by our College Data Analytics TeamHere’s the full picture on paying for Chattanooga State Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Want a specific number? Skip ahead to any section using the links below:
Attendance costs at Chattanooga State Community College ranged from $13,214.00 through $26,198.00 across residency tiers.
In-state residents qualified for the lower cost, with out-of-state students paying more: around $13,214.00 for in-state students versus $26,198.00 for out-of-state students.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $4,772.00 |
| + Room, board & other expenses | $8,442.00 |
| Total cost | $13,214.00 |
| That is 31% below the national average net price. |
| Total cost | $13,214.00 |
| − Grants and scholarships | −$8,065.00 |
| Net price | $5,149.00 |
| That is 73% below the national average net price. |
| Total cost | $13,214.00 |
| − Grants and scholarships | −$8,979.00 |
| Net price | $4,235.00 |
| That is 78% below the national average net price. |
| Tuition and fees | $17,756.00 |
| + Room, board & other expenses | $8,442.00 |
| Total cost | $26,198.00 |
| That is 36% above the national average net price. |
| Total cost | $26,198.00 |
| − Grants and scholarships | −$8,065.00 |
| Net price | $18,133.00 |
| That is 6% below the national average net price. |
| Total cost | $26,198.00 |
| − Grants and scholarships | −$8,979.00 |
| Net price | $17,219.00 |
| That is 11% below the national average net price. | |
| Go deeper on the components with tuition and fees plus room and board. |
Costs have trended upward in recent years at a recent average of 1.6% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.6% | 1.6% | 1.6% |
| Freshman year | $4,303.00 | $5,231.00 | $13,425.00 |
| Senior year | $4,513.00 | $5,486.00 | $14,080.00 |
| Total 4-year net price | $17,628.00 | $21,433.00 | $55,004.00 |
| 10-year loan interest @ 6.8% | $6,716.00 | $8,165.00 | $20,954.00 |
| Total monthly payment | $203.00 | $247.00 | $633.00 |
| Total amount paid | $24,344.00 | $29,598.00 | $75,958.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.6% | 1.6% | 1.6% |
| Freshman year | $4,303.00 | $5,231.00 | $13,425.00 |
| Senior year | $4,372.00 | $5,315.00 | $13,640.00 |
| Total 2-year net price | $8,674.00 | $10,546.00 | $27,065.00 |
| 10-year loan interest @ 6.8% | $3,305.00 | $4,018.00 | $10,311.00 |
| Total monthly payment | $100.00 | $121.00 | $311.00 |
| Total amount paid | $11,979.00 | $14,564.00 | $37,376.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.6% | 1.6% | 1.6% |
| Freshman year | $17,494.00 | $18,423.00 | $26,617.00 |
| Senior year | $18,347.00 | $19,321.00 | $27,915.00 |
| Total 4-year net price | $71,675.00 | $75,479.00 | $109,050.00 |
| 10-year loan interest @ 6.8% | $27,305.00 | $28,755.00 | $41,544.00 |
| Total monthly payment | $825.00 | $869.00 | $1,255.00 |
| Total amount paid | $98,980.00 | $104,234.00 | $150,594.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.6% | 1.6% | 1.6% |
| Freshman year | $17,494.00 | $18,423.00 | $26,617.00 |
| Senior year | $17,774.00 | $18,718.00 | $27,043.00 |
| Total 2-year net price | $35,269.00 | $37,141.00 | $53,660.00 |
| 10-year loan interest @ 6.8% | $13,436.00 | $14,149.00 | $20,442.00 |
| Total monthly payment | $406.00 | $427.00 | $618.00 |
| Total amount paid | $48,705.00 | $51,290.00 | $74,102.00 |
Jump to the net-price detail in the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $5,283.00 |
| Average net price (off-campus) | $5,702.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $5,205.00 |
| $30,000 to $48,000 | $5,197.00 |
| $48,001 to $75,000 | $7,047.00 |
| $75,001 to $110,000 | $9,077.00 |
| Over $110,000 | $9,054.00 |
Use Chattanooga State Community College Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
Median graduate debt at Chattanooga State Community College amounts to $7,249.00, which federal data classifies as a Very Low (<$10k) debt-burden bucket.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $3,145.00 |
| Median (50th) | $7,249.00 |
| 75th | $14,216.00 |
| 90th | $25,750.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Family income tracks closely with debt at graduation. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,439.00 |
| Middle income | $6,685.00 |
| High income | $5,500.00 |
Low-income graduates carry $2,939.00 in additional median debt versus high-income graduates.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,500.00 |
| Continuing-generation students | $6,500.00 |
First-generation graduates of Chattanooga State Community College take on $1,000.00 more than continuing-generation graduates.
The Pell Grant is the main federal need-based award for undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell-versus-non-Pell median debt difference at Chattanooga State Community College stands at $2,623.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate tier for Chattanooga State Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 15.0% |
For context on the loan portfolio, Stafford disbursements at Chattanooga State Community College come to $338,594,524.00 over 27,736 recipients.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 90 |
| Avg GI Bill amount | $3,144.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
Numbers only tell part of the story. As you weigh Chattanooga State Community College, consider the following:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.