by our College Data Analytics TeamBelow is the data on what it actually costs to attend Chowan University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
If you want to dig into a particular figure, jump to any section below:
The total published cost of attendance at Chowan University amounts to about $37,837.00 annually.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $27,910.00 |
| + Room, board & other expenses | $9,927.00 |
| Total cost | $37,837.00 |
| That is 15% above the national average net price. |
| Total cost | $37,837.00 |
| − Grants and scholarships | −$24,941.00 |
| Net price | $12,896.00 |
| That is 61% below the national average net price. |
| Total cost | $37,837.00 |
| − Grants and scholarships | −$25,301.00 |
| Net price | $12,536.00 |
| That is 62% below the national average net price. | |
| Explore each piece on tuition and fees plus living costs. |
The reported cost series has been increasing at a recent average of 2.6% annually, so the projections below total more than one year of attendance. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.6% | 2.6% | 2.6% |
| Freshman year | $12,858.00 | $13,227.00 | $38,809.00 |
| Senior year | $13,874.00 | $14,273.00 | $41,876.00 |
| Total 4-year net price | $53,447.00 | $54,982.00 | $161,317.00 |
| 10-year loan interest @ 6.8% | $20,361.00 | $20,946.00 | $61,456.00 |
| Total monthly payment | $615.00 | $633.00 | $1,856.00 |
| Total amount paid | $73,808.00 | $75,928.00 | $222,773.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.6% | 2.6% | 2.6% |
| Freshman year | $12,858.00 | $13,227.00 | $38,809.00 |
| Senior year | $13,188.00 | $13,567.00 | $39,805.00 |
| Total 2-year net price | $26,046.00 | $26,794.00 | $78,614.00 |
| 10-year loan interest @ 6.8% | $9,923.00 | $10,208.00 | $29,949.00 |
| Total monthly payment | $300.00 | $308.00 | $905.00 |
| Total amount paid | $35,969.00 | $37,002.00 | $108,563.00 |
See the full net-price breakdown in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $14,086.00 |
| Average net price (off-campus) | $16,189.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,377.00 |
| $30,000 to $48,000 | $13,289.00 |
| $48,001 to $75,000 | $18,449.00 |
| $75,001 to $110,000 | $17,407.00 |
| Over $110,000 | $22,454.00 |
Estimate your specific net price using the school’s Chowan University Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
The median amount borrowed by graduates of Chowan University amounts to $15,250.00, which the Department of Education classifies as a Low ($10-20k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,587.00 |
| 25th | $5,500.00 |
| Median (50th) | $15,250.00 |
| 75th | $27,000.00 |
| 90th | $45,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student loan debt page.
Debt outcomes vary substantially with family income. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,000.00 |
| Middle income | $15,000.00 |
| High income | $14,750.00 |
On average, low-income graduates leave with $1,250.00 in additional median debt versus high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,284.00 |
| Continuing-generation students | $15,000.00 |
First-gen students at Chowan University take on $284.00 more debt than continuing-generation students.
Pell Grants are the largest source of federal need-based aid for undergrads. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Chowan University stands at $4,000.00. This school carries a federal Pell-debt-inequity flag.
The default-rate category at Chowan University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 14.5% |
To put the rates in context, Stafford loans at Chowan University reach $162,806,558.00 covering 8,833 student borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 10 |
| Avg GI Bill amount | $20,111.00 |
Read more about military and veteran aid on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing Chowan University, the questions below are worth your time:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.