Most students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Estrella Mountain Community College can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
What financing options does Estrella Mountain Community College offer you, and what will you qualify for? Keep scrolling for more information. Keep scrolling to learn how much school funding will be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Continue reading to find information to help you understand just how much assistance you can expect to receive from Estrella Mountain Community College.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. However, some types of aid are more desirable than others, and some students will receive more than others.
Among first-time, full-time freshmen at Estrella Mountain Community College, 71% of first-time, full-time freshmen received some form of financial aid (about 628 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 70% | $4,777 |
| Institutional grants & scholarships | 31% | $2,464 |
| Federal Pell grants | 45% | $5,582 |
| State/local grants | 1% | $875 |
| Federal student loans | 9% | $3,387 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At Estrella Mountain Community College, roughly 38% of undergrads got grants or scholarships worth on average $3,469 (for some 3777 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 38% | $3,469 |
| Federal Pell grants | 24% | $4,254 |
| Federal student loans | 7% | $3,516 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $5,786.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $10,988 |
| $30,001 – $75,000 | $12,300 |
| Over $75,000 | $16,197 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,254 |
| Off-campus title-IV students | $12,211 |
To project your own net price, use Estrella Mountain Community College’s online cost calculator: www.estrellamountain.edu/disclosures.
The middle student in the debt distribution at Estrella Mountain Community College owes $4,670 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $4,670 |
| Median federal debt (graduates only) | $7,500 |
| Typical 10-year monthly payment (graduates) | $79.51/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. Use the percentiles below to see the debt range at Estrella Mountain Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $2,992 |
| 75th percentile | $11,750 |
| 90th percentile (highest-debt students) | $22,418 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $5,250 |
| Middle income | $4,500 |
| High income | $3,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $4,730 |
| Continuing-generation students | $4,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,500 |
| Independent students | $5,250 |
The figure below distills the debt data into a single burden category for Estrella Mountain Community College.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The annual Stafford volume below reflects program activity at Estrella Mountain Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 15185 |
| Total Stafford loan amount | $155,959,116 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 226 |
| Total GI Bill amount | $351,052 |
| Average GI Bill amount per recipient | $1,553 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 25 |
| Total DoD amount | $19,684 |
| Average DoD amount per recipient | $787 |
References
More about our data sources and methodologies.