by our College Data Analytics TeamThis overview lays out the cost of attending Cottey College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Published attendance costs at Cottey College comes to about $36,726.00 per year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $27,562.00 |
| + Room, board & other expenses | $9,164.00 |
| Total cost | $36,726.00 |
| That is 12% above the national average net price. |
| Total cost | $36,726.00 |
| − Grants and scholarships | −$25,464.00 |
| Net price | $11,262.00 |
| That is 66% below the national average net price. |
| Total cost | $36,726.00 |
| − Grants and scholarships | −$25,176.00 |
| Net price | $11,550.00 |
| That is 65% below the national average net price. | |
| Explore each piece on the tuition & fees page and living costs. |
Published costs have climbed year over year at a recent average of 6.1% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.1% | 6.1% | 6.1% |
| Freshman year | $12,249.00 | $11,943.00 | $38,948.00 |
| Senior year | $14,610.00 | $14,245.00 | $46,455.00 |
| Total 4-year net price | $53,625.00 | $52,288.00 | $170,513.00 |
| 10-year loan interest @ 6.8% | $20,429.00 | $19,920.00 | $64,959.00 |
| Total monthly payment | $617.00 | $602.00 | $1,962.00 |
| Total amount paid | $74,054.00 | $72,207.00 | $235,472.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.1% | 6.1% | 6.1% |
| Freshman year | $12,249.00 | $11,943.00 | $38,948.00 |
| Senior year | $12,990.00 | $12,666.00 | $41,305.00 |
| Total 2-year net price | $25,239.00 | $24,610.00 | $80,253.00 |
| 10-year loan interest @ 6.8% | $9,615.00 | $9,375.00 | $30,574.00 |
| Total monthly payment | $290.00 | $283.00 | $924.00 |
| Total amount paid | $34,854.00 | $33,985.00 | $110,827.00 |
Read more in the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $13,805.00 |
| Average net price (off-campus) | $18,154.00 |
The real cost varies by income because need-based aid scales with financial need. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,399.00 |
| $30,000 to $48,000 | $16,718.00 |
| $48,001 to $75,000 | $18,588.00 |
| $75,001 to $110,000 | $18,591.00 |
| Over $110,000 | $20,118.00 |
Use Cottey College Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
The typical debt load for borrowers leaving Cottey College is $11,000.00, categorized as a Low ($10-20k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $11,000.00 |
| 75th | $12,000.00 |
| 90th | $19,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,500.00 |
| Middle income | $9,125.00 |
| High income | $12,000.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,500.00 |
| Continuing-generation students | $12,000.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell-versus-non-Pell median debt difference at Cottey College stands at $-14.00.
The federal default-rate classification for Cottey College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.4% |
To put the rates in context, Stafford loans at Cottey College add up to $14,380,586.00 covering 1,560 borrowers.
Veteran and active-military students often access dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 2 |
| Avg GI Bill amount | $5,055.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
The figures above are a starting point — as you weigh Cottey College, consider the following:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.