Here’s the full picture on paying for Eastern Maine Community College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The total cost of attendance at Eastern Maine Community College varied between $17,184.00 through $20,064.00 depending on residency and living arrangement.
In-state residents qualified for the lower cost, with out-of-state students paying more: around $17,184.00 in-state compared with $20,064.00 out of state.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $4,156.00 |
| + Room, board & other expenses | $13,028.00 |
| Total cost | $17,184.00 |
| That is 11% below the national average net price. |
| Total cost | $17,184.00 |
| − Grants and scholarships | −$7,863.00 |
| Net price | $9,321.00 |
| That is 52% below the national average net price. |
| Total cost | $17,184.00 |
| − Grants and scholarships | −$8,973.00 |
| Net price | $8,211.00 |
| That is 57% below the national average net price. |
| Tuition and fees | $7,036.00 |
| + Room, board & other expenses | $13,028.00 |
| Total cost | $20,064.00 |
| That is 4% above the national average net price. |
| Total cost | $20,064.00 |
| − Grants and scholarships | −$7,863.00 |
| Net price | $12,201.00 |
| That is 37% below the national average net price. |
| Total cost | $20,064.00 |
| − Grants and scholarships | −$8,973.00 |
| Net price | $11,091.00 |
| That is 42% below the national average net price. | |
| Explore each piece on the tuition & fees page and living costs. |
Costs have trended upward in recent years at a recent average of 1.5% annually, so the projections below total more than one year of attendance. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.5% | 1.5% | 1.5% |
| Freshman year | $8,331.00 | $9,457.00 | $17,435.00 |
| Senior year | $8,701.00 | $9,877.00 | $18,210.00 |
| Total 4-year net price | $34,061.00 | $38,665.00 | $71,282.00 |
| 10-year loan interest @ 6.8% | $12,976.00 | $14,730.00 | $27,156.00 |
| Total monthly payment | $392.00 | $445.00 | $820.00 |
| Total amount paid | $47,037.00 | $53,395.00 | $98,438.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.5% | 1.5% | 1.5% |
| Freshman year | $8,331.00 | $9,457.00 | $17,435.00 |
| Senior year | $8,453.00 | $9,595.00 | $17,690.00 |
| Total 2-year net price | $16,783.00 | $19,052.00 | $35,124.00 |
| 10-year loan interest @ 6.8% | $6,394.00 | $7,258.00 | $13,381.00 |
| Total monthly payment | $193.00 | $219.00 | $404.00 |
| Total amount paid | $23,177.00 | $26,311.00 | $48,506.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.5% | 1.5% | 1.5% |
| Freshman year | $11,253.00 | $12,379.00 | $20,357.00 |
| Senior year | $11,753.00 | $12,929.00 | $21,262.00 |
| Total 4-year net price | $46,007.00 | $50,612.00 | $83,229.00 |
| 10-year loan interest @ 6.8% | $17,527.00 | $19,281.00 | $31,707.00 |
| Total monthly payment | $529.00 | $582.00 | $958.00 |
| Total amount paid | $63,535.00 | $69,893.00 | $114,936.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.5% | 1.5% | 1.5% |
| Freshman year | $11,253.00 | $12,379.00 | $20,357.00 |
| Senior year | $11,417.00 | $12,560.00 | $20,654.00 |
| Total 2-year net price | $22,670.00 | $24,939.00 | $41,011.00 |
| 10-year loan interest @ 6.8% | $8,637.00 | $9,501.00 | $15,624.00 |
| Total monthly payment | $261.00 | $287.00 | $472.00 |
| Total amount paid | $31,307.00 | $34,440.00 | $56,635.00 |
See the full net-price breakdown in the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $8,928.00 |
| Average net price (off-campus) | $8,036.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,545.00 |
| $30,000 to $48,000 | $7,262.00 |
| $48,001 to $75,000 | $9,673.00 |
| $75,001 to $110,000 | $10,111.00 |
| Over $110,000 | $12,986.00 |
Use Eastern Maine Community College Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Typical debt at graduation from Eastern Maine Community College stands at $7,833.00, categorized as a Very Low (<$10k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,279.00 |
| 25th | $3,500.00 |
| Median (50th) | $7,833.00 |
| 75th | $13,000.00 |
| 90th | $20,472.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student loan debt page.
Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,000.00 |
| Middle income | $7,900.00 |
| High income | $6,900.00 |
Graduates from lower-income families carry $1,100.00 more debt than their high-income peers.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,912.00 |
| Continuing-generation students | $7,479.00 |
First-generation graduates of Eastern Maine Community College take on $433.00 more than continuing-generation graduates.
The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of Eastern Maine Community College comes to $1,014.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate category at Eastern Maine Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 10.4% |
For a sense of scale, Stafford disbursements at Eastern Maine Community College add up to $68,796,486.00 spread across 6,901 student borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 19 |
| Avg GI Bill amount | $1,757.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Eastern Maine Community College, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.