by our College Data Analytics TeamHere’s the full picture on paying for Finger Lakes Community College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at Finger Lakes Community College spanned $19,411.00 through $21,595.00 depending on your residency status.
Where you live mattered — in-state students paid less than out-of-state students: around $19,411.00 in-state, rising to $21,595.00 out of state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $6,234.00 |
| + Room, board & other expenses | $13,177.00 |
| Total cost | $19,411.00 |
| That is roughly at the national average net price. |
| Total cost | $19,411.00 |
| − Grants and scholarships | −$6,002.00 |
| Net price | $13,409.00 |
| That is 30% below the national average net price. |
| Total cost | $19,411.00 |
| − Grants and scholarships | −$8,856.00 |
| Net price | $10,555.00 |
| That is 45% below the national average net price. |
| Tuition and fees | $8,418.00 |
| + Room, board & other expenses | $13,177.00 |
| Total cost | $21,595.00 |
| That is 12% above the national average net price. |
| Total cost | $21,595.00 |
| − Grants and scholarships | −$6,002.00 |
| Net price | $15,593.00 |
| That is 19% below the national average net price. |
| Total cost | $21,595.00 |
| − Grants and scholarships | −$8,856.00 |
| Net price | $12,739.00 |
| That is 34% below the national average net price. | |
| Explore each piece on tuition and fees plus room and board. |
The reported cost series has been increasing by around 8.1% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.1% | 8.1% | 8.1% |
| Freshman year | $11,411.00 | $14,496.00 | $20,985.00 |
| Senior year | $14,418.00 | $18,317.00 | $26,515.00 |
| Total 4-year net price | $51,502.00 | $65,427.00 | $94,713.00 |
| 10-year loan interest @ 6.8% | $19,620.00 | $24,925.00 | $36,082.00 |
| Total monthly payment | $593.00 | $753.00 | $1,090.00 |
| Total amount paid | $71,122.00 | $90,353.00 | $130,796.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.1% | 8.1% | 8.1% |
| Freshman year | $11,411.00 | $14,496.00 | $20,985.00 |
| Senior year | $12,336.00 | $15,672.00 | $22,687.00 |
| Total 2-year net price | $23,747.00 | $30,168.00 | $43,672.00 |
| 10-year loan interest @ 6.8% | $9,047.00 | $11,493.00 | $16,637.00 |
| Total monthly payment | $273.00 | $347.00 | $503.00 |
| Total amount paid | $32,794.00 | $41,661.00 | $60,309.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.1% | 8.1% | 8.1% |
| Freshman year | $13,772.00 | $16,857.00 | $23,346.00 |
| Senior year | $17,401.00 | $21,300.00 | $29,499.00 |
| Total 4-year net price | $62,158.00 | $76,084.00 | $105,370.00 |
| 10-year loan interest @ 6.8% | $23,680.00 | $28,985.00 | $40,142.00 |
| Total monthly payment | $715.00 | $876.00 | $1,213.00 |
| Total amount paid | $85,838.00 | $105,069.00 | $145,512.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.1% | 8.1% | 8.1% |
| Freshman year | $13,772.00 | $16,857.00 | $23,346.00 |
| Senior year | $14,889.00 | $18,224.00 | $25,239.00 |
| Total 2-year net price | $28,661.00 | $35,082.00 | $48,585.00 |
| 10-year loan interest @ 6.8% | $10,919.00 | $13,365.00 | $18,509.00 |
| Total monthly payment | $330.00 | $404.00 | $559.00 |
| Total amount paid | $39,579.00 | $48,447.00 | $67,095.00 |
For the complete net-price picture, see the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $13,898.00 |
| Average net price (off-campus) | $14,186.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $11,494.00 |
| $30,000 to $48,000 | $12,782.00 |
| $48,001 to $75,000 | $15,676.00 |
| $75,001 to $110,000 | $17,476.00 |
| Over $110,000 | $18,985.00 |
Run your own numbers with the Finger Lakes Community College Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
Median graduate debt at Finger Lakes Community College works out to $8,250.00, which federal data classifies as a Very Low (<$10k) debt-burden bucket.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,609.00 |
| 25th | $4,028.00 |
| Median (50th) | $8,250.00 |
| 75th | $12,000.00 |
| 90th | $19,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,000.00 |
| Middle income | $8,047.00 |
| High income | $6,277.00 |
On average, low-income graduates leave with $2,723.00 in additional median debt versus high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,250.00 |
| Continuing-generation students | $7,000.00 |
First-generation graduates of Finger Lakes Community College carry $1,250.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt difference between Pell-eligible and non-Pell graduates of Finger Lakes Community College works out to $3,102.00. Federal data flags this school for Pell-related debt inequity.
The default-rate classification at Finger Lakes Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 10.8% |
For a sense of scale, Stafford disbursements at Finger Lakes Community College amount to $206,151,854.00 spread across 18,885 student borrowers.
The figures above are a starting point — as you weigh Finger Lakes Community College, keep these questions in mind:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.