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Estrella Mountain Community College Paying for Your Degree

71% Freshmen Get Financial Aid
$3,469 Average Grant & Scholarship
38% Undergrads Get Grant Aid

Most students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Estrella Mountain Community College can feel overpowering, but remember that the majority of students receive some sort of financial assistance.

What financing options does Estrella Mountain Community College offer you, and what will you qualify for? Keep scrolling for more information. Keep scrolling to learn how much school funding will be available to you.

Understanding Estrella Mountain Community College Aid Information

The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Continue reading to find information to help you understand just how much assistance you can expect to receive from Estrella Mountain Community College.

Typical First Year Financial Aid at Estrella Mountain Community College

Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. However, some types of aid are more desirable than others, and some students will receive more than others.

Among first-time, full-time freshmen at Estrella Mountain Community College, 71% of first-time, full-time freshmen received some form of financial aid (about 628 freshmen).

Type of Aid% of Freshmen ReceivingAverage Amount
Grant or scholarship aid (all sources)70%$4,777
Institutional grants & scholarships31%$2,464
Federal Pell grants45%$5,582
State/local grants1%$875
Federal student loans9%$3,387

Grant Aid for Undergraduates at Estrella Mountain Community College

Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At Estrella Mountain Community College, roughly 38% of undergrads got grants or scholarships worth on average $3,469 (for some 3777 students).

Award% of Undergrads ReceivingAverage Amount
Grant or scholarship aid (all sources)38%$3,469
Federal Pell grants24%$4,254
Federal student loans7%$3,516

Among title-IV aid recipients living on campus, grant and scholarship aid averaged $5,786.

Income-Adjusted Net Price at Estrella Mountain Community College

Need-based aid means lower-income families typically pay far less than the sticker price suggests.

Family IncomeAverage Net Price
$0 – $48,000$10,988
$30,001 – $75,000$12,300
Over $75,000$16,197

These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.

Average Net Price for Estrella Mountain Community College

Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.

CohortAverage Net Price
On-campus title-IV students$12,254
Off-campus title-IV students$12,211

To project your own net price, use Estrella Mountain Community College’s online cost calculator: www.estrellamountain.edu/disclosures.

How Much Students Borrow at Estrella Mountain Community College

The middle student in the debt distribution at Estrella Mountain Community College owes $4,670 in federal student debt.

MetricAmount
Median federal debt (all student-aid borrowers)$4,670
Median federal debt (graduates only)$7,500
Typical 10-year monthly payment (graduates)$79.51/mo

Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.

Debt Spread by Percentile

Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. Use the percentiles below to see the debt range at Estrella Mountain Community College.

PercentileCumulative Federal Debt
10th percentile (lowest-debt students)$1,750
25th percentile$2,992
75th percentile$11,750
90th percentile (highest-debt students)$22,418

Student Debt by Cohort at Estrella Mountain Community College

How much a student borrows depends heavily on family income, first-gen status, and dependency.

By Family Income

Income tierMedian federal debt
Low income$5,250
Middle income$4,500
High income$3,500

By First-Generation Status

CohortMedian federal debt
First-generation students$4,730
Continuing-generation students$4,500

Dependent vs Independent Students

CohortMedian federal debt
Dependent students$4,500
Independent students$5,250

Is the Debt Manageable?

The figure below distills the debt data into a single burden category for Estrella Mountain Community College.

Student Loans at Estrella Mountain Community College

The Stafford loan program is the largest source of federal direct loans to undergraduates. The annual Stafford volume below reflects program activity at Estrella Mountain Community College:

MetricValue
Stafford loan recipients15185
Total Stafford loan amount$155,959,116

Military and Veterans Aid at Estrella Mountain Community College

The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.

GI Bill volume

MetricValue
GI Bill recipients226
Total GI Bill amount$351,052
Average GI Bill amount per recipient$1,553

DoD program volume

MetricValue
DoD Tuition Assistance recipients25
Total DoD amount$19,684
Average DoD amount per recipient$787

External Resources for Estrella Mountain Community College

References

More about our data sources and methodologies.

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