is 61% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $7,803.00
+ Room, board & other expenses $16,276.00
Total cost $24,079.00
That is 25% above the national average net price.

Average Net Price for Non-Residents (with average aid)

Total cost $24,079.00
− Grants and scholarships −$9,918.00
Net price $14,161.00
That is 26% below the national average net price.

Average Net Price for Low-Income Non-Residents

Total cost $24,079.00
− Grants and scholarships −$11,276.00
Net price $12,803.00
That is 33% below the national average net price.
Go deeper on the components with tuition and fees plus living costs.

Estimating the Total Cost of a Degree at Catawba Valley Community College

Cost of attendance here has been rising by roughly 0.3% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.3% 0.3% 0.3%
Freshman year $7,446.00 $8,808.00 $18,751.00
Senior year $7,504.00 $8,876.00 $18,897.00
Total 4-year net price $29,900.00 $35,368.00 $75,296.00
10-year loan interest @ 6.8% $11,391.00 $13,474.00 $28,685.00
Total monthly payment $344.00 $407.00 $867.00
Total amount paid $41,291.00 $48,841.00 $103,982.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.3% 0.3% 0.3%
Freshman year $7,446.00 $8,808.00 $18,751.00
Senior year $7,465.00 $8,830.00 $18,800.00
Total 2-year net price $14,912.00 $17,638.00 $37,551.00
10-year loan interest @ 6.8% $5,681.00 $6,719.00 $14,306.00
Total monthly payment $172.00 $203.00 $432.00
Total amount paid $20,592.00 $24,358.00 $51,857.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.3% 0.3% 0.3%
Freshman year $12,836.00 $14,198.00 $24,141.00
Senior year $12,936.00 $14,308.00 $24,329.00
Total 4-year net price $51,544.00 $57,011.00 $96,940.00
10-year loan interest @ 6.8% $19,636.00 $21,719.00 $36,930.00
Total monthly payment $593.00 $656.00 $1,116.00
Total amount paid $71,180.00 $78,730.00 $133,870.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.3% 0.3% 0.3%
Freshman year $12,836.00 $14,198.00 $24,141.00
Senior year $12,869.00 $14,234.00 $24,204.00
Total 2-year net price $25,705.00 $28,432.00 $48,345.00
10-year loan interest @ 6.8% $9,793.00 $10,832.00 $18,418.00
Total monthly payment $296.00 $327.00 $556.00
Total amount paid $35,498.00 $39,263.00 $66,762.00

See the full net-price breakdown in the net-price section.

Net Price — What Students Actually Pay at Catawba Valley Community College

Net price reflects the true cost to attend after grant and scholarship aid is deducted. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $10,528.00
Average net price (off-campus) $9,415.00

Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:

Family income Average net price
Under $30,000 $8,728.00
$30,000 to $48,000 $9,310.00
$48,001 to $75,000 $10,862.00
$75,001 to $110,000 $11,295.00

Use Catawba Valley Community College Net Price Calculator, or visit the financial aid office.

Want to know how that aid is awarded? See the grants & scholarships detail.

Graduate Debt at Catawba Valley Community College

Typical debt at graduation from Catawba Valley Community College is $5,125.00, landing it in the Very Low (<$10k) debt-burden bucket.

Across borrowers, debt at graduation distributes like this:

Percentile Debt at graduation
10th $1,750.00
25th $3,000.00
Median (50th) $5,125.00
75th $9,500.00
90th $14,375.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

For the full borrowing and repayment picture, see the student loan debt page.

How Debt Varies by Income at Catawba Valley Community College

Debt outcomes vary substantially with family income. Below, debt is broken out by low, middle, and high family income:

Family income Median debt at graduation
Low income $5,500.00
Middle income $3,500.00
High income $5,251.00

Low-income graduates carry $249.00 in additional median debt versus high-income graduates.

First-Gen vs Continuing-Gen Debt at Catawba Valley Community College

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $5,250.00
Continuing-generation students $3,591.00

First-generation borrowers from Catawba Valley Community College hold $1,659.00 more median debt than continuing-generation peers.

How Pell Eligibility Shapes Debt at Catawba Valley Community College

Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.

The median debt difference between Pell-eligible and non-Pell graduates of Catawba Valley Community College amounts to $1,884.00. The Department of Education flags this school for a Pell-debt-inequity pattern.

Loan Default & Repayment at Catawba Valley Community College

The Department of Education default-rate tier for Catawba Valley Community College is Low (<5%).

Window Cohort default rate
2-year 15.1%

For a sense of scale, Stafford disbursements at Catawba Valley Community College amount to $23,045,692.00 spread across 2,411 loan recipients.

Veteran Education Benefits at Catawba Valley Community College

Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.

GI Bill recipients 80
Avg GI Bill amount $831.00
DoD Tuition Assistance recipients 2
Avg DoD Tuition Assistance $2,764.00

Explore GI Bill and military aid in detail on the veteran aid breakdown.

Questions Worth Asking

Numbers only tell part of the story. As you weigh Catawba Valley Community College, keep these questions in mind:

Keep Researching about Catawba Valley Community College

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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