by our College Data Analytics TeamHere’s the full picture on paying for Garden City Community College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The total cost of attendance at Garden City Community College came in between $14,588.00 to $15,158.00 depending on your residency status.
In-state students paid the lower published figure, while out-of-state students faced the higher one: about $14,588.00 in-state against $15,158.00 out-of-state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $3,750.00 |
| + Room, board & other expenses | $10,838.00 |
| Total cost | $14,588.00 |
| That is 24% below the national average net price. |
| Total cost | $14,588.00 |
| − Grants and scholarships | −$6,827.00 |
| Net price | $7,761.00 |
| That is 60% below the national average net price. |
| Total cost | $14,588.00 |
| − Grants and scholarships | −$8,399.00 |
| Net price | $6,189.00 |
| That is 68% below the national average net price. |
| Tuition and fees | $4,320.00 |
| + Room, board & other expenses | $10,838.00 |
| Total cost | $15,158.00 |
| That is 21% below the national average net price. |
| Total cost | $15,158.00 |
| − Grants and scholarships | −$6,827.00 |
| Net price | $8,331.00 |
| That is 57% below the national average net price. |
| Total cost | $15,158.00 |
| − Grants and scholarships | −$8,399.00 |
| Net price | $6,759.00 |
| That is 65% below the national average net price. | |
| For the full breakdown, see tuition and fees and living costs. |
Cost of attendance here has been rising by roughly 2.4% a year, so a full degree will cost more than a single year — the tables below carry that forward. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $6,339.00 | $7,949.00 | $14,942.00 |
| Senior year | $6,812.00 | $8,543.00 | $16,058.00 |
| Total 4-year net price | $26,296.00 | $32,975.00 | $61,982.00 |
| 10-year loan interest @ 6.8% | $10,018.00 | $12,562.00 | $23,613.00 |
| Total monthly payment | $303.00 | $379.00 | $713.00 |
| Total amount paid | $36,314.00 | $45,537.00 | $85,595.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $6,339.00 | $7,949.00 | $14,942.00 |
| Senior year | $6,493.00 | $8,143.00 | $15,305.00 |
| Total 2-year net price | $12,833.00 | $16,092.00 | $30,247.00 |
| 10-year loan interest @ 6.8% | $4,889.00 | $6,130.00 | $11,523.00 |
| Total monthly payment | $148.00 | $185.00 | $348.00 |
| Total amount paid | $17,721.00 | $22,223.00 | $41,771.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $6,923.00 | $8,533.00 | $15,526.00 |
| Senior year | $7,440.00 | $9,170.00 | $16,685.00 |
| Total 4-year net price | $28,718.00 | $35,397.00 | $64,404.00 |
| 10-year loan interest @ 6.8% | $10,940.00 | $13,485.00 | $24,535.00 |
| Total monthly payment | $330.00 | $407.00 | $741.00 |
| Total amount paid | $39,658.00 | $48,882.00 | $88,939.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $6,923.00 | $8,533.00 | $15,526.00 |
| Senior year | $7,091.00 | $8,741.00 | $15,903.00 |
| Total 2-year net price | $14,014.00 | $17,274.00 | $31,429.00 |
| 10-year loan interest @ 6.8% | $5,339.00 | $6,581.00 | $11,973.00 |
| Total monthly payment | $161.00 | $199.00 | $362.00 |
| Total amount paid | $19,353.00 | $23,855.00 | $43,403.00 |
For the complete net-price picture, see the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $8,244.00 |
| Average net price (off-campus) | $8,681.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,831.00 |
| $30,000 to $48,000 | $8,037.00 |
| $48,001 to $75,000 | $9,537.00 |
| $75,001 to $110,000 | $12,305.00 |
| Over $110,000 | $12,715.00 |
Get a tailored estimate from the Garden City Community College Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
Median graduate debt at Garden City Community College works out to $5,200.00, categorized as a Very Low (<$10k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,700.00 |
| 25th | $2,750.00 |
| Median (50th) | $5,200.00 |
| 75th | $8,315.00 |
| 90th | $12,441.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $4,500.00 |
| Middle income | $4,121.00 |
| High income | $5,500.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,000.00 |
| Continuing-generation students | $5,500.00 |
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The gap between Pell-eligible and non-Pell median debt at Garden City Community College amounts to $-1,006.00.
The default-rate classification at Garden City Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.4% |
For context on the loan portfolio, Stafford disbursements at Garden City Community College add up to $27,226,715.00 across 4,317 student borrowers.
Veteran and active-military students often access dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 9 |
| Avg GI Bill amount | $2,897.00 |
Dig into veteran education benefits on the college veterans page.
Use the figures above as a launch point, then think through Garden City Community College, think through the questions below:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.