by our College Data Analytics TeamHere’s the full picture on paying for Elizabeth City State University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The total cost of attendance at Elizabeth City State University spanned $18,837.00 and up to $22,837.00 depending on residency and living arrangement.
Where you live mattered — in-state students paid less than out-of-state students: about $18,837.00 in-state against $22,837.00 out of state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $6,536.00 |
| + Room, board & other expenses | $12,301.00 |
| Total cost | $18,837.00 |
| That is 2% below the national average net price. |
| Total cost | $18,837.00 |
| − Grants and scholarships | −$11,337.00 |
| Net price | $7,500.00 |
| That is 61% below the national average net price. |
| Total cost | $18,837.00 |
| − Grants and scholarships | −$13,455.00 |
| Net price | $5,382.00 |
| That is 72% below the national average net price. |
| Tuition and fees | $10,536.00 |
| + Room, board & other expenses | $12,301.00 |
| Total cost | $22,837.00 |
| That is 19% above the national average net price. |
| Total cost | $22,837.00 |
| − Grants and scholarships | −$11,337.00 |
| Net price | $11,500.00 |
| That is 40% below the national average net price. |
| Total cost | $22,837.00 |
| − Grants and scholarships | −$13,455.00 |
| Net price | $9,382.00 |
| That is 51% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus room and board. |
The reported cost series has been increasing by roughly 15.1% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 15.1% | 15.1% | 15.1% |
| Freshman year | $6,196.00 | $8,634.00 | $21,685.00 |
| Senior year | $9,452.00 | $13,172.00 | $33,082.00 |
| Total 4-year net price | $30,991.00 | $43,187.00 | $108,467.00 |
| 10-year loan interest @ 6.8% | $11,806.00 | $16,453.00 | $41,322.00 |
| Total monthly payment | $357.00 | $497.00 | $1,248.00 |
| Total amount paid | $42,797.00 | $59,639.00 | $149,789.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 15.1% | 15.1% | 15.1% |
| Freshman year | $6,196.00 | $8,634.00 | $21,685.00 |
| Senior year | $7,132.00 | $9,939.00 | $24,963.00 |
| Total 2-year net price | $13,328.00 | $18,573.00 | $46,648.00 |
| 10-year loan interest @ 6.8% | $5,077.00 | $7,076.00 | $17,771.00 |
| Total monthly payment | $153.00 | $214.00 | $537.00 |
| Total amount paid | $18,406.00 | $25,649.00 | $64,419.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 15.1% | 15.1% | 15.1% |
| Freshman year | $10,800.00 | $13,239.00 | $26,290.00 |
| Senior year | $16,477.00 | $20,197.00 | $40,107.00 |
| Total 4-year net price | $54,023.00 | $66,219.00 | $131,500.00 |
| 10-year loan interest @ 6.8% | $20,581.00 | $25,227.00 | $50,097.00 |
| Total monthly payment | $622.00 | $762.00 | $1,513.00 |
| Total amount paid | $74,604.00 | $91,447.00 | $181,597.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 15.1% | 15.1% | 15.1% |
| Freshman year | $10,800.00 | $13,239.00 | $26,290.00 |
| Senior year | $12,433.00 | $15,240.00 | $30,264.00 |
| Total 2-year net price | $23,234.00 | $28,479.00 | $56,554.00 |
| 10-year loan interest @ 6.8% | $8,851.00 | $10,849.00 | $21,545.00 |
| Total monthly payment | $267.00 | $328.00 | $651.00 |
| Total amount paid | $32,085.00 | $39,328.00 | $78,099.00 |
For the complete net-price picture, see the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $6,364.00 |
| Average net price (off-campus) | $7,237.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $4,342.00 |
| $30,000 to $48,000 | $5,202.00 |
| $48,001 to $75,000 | $8,929.00 |
| $75,001 to $110,000 | $14,182.00 |
| Over $110,000 | $15,821.00 |
For a personalized estimate, try the [Elizabeth City State University Net Price Calculator](https://tcc.ruffalonl.com/Elizabeth City State University/Net_Price_Calculator), or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
Median graduate debt at Elizabeth City State University works out to $12,656.00, landing it in the Low ($10-20k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,870.00 |
| 25th | $8,808.00 |
| Median (50th) | $12,656.00 |
| 75th | $31,000.00 |
| 90th | $39,509.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Family income tracks closely with debt at graduation. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,626.00 |
| Middle income | $12,000.00 |
| High income | $14,000.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,719.00 |
| Continuing-generation students | $12,241.00 |
First-gen borrowers at Elizabeth City State University hold $478.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell-versus-non-Pell median debt difference at Elizabeth City State University stands at $4,264.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate classification for Elizabeth City State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 16.7% |
For a sense of scale, Stafford disbursements at Elizabeth City State University total $231,919,942.00 across 11,849 borrowers.
Veterans and active-duty students can access dedicated federal education aid including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 67 |
| Avg GI Bill amount | $2,693.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about Elizabeth City State University, consider the following:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.