by our College Data Analytics TeamHere’s the full picture on paying for Estrella Mountain Community College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
The full cost of attending Estrella Mountain Community College varied between $17,366.00 and up to $23,966.00 across residency tiers.
In-state students paid the lower published figure, while out-of-state students faced the higher one: roughly $17,366.00 in-state, rising to $23,966.00 for non-residents.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $2,358.00 |
| + Room, board & other expenses | $15,008.00 |
| Total cost | $17,366.00 |
| That is 10% below the national average net price. |
| Total cost | $17,366.00 |
| − Grants and scholarships | −$5,786.00 |
| Net price | $11,580.00 |
| That is 40% below the national average net price. |
| Total cost | $17,366.00 |
| − Grants and scholarships | −$7,260.00 |
| Net price | $10,106.00 |
| That is 48% below the national average net price. |
| Tuition and fees | $8,958.00 |
| + Room, board & other expenses | $15,008.00 |
| Total cost | $23,966.00 |
| That is 24% above the national average net price. |
| Total cost | $23,966.00 |
| − Grants and scholarships | −$5,786.00 |
| Net price | $18,180.00 |
| That is 6% below the national average net price. |
| Total cost | $23,966.00 |
| − Grants and scholarships | −$7,260.00 |
| Net price | $16,706.00 |
| That is 13% below the national average net price. | |
| For the full breakdown, see tuition and fees and living costs. |
The reported cost series has been increasing by around 4.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $10,580.00 | $12,123.00 | $18,180.00 |
| Senior year | $12,137.00 | $13,908.00 | $20,857.00 |
| Total 4-year net price | $45,386.00 | $52,006.00 | $77,991.00 |
| 10-year loan interest @ 6.8% | $17,291.00 | $19,812.00 | $29,712.00 |
| Total monthly payment | $522.00 | $598.00 | $898.00 |
| Total amount paid | $62,677.00 | $71,818.00 | $107,703.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $10,580.00 | $12,123.00 | $18,180.00 |
| Senior year | $11,075.00 | $12,691.00 | $19,031.00 |
| Total 2-year net price | $21,655.00 | $24,813.00 | $37,211.00 |
| 10-year loan interest @ 6.8% | $8,250.00 | $9,453.00 | $14,176.00 |
| Total monthly payment | $249.00 | $286.00 | $428.00 |
| Total amount paid | $29,904.00 | $34,266.00 | $51,387.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $17,489.00 | $19,032.00 | $25,089.00 |
| Senior year | $20,064.00 | $21,834.00 | $28,783.00 |
| Total 4-year net price | $75,027.00 | $81,647.00 | $107,632.00 |
| 10-year loan interest @ 6.8% | $28,583.00 | $31,104.00 | $41,004.00 |
| Total monthly payment | $863.00 | $940.00 | $1,239.00 |
| Total amount paid | $103,610.00 | $112,751.00 | $148,636.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $17,489.00 | $19,032.00 | $25,089.00 |
| Senior year | $18,308.00 | $19,924.00 | $26,264.00 |
| Total 2-year net price | $35,797.00 | $38,955.00 | $51,353.00 |
| 10-year loan interest @ 6.8% | $13,637.00 | $14,841.00 | $19,564.00 |
| Total monthly payment | $412.00 | $448.00 | $591.00 |
| Total amount paid | $49,434.00 | $53,796.00 | $70,917.00 |
See the full net-price breakdown in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $12,254.00 |
| Average net price (off-campus) | $12,211.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,977.00 |
| $30,000 to $48,000 | $11,006.00 |
| $48,001 to $75,000 | $13,620.00 |
| $75,001 to $110,000 | $16,004.00 |
| Over $110,000 | $16,523.00 |
Estimate your specific net price using the school’s Estrella Mountain Community College Net Price Calculator, or reach out to the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
Typical debt at graduation from Estrella Mountain Community College works out to $4,670.00, categorized as a Very Low (<$10k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $2,992.00 |
| Median (50th) | $4,670.00 |
| 75th | $11,750.00 |
| 90th | $22,418.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Dig deeper into debt on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $5,250.00 |
| Middle income | $4,500.00 |
| High income | $3,500.00 |
Borrowers from lower-income families leave school with $1,750.00 in additional median debt versus high-income graduates.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $4,730.00 |
| Continuing-generation students | $4,500.00 |
First-gen borrowers at Estrella Mountain Community College graduate with $230.00 more than continuing-generation graduates.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell-versus-non-Pell median debt difference at Estrella Mountain Community College amounts to $1,750.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate category at Estrella Mountain Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 11.8% |
To put the rates in context, Stafford loans at Estrella Mountain Community College come to $155,959,116.00 covering 15,185 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 226 |
| Avg GI Bill amount | $1,553.00 |
| DoD Tuition Assistance recipients | 25 |
| Avg DoD Tuition Assistance | $787.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing Estrella Mountain Community College, think through the questions below:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.