by our College Data Analytics TeamBelow is the data on what it actually costs to attend CUNY Bernard M Baruch College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
If you want to dig into a particular figure, jump to any section below:
Attendance costs at CUNY Bernard M Baruch College spanned $13,521.00 through $21,471.00 based on in-state versus out-of-state status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: near $13,521.00 in-state against $21,471.00 out of state.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $7,464.00 |
| + Room, board & other expenses | $6,057.00 |
| Total cost | $13,521.00 |
| That is 30% below the national average net price. |
| Total cost | $13,521.00 |
| − Grants and scholarships | −$11,137.00 |
| Net price | $2,384.00 |
| That is 88% below the national average net price. |
| Total cost | $13,521.00 |
| − Grants and scholarships | −$13,563.00 |
| Net price | $-42.00 |
| That is 100% below the national average net price. |
| Tuition and fees | $15,414.00 |
| + Room, board & other expenses | $6,057.00 |
| Total cost | $21,471.00 |
| That is 12% above the national average net price. |
| Total cost | $21,471.00 |
| − Grants and scholarships | −$11,137.00 |
| Net price | $10,334.00 |
| That is 46% below the national average net price. |
| Total cost | $21,471.00 |
| − Grants and scholarships | −$13,563.00 |
| Net price | $7,908.00 |
| That is 59% below the national average net price. | |
| For the full breakdown, see the tuition & fees page and room and board. |
Below, a full degree is projected forward at today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $-42.00 | $2,384.00 | $13,521.00 |
| Senior year | $-42.00 | $2,384.00 | $13,521.00 |
| Total 4-year net price | $-168.00 | $9,536.00 | $54,084.00 |
| 10-year loan interest @ 6.8% | $-64.00 | $3,633.00 | $20,604.00 |
| Total monthly payment | $-2.00 | $110.00 | $622.00 |
| Total amount paid | $-232.00 | $13,169.00 | $74,688.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $-42.00 | $2,384.00 | $13,521.00 |
| Senior year | $-42.00 | $2,384.00 | $13,521.00 |
| Total 2-year net price | $-84.00 | $4,768.00 | $27,042.00 |
| 10-year loan interest @ 6.8% | $-32.00 | $1,816.00 | $10,302.00 |
| Total monthly payment | $-1.00 | $55.00 | $311.00 |
| Total amount paid | $-116.00 | $6,584.00 | $37,344.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $7,908.00 | $10,334.00 | $21,471.00 |
| Senior year | $7,908.00 | $10,334.00 | $21,471.00 |
| Total 4-year net price | $31,632.00 | $41,336.00 | $85,884.00 |
| 10-year loan interest @ 6.8% | $12,051.00 | $15,748.00 | $32,719.00 |
| Total monthly payment | $364.00 | $476.00 | $988.00 |
| Total amount paid | $43,683.00 | $57,084.00 | $118,603.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $7,908.00 | $10,334.00 | $21,471.00 |
| Senior year | $7,908.00 | $10,334.00 | $21,471.00 |
| Total 2-year net price | $15,816.00 | $20,668.00 | $42,942.00 |
| 10-year loan interest @ 6.8% | $6,025.00 | $7,874.00 | $16,359.00 |
| Total monthly payment | $182.00 | $238.00 | $494.00 |
| Total amount paid | $21,841.00 | $28,542.00 | $59,301.00 |
| Read more in the Net Price section. |
Net price reflects the true cost to attend after grant and scholarship aid is deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $3,033.00 |
| Average net price (off-campus) | $2,978.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $745.00 |
| $30,000 to $48,000 | $2,640.00 |
| $48,001 to $75,000 | $6,626.00 |
| $75,001 to $110,000 | $9,323.00 |
| Over $110,000 | $12,757.00 |
Run your own numbers with the CUNY Bernard M Baruch College Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid page.
Median graduate debt at CUNY Bernard M Baruch College comes to $10,000.00, categorized as a Low ($10-20k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,400.00 |
| 25th | $4,500.00 |
| Median (50th) | $10,000.00 |
| 75th | $16,500.00 |
| 90th | $26,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Dig deeper into debt on the student loan debt detail.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,500.00 |
| Middle income | $9,500.00 |
| High income | $10,750.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,500.00 |
| Continuing-generation students | $11,000.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at CUNY Bernard M Baruch College comes to $-1,643.00.
The default-rate category at CUNY Bernard M Baruch College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.5% |
To put the rates in context, Stafford loans at CUNY Bernard M Baruch College total $304,792,889.00 covering 17,957 student borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 232 |
| Avg GI Bill amount | $2,894.00 |
| DoD Tuition Assistance recipients | 19 |
| Avg DoD Tuition Assistance | $4,500.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing CUNY Bernard M Baruch College, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.