by our College Data Analytics TeamA lot of students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to College of Coastal Georgia can seem overwhelming, but bear in mind that many students are given some form of financial aid.
What financial aid options can CCGA offer you, and what will you qualify for? Keep reading for more information. Keep reading to learn what amount of financial assistance will be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Read on to get a sense of the financial assistance available at College of Coastal Georgia.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
At College of Coastal Georgia, 87% of entering full-time freshmen got some type of financial assistance around 514 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 83% | $6,294 |
| Institutional grants & scholarships | 24% | $2,515 |
| Federal Pell grants | 49% | $6,078 |
| State/local grants | 50% | $3,075 |
| Federal student loans | 36% | $5,093 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Across the undergraduate body at CCGA, approximately 65% of undergraduates were awarded grant or scholarship aid averaging $6,157 (across roughly 2067 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 65% | $6,157 |
| Federal Pell grants | 40% | $5,812 |
| Federal student loans | 28% | $6,108 |
For on-campus title-IV students, average grant aid came to $6,663.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $11,139 |
| $30,001 – $75,000 | $12,981 |
| Over $75,000 | $16,508 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $15,261 |
| Off-campus title-IV students | $12,905 |
To project your own net price, use CCGA’s official net price calculator: npc.ccga.edu/npc.html.
A typical borrower at CCGA leaves with $8,250 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,250 |
| Median federal debt (graduates only) | $15,039 |
| Typical 10-year monthly payment (graduates) | $159.44/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The median alone does not show how widely outcomes vary across the student body. Use the percentiles below to see the debt range at CCGA.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,800 |
| 25th percentile | $3,500 |
| 75th percentile | $14,830 |
| 90th percentile (highest-debt students) | $25,750 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $8,750 |
| Middle income | $8,750 |
| High income | $6,833 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,545 |
| Continuing-generation students | $7,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,500 |
| Independent students | $9,500 |
These indicators are derived from the underlying debt data and summarize the overall picture at CCGA.
Stafford loans are the federal government’s primary direct undergraduate lending program. These figures summarize annual Stafford program activity at CCGA:
| Metric | Value |
|---|---|
| Stafford loan recipients | 9334 |
| Total Stafford loan amount | $114,031,763 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 118 |
| Total GI Bill amount | $321,799 |
| Average GI Bill amount per recipient | $2,727 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 13 |
| Total DoD amount | $16,799 |
| Average DoD amount per recipient | $1,292 |
References
More about our data sources and methodologies.