by our College Data Analytics TeamThis guide covers the real cost of attending Chicago State University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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What it costs to attend Chicago State University works out to about $30,454.00 a year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $12,754.00 |
| + Room, board & other expenses | $17,700.00 |
| Total cost | $30,454.00 |
| That is 58% above the national average net price. |
| Total cost | $30,454.00 |
| − Grants and scholarships | −$17,429.00 |
| Net price | $13,025.00 |
| That is 32% below the national average net price. |
| Total cost | $30,454.00 |
| − Grants and scholarships | −$20,691.00 |
| Net price | $9,763.00 |
| That is 49% below the national average net price. | |
| Explore each piece on tuition and fees plus living costs. |
Published costs have climbed year over year by around 4.5% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.5% | 4.5% | 4.5% |
| Freshman year | $10,199.00 | $13,606.00 | $31,813.00 |
| Senior year | $11,626.00 | $15,511.00 | $36,266.00 |
| Total 4-year net price | $43,608.00 | $58,179.00 | $136,028.00 |
| 10-year loan interest @ 6.8% | $16,613.00 | $22,164.00 | $51,822.00 |
| Total monthly payment | $502.00 | $670.00 | $1,565.00 |
| Total amount paid | $60,221.00 | $80,342.00 | $187,850.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.5% | 4.5% | 4.5% |
| Freshman year | $10,199.00 | $13,606.00 | $31,813.00 |
| Senior year | $10,654.00 | $14,214.00 | $33,233.00 |
| Total 2-year net price | $20,853.00 | $27,820.00 | $65,046.00 |
| 10-year loan interest @ 6.8% | $7,944.00 | $10,598.00 | $24,780.00 |
| Total monthly payment | $240.00 | $320.00 | $749.00 |
| Total amount paid | $28,797.00 | $38,418.00 | $89,827.00 |
For the complete net-price picture, see the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $12,335.00 |
| Average net price (off-campus) | $10,133.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,025.00 |
| $30,000 to $48,000 | $10,674.00 |
| $48,001 to $75,000 | $12,729.00 |
| $75,001 to $110,000 | $16,801.00 |
| Over $110,000 | $9,392.00 |
Use Chicago State University Net Price Calculator, or contact the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The median graduating debt at Chicago State University works out to $21,500.00, landing it in the Moderate ($20-30k) burden tier.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,330.00 |
| 25th | $9,000.00 |
| Median (50th) | $21,500.00 |
| 75th | $38,155.00 |
| 90th | $51,250.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $23,000.00 |
| Middle income | $19,000.00 |
| High income | $15,000.00 |
On average, low-income graduates leave with $8,000.00 more debt than high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $21,735.00 |
| Continuing-generation students | $19,250.00 |
First-generation graduates from Chicago State University hold $2,485.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt difference between Pell-eligible and non-Pell graduates of Chicago State University works out to $10,500.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate tier for Chicago State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.3% |
For context on the loan portfolio, Stafford disbursements at Chicago State University total $860,257,478.00 distributed across 24,841 loan recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 17 |
| Avg GI Bill amount | $9,641.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
The figures above are a starting point — as you weigh Chicago State University, consider the following:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.