by our College Data Analytics TeamThis guide covers the real cost of attending East Texas Baptist University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
If you want to dig into a particular figure, jump to any section below:
The cost of attendance at East Texas Baptist University works out to about $41,833.00 per academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $30,680.00 |
| + Room, board & other expenses | $11,153.00 |
| Total cost | $41,833.00 |
| That is 28% above the national average net price. |
| Total cost | $41,833.00 |
| − Grants and scholarships | −$20,300.00 |
| Net price | $21,533.00 |
| That is 34% below the national average net price. |
| Total cost | $41,833.00 |
| − Grants and scholarships | −$23,791.00 |
| Net price | $18,042.00 |
| That is 45% below the national average net price. | |
| Go deeper on the components with the tuition & fees page and living costs. |
Costs have trended upward in recent years at about 3.1% annually, so the projections below total more than one year of attendance. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $18,605.00 | $22,205.00 | $43,139.00 |
| Senior year | $20,402.00 | $24,350.00 | $47,305.00 |
| Total 4-year net price | $77,978.00 | $93,066.00 | $180,803.00 |
| 10-year loan interest @ 6.8% | $29,707.00 | $35,455.00 | $68,879.00 |
| Total monthly payment | $897.00 | $1,071.00 | $2,081.00 |
| Total amount paid | $107,685.00 | $128,521.00 | $249,682.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $18,605.00 | $22,205.00 | $43,139.00 |
| Senior year | $19,186.00 | $22,898.00 | $44,485.00 |
| Total 2-year net price | $37,791.00 | $45,103.00 | $87,624.00 |
| 10-year loan interest @ 6.8% | $14,397.00 | $17,183.00 | $33,382.00 |
| Total monthly payment | $435.00 | $519.00 | $1,008.00 |
| Total amount paid | $52,188.00 | $62,286.00 | $121,005.00 |
Read more in the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $23,911.00 |
| Average net price (off-campus) | $23,790.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $20,306.00 |
| $30,000 to $48,000 | $21,898.00 |
| $48,001 to $75,000 | $22,088.00 |
| $75,001 to $110,000 | $24,843.00 |
| Over $110,000 | $27,661.00 |
For a personalized estimate, try the East Texas Baptist University Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid page.
Median graduate debt at East Texas Baptist University works out to $15,030.00, categorized as a Low ($10-20k) debt-burden bucket.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $15,030.00 |
| 75th | $25,500.00 |
| 90th | $35,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,000.00 |
| Middle income | $15,094.00 |
| High income | $16,084.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,500.00 |
| Continuing-generation students | $17,750.00 |
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at East Texas Baptist University works out to $2,149.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate tier for East Texas Baptist University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 8.1% |
For a sense of scale, Stafford disbursements at East Texas Baptist University amount to $117,857,370.00 covering 7,215 loan recipients.
Veterans and current servicemembers may be eligible for major federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 22 |
| Avg GI Bill amount | $14,338.00 |
Read more about military and veteran aid on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing East Texas Baptist University, think through the questions below:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.