College Factual  by our College Data Analytics Team
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Can You Afford Georgia Southwestern State University?

Concerned about paying for college? Take a look at Georgia Southwestern State University’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $10,275 & $31,134

Worried about paying the full cost of $31,134 to attend Georgia Southwestern State University? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in Georgia, the university offers a discount of 66.2% off tuition and fees. Also, 90.4% of freshmen receive some form of financial aid, with the average amount totaling $8,111. Students from low-income families receive an average of $10,137 in aid during their first year.

Cost for Residents of Georgia (no aid)

Tuition and fees$5,464
+ Room and board$8,420
+ Other expenses$6,528
Total cost$20,412
Affordability Score (73 out of 100)
more expensive
less expensive

Net Price for Residents of Georgia (with average aid)

Total cost$20,412
- Grants and scholarships$8,111
Net price$12,301
Affordability Score (81 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of Georgia

Total cost$20,412
- Grants and scholarships$10,137
Net price$10,275
Affordability Score (82 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$16,186
+ Room and board$8,420
+ Other expenses$6,528
Total cost$31,134
Affordability Score (51 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$31,134
- Grants and scholarships$8,111
Net price$23,023
Affordability Score (52 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$31,134
- Grants and scholarships$10,137
Net price$20,997
Affordability Score (47 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at Georgia Southwestern State University.

Projected Costs Between $38,535 and $177,220 For a Four Year Degree. Between $19,624 and $87,851 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend Georgia Southwestern State University in 2020 - 2021 was $20,412. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 0.3% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $20,526 during their first year. By their senior year, that cost will be approximately $20,699, for a bachelor degree candidate ($20,584 for an associate degree candidate) for a total of $82,451 over the course of four years ($41,110 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $128,331 based on a yearly growth rate of 0.9%. The expected two-year cost is $63,616.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at Georgia Southwestern State University

Cost With Interest for Residents of Georgia

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*-1.6%0.3%
Freshman year$9,902$11,923$20,526
Senior year$9,721$11,738$20,584
Total 2-year net price$19,624$23,660$41,110
10-year loan interest @ 6.8%$7,476$9,014$15,662
Total monthly payment$226$272$473
Total amount paid$27,099$32,674$56,772
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*-1.6%0.3%
Freshman year$9,902$11,923$20,526
Senior year$9,369$11,377$20,699
Total 4-year net price$38,535$46,593$82,451
10-year loan interest @ 6.8%$14,681$17,750$31,411
Total monthly payment$443$536$949
Total amount paid$53,216$64,343$113,862

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*-0.9%0.9%
Freshman year$20,583$22,610$31,672
Senior year$20,380$22,407$31,944
Total 2-year net price$40,963$45,017$63,616
10-year loan interest @ 6.8%$15,605$17,150$24,235
Total monthly payment$471$518$732
Total amount paid$56,568$62,167$87,851
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*-0.9%0.9%
Freshman year$20,583$22,610$31,672
Senior year$19,978$22,005$32,496
Total 4-year net price$81,119$89,228$128,331
10-year loan interest @ 6.8%$30,903$33,993$48,889
Total monthly payment$934$1,027$1,477
Total amount paid$112,022$123,221$177,220

Visit net price and financial aid to learn more about the total cost of attending Georgia Southwestern State University.

Further Questions to Consider

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