by our College Data Analytics TeamHere’s the full picture on paying for Fitchburg State University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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Attendance costs at Fitchburg State University spanned $24,517.00 ranging to $30,597.00 depending on residency and living arrangement.
In-state students paid the lower published figure, while out-of-state students faced the higher one: near $24,517.00 in-state compared with $30,597.00 for non-residents.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $11,346.00 |
| + Room, board & other expenses | $13,171.00 |
| Total cost | $24,517.00 |
| That is 27% above the national average net price. |
| Total cost | $24,517.00 |
| − Grants and scholarships | −$11,293.00 |
| Net price | $13,224.00 |
| That is 31% below the national average net price. |
| Total cost | $24,517.00 |
| − Grants and scholarships | −$15,351.00 |
| Net price | $9,166.00 |
| That is 52% below the national average net price. |
| Tuition and fees | $17,426.00 |
| + Room, board & other expenses | $13,171.00 |
| Total cost | $30,597.00 |
| That is 59% above the national average net price. |
| Total cost | $30,597.00 |
| − Grants and scholarships | −$11,293.00 |
| Net price | $19,304.00 |
| That is roughly at the national average net price. |
| Total cost | $30,597.00 |
| − Grants and scholarships | −$15,351.00 |
| Net price | $15,246.00 |
| That is 21% below the national average net price. | |
| Explore each piece on tuition and fees and living costs. |
Cost of attendance here has been rising at a recent average of 1.0% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.0% | 1.0% | 1.0% |
| Freshman year | $9,258.00 | $13,357.00 | $24,764.00 |
| Senior year | $9,541.00 | $13,766.00 | $25,521.00 |
| Total 4-year net price | $37,598.00 | $54,243.00 | $100,565.00 |
| 10-year loan interest @ 6.8% | $14,323.00 | $20,665.00 | $38,312.00 |
| Total monthly payment | $433.00 | $624.00 | $1,157.00 |
| Total amount paid | $51,921.00 | $74,908.00 | $138,877.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.0% | 1.0% | 1.0% |
| Freshman year | $9,258.00 | $13,357.00 | $24,764.00 |
| Senior year | $9,352.00 | $13,492.00 | $25,014.00 |
| Total 2-year net price | $18,610.00 | $26,849.00 | $49,778.00 |
| 10-year loan interest @ 6.8% | $7,090.00 | $10,229.00 | $18,964.00 |
| Total monthly payment | $214.00 | $309.00 | $573.00 |
| Total amount paid | $25,700.00 | $37,078.00 | $68,742.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.0% | 1.0% | 1.0% |
| Freshman year | $15,400.00 | $19,499.00 | $30,906.00 |
| Senior year | $15,870.00 | $20,094.00 | $31,850.00 |
| Total 4-year net price | $62,537.00 | $79,182.00 | $125,505.00 |
| 10-year loan interest @ 6.8% | $23,824.00 | $30,166.00 | $47,813.00 |
| Total monthly payment | $720.00 | $911.00 | $1,444.00 |
| Total amount paid | $86,361.00 | $109,348.00 | $173,317.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.0% | 1.0% | 1.0% |
| Freshman year | $15,400.00 | $19,499.00 | $30,906.00 |
| Senior year | $15,555.00 | $19,695.00 | $31,217.00 |
| Total 2-year net price | $30,955.00 | $39,194.00 | $62,123.00 |
| 10-year loan interest @ 6.8% | $11,793.00 | $14,931.00 | $23,667.00 |
| Total monthly payment | $356.00 | $451.00 | $715.00 |
| Total amount paid | $42,747.00 | $54,125.00 | $85,789.00 |
For the complete net-price picture, see the net-price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $14,262.00 |
| Average net price (off-campus) | $15,432.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,430.00 |
| $30,000 to $48,000 | $10,705.00 |
| $48,001 to $75,000 | $15,224.00 |
| $75,001 to $110,000 | $19,690.00 |
| Over $110,000 | $22,603.00 |
Run your own numbers with the Fitchburg State University Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The median amount borrowed by graduates of Fitchburg State University stands at $18,220.00, landing it in the Low ($10-20k) debt-burden bucket.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,633.00 |
| 25th | $6,500.00 |
| Median (50th) | $18,220.00 |
| 75th | $26,223.00 |
| 90th | $30,553.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $17,790.00 |
| Middle income | $19,250.00 |
| High income | $17,282.00 |
On average, low-income graduates leave with $508.00 more debt than high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $18,390.00 |
| Continuing-generation students | $17,675.00 |
First-generation borrowers from Fitchburg State University hold $715.00 more debt than continuing-generation students.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at Fitchburg State University is $4,500.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate category at Fitchburg State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.6% |
For a sense of scale, Stafford disbursements at Fitchburg State University reach $256,685,186.00 distributed across 15,956 disbursements.
Veteran and active-military students often access dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 69 |
| Avg GI Bill amount | $7,169.00 |
| DoD Tuition Assistance recipients | 14 |
| Avg DoD Tuition Assistance | $2,198.00 |
Read more about military and veteran aid on the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing Fitchburg State University, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.