by our College Data Analytics TeamHere is what you can expect to pay at Harrisburg Area Community College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The total cost of attendance at Harrisburg Area Community College varied between $16,636.00 and $19,613.00 depending on your residency status.
Where you live mattered — in-state students paid less than out-of-state students: roughly $16,636.00 in-state versus $19,613.00 for those paying out-of-state rates.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $9,495.00 |
| + Room, board & other expenses | $7,141.00 |
| Total cost | $16,636.00 |
| That is 14% below the national average net price. |
| Total cost | $16,636.00 |
| − Grants and scholarships | −$3,898.00 |
| Net price | $12,738.00 |
| That is 34% below the national average net price. |
| Total cost | $16,636.00 |
| − Grants and scholarships | −$6,684.00 |
| Net price | $9,952.00 |
| That is 48% below the national average net price. |
| Tuition and fees | $12,472.00 |
| + Room, board & other expenses | $7,141.00 |
| Total cost | $19,613.00 |
| That is 2% above the national average net price. |
| Total cost | $19,613.00 |
| − Grants and scholarships | −$3,898.00 |
| Net price | $15,715.00 |
| That is 18% below the national average net price. |
| Total cost | $19,613.00 |
| − Grants and scholarships | −$6,684.00 |
| Net price | $12,929.00 |
| That is 33% below the national average net price. | |
| For the full breakdown, see the tuition & fees page and room and board. |
Published costs have climbed year over year by roughly 8.4% annually, so the projections below total more than one year of attendance. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.4% | 8.4% | 8.4% |
| Freshman year | $10,785.00 | $13,804.00 | $18,028.00 |
| Senior year | $13,725.00 | $17,567.00 | $22,943.00 |
| Total 4-year net price | $48,862.00 | $62,540.00 | $81,678.00 |
| 10-year loan interest @ 6.8% | $18,615.00 | $23,826.00 | $31,116.00 |
| Total monthly payment | $562.00 | $720.00 | $940.00 |
| Total amount paid | $67,476.00 | $86,366.00 | $112,795.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.4% | 8.4% | 8.4% |
| Freshman year | $10,785.00 | $13,804.00 | $18,028.00 |
| Senior year | $11,687.00 | $14,959.00 | $19,536.00 |
| Total 2-year net price | $22,472.00 | $28,763.00 | $37,564.00 |
| 10-year loan interest @ 6.8% | $8,561.00 | $10,958.00 | $14,311.00 |
| Total monthly payment | $259.00 | $331.00 | $432.00 |
| Total amount paid | $31,033.00 | $39,720.00 | $51,875.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.4% | 8.4% | 8.4% |
| Freshman year | $14,011.00 | $17,030.00 | $21,254.00 |
| Senior year | $17,830.00 | $21,672.00 | $27,048.00 |
| Total 4-year net price | $63,478.00 | $77,156.00 | $96,294.00 |
| 10-year loan interest @ 6.8% | $24,183.00 | $29,394.00 | $36,685.00 |
| Total monthly payment | $731.00 | $888.00 | $1,108.00 |
| Total amount paid | $87,661.00 | $106,550.00 | $132,979.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 8.4% | 8.4% | 8.4% |
| Freshman year | $14,011.00 | $17,030.00 | $21,254.00 |
| Senior year | $15,183.00 | $18,455.00 | $23,032.00 |
| Total 2-year net price | $29,194.00 | $35,485.00 | $44,287.00 |
| 10-year loan interest @ 6.8% | $11,122.00 | $13,518.00 | $16,872.00 |
| Total monthly payment | $336.00 | $408.00 | $510.00 |
| Total amount paid | $40,316.00 | $49,003.00 | $61,158.00 |
Jump to the net-price detail in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $14,471.00 |
| Average net price (off-campus) | $12,117.00 |
The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,289.00 |
| $30,000 to $48,000 | $10,375.00 |
| $48,001 to $75,000 | $12,528.00 |
| $75,001 to $110,000 | $16,143.00 |
| Over $110,000 | $16,636.00 |
Get a tailored estimate from the Harrisburg Area Community College Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median amount borrowed by graduates of Harrisburg Area Community College amounts to $9,500.00, placing the school in the Very Low (<$10k) debt-burden bucket.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,000.00 |
| 25th | $3,597.00 |
| Median (50th) | $9,500.00 |
| 75th | $17,298.00 |
| 90th | $30,992.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student loan debt page.
Debt outcomes vary substantially with family income. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,500.00 |
| Middle income | $9,500.00 |
| High income | $8,250.00 |
Low-income graduates carry $1,250.00 more than graduates from high-income families.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,500.00 |
| Continuing-generation students | $8,250.00 |
First-gen students at Harrisburg Area Community College take on $1,250.00 in additional median debt versus continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Harrisburg Area Community College works out to $1,258.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for Harrisburg Area Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 16.3% |
To put the rates in context, Stafford loans at Harrisburg Area Community College amount to $1,022,529,972.00 across 67,183 disbursements.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 234 |
| Avg GI Bill amount | $3,503.00 |
| DoD Tuition Assistance recipients | 20 |
| Avg DoD Tuition Assistance | $2,189.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Harrisburg Area Community College, think through the questions below:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.