by our College Data Analytics TeamThis guide covers the real cost of attending Florida Gulf Coast University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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Cost of attendance at Florida Gulf Coast University fell between $18,269.00 and up to $37,313.00 depending on whether you qualify for in-state rates.
Where you live mattered — in-state students paid less than out-of-state students: near $18,269.00 in-state versus $37,313.00 out-of-state.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $6,118.00 |
| + Room, board & other expenses | $12,151.00 |
| Total cost | $18,269.00 |
| That is 5% below the national average net price. |
| Total cost | $18,269.00 |
| − Grants and scholarships | −$8,239.00 |
| Net price | $10,030.00 |
| That is 48% below the national average net price. |
| Total cost | $18,269.00 |
| − Grants and scholarships | −$12,587.00 |
| Net price | $5,682.00 |
| That is 70% below the national average net price. |
| Tuition and fees | $25,162.00 |
| + Room, board & other expenses | $12,151.00 |
| Total cost | $37,313.00 |
| That is 94% above the national average net price. |
| Total cost | $37,313.00 |
| − Grants and scholarships | −$8,239.00 |
| Net price | $29,074.00 |
| That is 51% above the national average net price. |
| Total cost | $37,313.00 |
| − Grants and scholarships | −$12,587.00 |
| Net price | $24,726.00 |
| That is 28% above the national average net price. | |
| Explore each piece on the tuition & fees page and room and board. |
The tables below project a full degree at the current published cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $5,682.00 | $10,030.00 | $18,269.00 |
| Senior year | $5,682.00 | $10,030.00 | $18,269.00 |
| Total 4-year net price | $22,728.00 | $40,120.00 | $73,076.00 |
| 10-year loan interest @ 6.8% | $8,659.00 | $15,284.00 | $27,839.00 |
| Total monthly payment | $262.00 | $462.00 | $841.00 |
| Total amount paid | $31,387.00 | $55,404.00 | $100,915.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $5,682.00 | $10,030.00 | $18,269.00 |
| Senior year | $5,682.00 | $10,030.00 | $18,269.00 |
| Total 2-year net price | $11,364.00 | $20,060.00 | $36,538.00 |
| 10-year loan interest @ 6.8% | $4,329.00 | $7,642.00 | $13,920.00 |
| Total monthly payment | $131.00 | $231.00 | $420.00 |
| Total amount paid | $15,693.00 | $27,702.00 | $50,458.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $24,726.00 | $29,074.00 | $37,313.00 |
| Senior year | $24,726.00 | $29,074.00 | $37,313.00 |
| Total 4-year net price | $98,904.00 | $116,296.00 | $149,252.00 |
| 10-year loan interest @ 6.8% | $37,679.00 | $44,305.00 | $56,860.00 |
| Total monthly payment | $1,138.00 | $1,338.00 | $1,718.00 |
| Total amount paid | $136,583.00 | $160,601.00 | $206,112.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $24,726.00 | $29,074.00 | $37,313.00 |
| Senior year | $24,726.00 | $29,074.00 | $37,313.00 |
| Total 2-year net price | $49,452.00 | $58,148.00 | $74,626.00 |
| 10-year loan interest @ 6.8% | $18,839.00 | $22,152.00 | $28,430.00 |
| Total monthly payment | $569.00 | $669.00 | $859.00 |
| Total amount paid | $68,291.00 | $80,300.00 | $103,056.00 |
| Read more in the net price section below. |
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $12,568.00 |
| Average net price (off-campus) | $10,319.00 |
The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,146.00 |
| $30,000 to $48,000 | $7,093.00 |
| $48,001 to $75,000 | $9,954.00 |
| $75,001 to $110,000 | $14,265.00 |
| Over $110,000 | $16,165.00 |
For a personalized estimate, try the Florida Gulf Coast University Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median graduating debt at Florida Gulf Coast University stands at $11,999.00, landing it in the Low ($10-20k) debt-burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,000.00 |
| 25th | $5,500.00 |
| Median (50th) | $11,999.00 |
| 75th | $23,375.00 |
| 90th | $31,000.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $11,025.00 |
| Middle income | $11,000.00 |
| High income | $12,050.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $11,658.00 |
| Continuing-generation students | $12,000.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at Florida Gulf Coast University is $698.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate category at Florida Gulf Coast University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.3% |
For a sense of scale, Stafford disbursements at Florida Gulf Coast University total $509,316,353.00 spread across 28,694 disbursements.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 228 |
| Avg GI Bill amount | $4,525.00 |
| DoD Tuition Assistance recipients | 17 |
| Avg DoD Tuition Assistance | $3,734.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Florida Gulf Coast University, consider the following:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.