by our College Data Analytics TeamHere’s the full picture on paying for Central Arizona College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Use the section links below to navigate this overview:
Cost of attendance at Central Arizona College varied between $9,024.00 to $11,274.00 depending on whether you qualify for in-state rates.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: roughly $9,024.00 in-state compared with $11,274.00 for out-of-state students.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $2,250.00 |
| + Room, board & other expenses | $6,774.00 |
| Total cost | $9,024.00 |
| That is 53% below the national average net price. |
| Total cost | $9,024.00 |
| − Grants and scholarships | −$6,006.00 |
| Net price | $3,018.00 |
| That is 84% below the national average net price. |
| Total cost | $9,024.00 |
| − Grants and scholarships | −$6,820.00 |
| Net price | $2,204.00 |
| That is 89% below the national average net price. |
| Tuition and fees | $4,500.00 |
| + Room, board & other expenses | $6,774.00 |
| Total cost | $11,274.00 |
| That is 41% below the national average net price. |
| Total cost | $11,274.00 |
| − Grants and scholarships | −$6,006.00 |
| Net price | $5,268.00 |
| That is 73% below the national average net price. |
| Total cost | $11,274.00 |
| − Grants and scholarships | −$6,820.00 |
| Net price | $4,454.00 |
| That is 77% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus room and board. |
Cost of attendance here has been rising by roughly 2.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $2,264.00 | $3,100.00 | $9,269.00 |
| Senior year | $2,453.00 | $3,359.00 | $10,044.00 |
| Total 4-year net price | $9,430.00 | $12,913.00 | $38,612.00 |
| 10-year loan interest @ 6.8% | $3,593.00 | $4,920.00 | $14,710.00 |
| Total monthly payment | $109.00 | $149.00 | $444.00 |
| Total amount paid | $13,023.00 | $17,833.00 | $53,321.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $2,264.00 | $3,100.00 | $9,269.00 |
| Senior year | $2,325.00 | $3,184.00 | $9,520.00 |
| Total 2-year net price | $4,589.00 | $6,284.00 | $18,789.00 |
| 10-year loan interest @ 6.8% | $1,748.00 | $2,394.00 | $7,158.00 |
| Total monthly payment | $53.00 | $72.00 | $216.00 |
| Total amount paid | $6,337.00 | $8,678.00 | $25,947.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $4,575.00 | $5,411.00 | $11,580.00 |
| Senior year | $4,957.00 | $5,863.00 | $12,548.00 |
| Total 4-year net price | $19,058.00 | $22,541.00 | $48,239.00 |
| 10-year loan interest @ 6.8% | $7,260.00 | $8,587.00 | $18,377.00 |
| Total monthly payment | $219.00 | $259.00 | $555.00 |
| Total amount paid | $26,318.00 | $31,128.00 | $66,616.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $4,575.00 | $5,411.00 | $11,580.00 |
| Senior year | $4,699.00 | $5,558.00 | $11,894.00 |
| Total 2-year net price | $9,274.00 | $10,969.00 | $23,474.00 |
| 10-year loan interest @ 6.8% | $3,533.00 | $4,179.00 | $8,943.00 |
| Total monthly payment | $107.00 | $126.00 | $270.00 |
| Total amount paid | $12,807.00 | $15,147.00 | $32,417.00 |
For the complete net-price picture, see the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $4,714.00 |
| Average net price (off-campus) | $4,591.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $2,321.00 |
| $30,000 to $48,000 | $2,601.00 |
| $48,001 to $75,000 | $5,230.00 |
| $75,001 to $110,000 | $7,109.00 |
| Over $110,000 | $7,223.00 |
Use Central Arizona College Net Price Calculator, or reach out to the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
The median amount borrowed by graduates of Central Arizona College comes to $6,157.00, which the Department of Education classifies as a Very Low (<$10k) debt-burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,650.00 |
| 25th | $3,013.00 |
| Median (50th) | $6,157.00 |
| 75th | $11,244.00 |
| 90th | $19,590.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Dig deeper into debt on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $6,804.00 |
| Middle income | $6,469.00 |
| High income | $5,500.00 |
On average, low-income graduates leave with $1,304.00 more than graduates from high-income families.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $6,385.00 |
| Continuing-generation students | $5,500.00 |
First-gen students at Central Arizona College carry $885.00 more debt than continuing-generation students.
The Pell Grant is the main federal need-based award for undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt difference between Pell-eligible and non-Pell graduates of Central Arizona College comes to $1,955.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate tier for Central Arizona College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 16.1% |
To put the rates in context, Stafford loans at Central Arizona College amount to $79,335,676.00 covering 7,677 borrowers.
Beyond the data above, it helps to ask a few questions when weighing Central Arizona College, a few questions are worth asking:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.