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Can You Afford William Rainey Harper College?

Here’s the full picture on paying for William Rainey Harper College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.

$12,833.00 Cost of Attendance
$11,607.00 Avg Net Price
$6,230.00 Median Grad Debt

Use the section links below to navigate this overview:

How Much Does It Cost to Attend William Rainey Harper College?

Cost of attendance at William Rainey Harper College came in between $12,833.00 ranging to $14,645.00 depending on your residency status.

Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $12,833.00 in-state against $14,645.00 for non-residents.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

The Full Cost for Residents (no aid)

Tuition and fees $10,062.00
+ Room, board & other expenses $2,771.00
Total cost $12,833.00
That is 33% below the national average net price.

Average Net Price for Residents (with average aid)

Total cost $12,833.00
− Grants and scholarships −$7,681.00
Net price $5,152.00
That is 73% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $12,833.00
− Grants and scholarships −$9,842.00
Net price $2,991.00
That is 84% below the national average net price.

What It Costs Non-Residents (no aid)

Tuition and fees $11,874.00
+ Room, board & other expenses $2,771.00
Total cost $14,645.00
That is 24% below the national average net price.

After-Aid Net Price for Non-Residents (with average aid)

Total cost $14,645.00
− Grants and scholarships −$7,681.00
Net price $6,964.00
That is 64% below the national average net price.

Average Net Price for Low-Income Non-Residents

Total cost $14,645.00
− Grants and scholarships −$9,842.00
Net price $4,803.00
That is 75% below the national average net price.
Go deeper on the components with the tuition & fees page and room and board.

Estimating the Total Cost of a Degree at William Rainey Harper College

The reported cost series has been increasing by around 0.5% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.5% 0.5% 0.5%
Freshman year $3,007.00 $5,180.00 $12,903.00
Senior year $3,057.00 $5,265.00 $13,115.00
Total 4-year net price $12,128.00 $20,890.00 $52,035.00
10-year loan interest @ 6.8% $4,620.00 $7,958.00 $19,824.00
Total monthly payment $140.00 $240.00 $599.00
Total amount paid $16,748.00 $28,849.00 $71,859.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.5% 0.5% 0.5%
Freshman year $3,007.00 $5,180.00 $12,903.00
Senior year $3,024.00 $5,208.00 $12,973.00
Total 2-year net price $6,031.00 $10,388.00 $25,876.00
10-year loan interest @ 6.8% $2,298.00 $3,958.00 $9,858.00
Total monthly payment $69.00 $120.00 $298.00
Total amount paid $8,329.00 $14,346.00 $35,734.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.5% 0.5% 0.5%
Freshman year $4,829.00 $7,002.00 $14,725.00
Senior year $4,909.00 $7,117.00 $14,967.00
Total 4-year net price $19,475.00 $28,238.00 $59,382.00
10-year loan interest @ 6.8% $7,419.00 $10,757.00 $22,623.00
Total monthly payment $224.00 $325.00 $683.00
Total amount paid $26,894.00 $38,995.00 $82,005.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.5% 0.5% 0.5%
Freshman year $4,829.00 $7,002.00 $14,725.00
Senior year $4,855.00 $7,040.00 $14,805.00
Total 2-year net price $9,685.00 $14,042.00 $29,530.00
10-year loan interest @ 6.8% $3,690.00 $5,350.00 $11,250.00
Total monthly payment $111.00 $162.00 $340.00
Total amount paid $13,374.00 $19,392.00 $40,780.00

See the full net-price breakdown in the net price section below.

After-Aid Net Price at William Rainey Harper College

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $11,607.00
Average net price (off-campus) $6,186.00

Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:

Family income Average net price
Under $30,000 $4,276.00
$30,000 to $48,000 $5,310.00
$48,001 to $75,000 $8,614.00
$75,001 to $110,000 $10,663.00
Over $110,000 $11,805.00

For a personalized estimate, try the William Rainey Harper College Net Price Calculator, or get in touch with the financial aid office.

Want to know how that aid is awarded? See the financial aid page.

How Much Do Students Borrow at William Rainey Harper College

Typical debt at graduation from William Rainey Harper College amounts to $6,230.00, which federal data classifies as a Very Low (<$10k) debt-load classification.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $1,750.00
25th $2,751.00
Median (50th) $6,230.00
75th $10,500.00
90th $19,000.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Read the complete debt breakdown on the student-loan-debt breakdown.

Income and Debt Outcomes at William Rainey Harper College

Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:

Family income Median debt at graduation
Low income $8,065.00
Middle income $5,500.00
High income $5,500.00

On average, low-income graduates leave with $2,565.00 more than graduates from high-income families.

First-Generation Debt Outcomes at William Rainey Harper College

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $6,400.00
Continuing-generation students $5,500.00

First-gen students at William Rainey Harper College hold $900.00 more debt than continuing-generation students.

Pell Grant Recipients and Debt at William Rainey Harper College

The Pell Grant is the largest federal grant for undergraduates from low-income families. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.

The Pell-versus-non-Pell median debt difference at William Rainey Harper College amounts to $1,292.00. This school carries a federal Pell-debt-inequity flag.

How Borrowers Repay Loans After William Rainey Harper College

The default-rate category at William Rainey Harper College is Low (<5%).

Window Cohort default rate
2-year 15.2%

For scale, federal Stafford loan disbursements at William Rainey Harper College total $107,931,195.00 distributed across 10,352 loan recipients.

Veteran Benefits at William Rainey Harper College

Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 111
Avg GI Bill amount $2,312.00
DoD Tuition Assistance recipients 6
Avg DoD Tuition Assistance $1,265.00

For the full rundown of veteran and military benefits, see the veterans benefits detail.

Questions Worth Asking

The figures above are a starting point — as you weigh William Rainey Harper College, keep these questions in mind:

Explore the related pages below for a deeper look at the cost picture:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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