College Factual  by our College Data Analytics Team
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Can You Afford Elgin Community College?

Concerned about paying for college? Take a look at Elgin Community College’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $10,636 & $19,566

Worried about paying the full cost of $19,566 to attend Elgin Community College? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in Illinois, the college offers a discount of 25.0% off tuition and fees. Also, 43.4% of freshmen receive some form of financial aid, with the average amount totaling $4,304. Students from low-income families receive an average of $6,554 in aid during their first year.

Cost for Residents of Illinois (no aid)

Tuition and fees$7,140
+ Room and board$5,625
+ Other expenses$4,425
Total cost$17,190
Affordability Score (87 out of 100)
more expensive
less expensive

Net Price for Residents of Illinois (with average aid)

Total cost$17,190
- Grants and scholarships$4,304
Net price$12,886
Affordability Score (77 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of Illinois

Total cost$17,190
- Grants and scholarships$6,554
Net price$10,636
Affordability Score (80 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$9,516
+ Room and board$5,625
+ Other expenses$4,425
Total cost$19,566
Affordability Score (87 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$19,566
- Grants and scholarships$4,304
Net price$15,262
Affordability Score (81 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$19,566
- Grants and scholarships$6,554
Net price$13,012
Affordability Score (82 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at Elgin Community College.

Projected Costs Between $31,970 and $84,329 For a Four Year Degree. Between $18,208 and $45,188 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend Elgin Community College in 2020 - 2021 was $17,190. To calculate future costs, we looked at the prior five years of data and determined that this cost decreased an average of 9.6% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $14,057 during their first year. By their senior year, that cost will be approximately $10,395, for a bachelor degree candidate ($12,712 for an associate degree candidate) for a total of $48,660 over the course of four years ($26,769 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $61,065 based on a yearly growth rate of -6.9%. The expected two-year cost is $32,722.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at Elgin Community College

Cost With Interest for Residents of Illinois

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*-13.1%-9.6%
Freshman year$10,636$9,740$14,057
Senior year$10,636$8,468$12,712
Total 2-year net price$21,272$18,208$26,769
10-year loan interest @ 6.8%$8,104$6,937$10,198
Total monthly payment$245$210$308
Total amount paid$29,376$25,144$36,967
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*-13.1%-9.6%
Freshman year$10,636$9,740$14,057
Senior year$10,636$6,401$10,395
Total 4-year net price$42,544$31,970$48,660
10-year loan interest @ 6.8%$16,208$12,180$18,538
Total monthly payment$490$368$560
Total amount paid$58,752$44,150$67,198

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*-9.5%-6.9%
Freshman year$13,012$12,508$16,948
Senior year$13,012$11,324$15,774
Total 2-year net price$26,024$23,832$32,722
10-year loan interest @ 6.8%$9,914$9,079$12,466
Total monthly payment$299$274$377
Total amount paid$35,938$32,911$45,188
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*-9.5%-6.9%
Freshman year$13,012$12,508$16,948
Senior year$13,012$9,281$13,663
Total 4-year net price$52,048$43,364$61,065
10-year loan interest @ 6.8%$19,828$16,520$23,264
Total monthly payment$599$499$703
Total amount paid$71,876$59,884$84,329

Visit net price and financial aid to learn more about the total cost of attending Elgin Community College.

Further Questions to Consider

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