by our College Data Analytics TeamThe majority of students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to Hartwick College can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
Just what financing solutions does Hartwick provide, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to learn how much school funding will be available to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Continue reading to find information to help you understand just how much assistance you can expect to receive from Hartwick College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Among first-time, full-time freshmen at Hartwick College, 100% of entering full-time freshmen got some type of financial assistance some 360 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $36,569 |
| Institutional grants & scholarships | 100% | $32,054 |
| Federal Pell grants | 42% | $5,731 |
| State/local grants | 48% | $3,945 |
| Federal student loans | 91% | $5,494 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Hartwick, approximately 99% of undergraduates were awarded grant or scholarship aid averaging $37,636 (among about 1097 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 99% | $37,636 |
| Federal Pell grants | 36% | $5,498 |
| Federal student loans | 81% | $6,480 |
For on-campus title-IV students, average grant aid came to $37,294.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $28,147 |
| $30,001 – $75,000 | $30,127 |
| Over $75,000 | $30,501 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $31,320 |
| Off-campus title-IV students | $29,800 |
For a personalized estimate based on your family’s financial situation, use Hartwick’s NPC: www.hartwick.edu/admissions/net-price-calculator/.
The median student at Hartwick graduates with $17,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $17,500 |
| Median federal debt (graduates only) | $27,000 |
| Typical 10-year monthly payment (graduates) | $286.24/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The median alone does not show how widely outcomes vary across the student body. These percentiles trace how cumulative federal debt is spread among borrowers at Hartwick.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $12,000 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $35,000 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $14,750 |
| Middle income | $17,827 |
| High income | $19,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $16,000 |
| Continuing-generation students | $19,402 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $17,290 |
| Independent students | $19,701 |
The figure below distills the debt data into a single burden category for Hartwick.
Stafford loans are the federal government’s primary direct undergraduate lending program. These figures summarize annual Stafford program activity at Hartwick:
| Metric | Value |
|---|---|
| Stafford loan recipients | 6103 |
| Total Stafford loan amount | $98,382,991 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 8 |
| Total GI Bill amount | $106,149 |
| Average GI Bill amount per recipient | $13,269 |
References
More about our data sources and methodologies.