by our College Data Analytics TeamThis page focuses on the debt students take on to attend Coffeyville Community College, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
For incoming students at Coffeyville Community College, 34% of incoming students take out a loan to help cover first-year costs, borrowing on average $4,367 per borrower, covering both private and federal loans.
On the federal side, the average loan is $4,367, or about 79.4% of the $5,500 federal limit that applies to a typical first-year dependent borrower. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
For undergraduates overall at Coffeyville Community College, 36% borrow through federal student loan programs, borrowing on average $4,753 a year. It comes to 8.8% higher than the $4,367 freshmen take on.
Repeating that yearly amount projects to about $9,506 by year two and around $19,012 over four years. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 36% |
| Average federal loan per year | $4,753 |
| Undergraduates with a federal loan | 315 |
| Total federal loans (one year) | $1,497,081 |
The median student at Coffeyville Community College borrows $5,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,500 |
| Students who completed (graduates) | $8,103 |
| Students who withdrew | $5,250 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Coffeyville Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,800 |
| 25th percentile | $2,750 |
| 75th percentile | $8,089 |
| 90th percentile (highest-debt students) | $11,720 |
How wide this percentile range is tells you how much borrowing varies across students at Coffeyville Community College.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Coffeyville Community College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 44 | $7,859 |
Federal data lets us separate Stafford borrowers from the rest at Coffeyville Community College.
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 19 | $6,000 |
| No Stafford loan this year | 25 | $9,372 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Coffeyville Community College.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Coffeyville Community College follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 11.8% |
| Borrowers in the cohort | 322 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $5,358 |
| Middle income | $5,500 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $5,500 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $5,966 |
Federal data publishes the following gap measures for Coffeyville Community College.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.