by our College Data Analytics TeamBelow is the data on what it actually costs to attend Elgin Community College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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Attendance costs at Elgin Community College came in between $9,837.00 and $12,213.00 depending on residency and living arrangement.
In-state students paid the lower published figure, while out-of-state students faced the higher one: around $9,837.00 for in-state students versus $12,213.00 out of state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $7,140.00 |
| + Room, board & other expenses | $2,697.00 |
| Total cost | $9,837.00 |
| That is 49% below the national average net price. |
| Total cost | $9,837.00 |
| − Grants and scholarships | −$4,382.00 |
| Net price | $5,455.00 |
| That is 72% below the national average net price. |
| Total cost | $9,837.00 |
| − Grants and scholarships | −$5,319.00 |
| Net price | $4,518.00 |
| That is 77% below the national average net price. |
| Tuition and fees | $9,516.00 |
| + Room, board & other expenses | $2,697.00 |
| Total cost | $12,213.00 |
| That is 37% below the national average net price. |
| Total cost | $12,213.00 |
| − Grants and scholarships | −$4,382.00 |
| Net price | $7,831.00 |
| That is 59% below the national average net price. |
| Total cost | $12,213.00 |
| − Grants and scholarships | −$5,319.00 |
| Net price | $6,894.00 |
| That is 64% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus living costs. |
The projections below extend the current annual cost across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $4,518.00 | $5,455.00 | $9,837.00 |
| Senior year | $4,518.00 | $5,455.00 | $9,837.00 |
| Total 4-year net price | $18,072.00 | $21,820.00 | $39,348.00 |
| 10-year loan interest @ 6.8% | $6,885.00 | $8,313.00 | $14,990.00 |
| Total monthly payment | $208.00 | $251.00 | $453.00 |
| Total amount paid | $24,957.00 | $30,133.00 | $54,338.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $4,518.00 | $5,455.00 | $9,837.00 |
| Senior year | $4,518.00 | $5,455.00 | $9,837.00 |
| Total 2-year net price | $9,036.00 | $10,910.00 | $19,674.00 |
| 10-year loan interest @ 6.8% | $3,442.00 | $4,156.00 | $7,495.00 |
| Total monthly payment | $104.00 | $126.00 | $226.00 |
| Total amount paid | $12,478.00 | $15,066.00 | $27,169.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $6,894.00 | $7,831.00 | $12,213.00 |
| Senior year | $6,894.00 | $7,831.00 | $12,213.00 |
| Total 4-year net price | $27,576.00 | $31,324.00 | $48,852.00 |
| 10-year loan interest @ 6.8% | $10,505.00 | $11,933.00 | $18,611.00 |
| Total monthly payment | $317.00 | $360.00 | $562.00 |
| Total amount paid | $38,081.00 | $43,257.00 | $67,463.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $6,894.00 | $7,831.00 | $12,213.00 |
| Senior year | $6,894.00 | $7,831.00 | $12,213.00 |
| Total 2-year net price | $13,788.00 | $15,662.00 | $24,426.00 |
| 10-year loan interest @ 6.8% | $5,253.00 | $5,967.00 | $9,305.00 |
| Total monthly payment | $159.00 | $180.00 | $281.00 |
| Total amount paid | $19,041.00 | $21,629.00 | $33,731.00 |
| Read more in the net-price section. |
The net price figure shows the cost after grants and scholarships are deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $6,026.00 |
| Average net price (off-campus) | $5,778.00 |
The real cost varies by income because need-based aid scales with financial need. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $4,316.00 |
| $30,000 to $48,000 | $4,762.00 |
| $48,001 to $75,000 | $6,320.00 |
| $75,001 to $110,000 | $8,287.00 |
| Over $110,000 | $8,866.00 |
Use Elgin Community College Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
Median graduate debt at Elgin Community College works out to $4,790.00, which federal data classifies as a Very Low (<$10k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,300.00 |
| 25th | $2,088.00 |
| Median (50th) | $4,790.00 |
| 75th | $7,871.00 |
| 90th | $13,545.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $5,153.00 |
| Middle income | $4,430.00 |
| High income | $4,981.00 |
Graduates from lower-income families carry $172.00 in additional median debt versus high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $4,722.00 |
| Continuing-generation students | $5,179.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at Elgin Community College stands at $194.00. Federal data flags this school for Pell-related debt inequity.
The Department of Education default-rate tier for Elgin Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 15.1% |
For context on the loan portfolio, Stafford disbursements at Elgin Community College add up to $55,544,549.00 over 7,329 recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 94 |
| Avg GI Bill amount | $2,393.00 |
| DoD Tuition Assistance recipients | 7 |
| Avg DoD Tuition Assistance | $1,413.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Use the figures above as a launch point, then think through Elgin Community College, keep these questions in mind:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.