by our College Data Analytics TeamThis overview lays out the cost of attending Hartwick College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
What it costs to attend Hartwick College stands at about $66,623.00 for a single academic year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $54,962.00 |
| + Room, board & other expenses | $11,661.00 |
| Total cost | $66,623.00 |
| That is 103% above the national average net price. |
| Total cost | $66,623.00 |
| − Grants and scholarships | −$37,294.00 |
| Net price | $29,329.00 |
| That is 11% below the national average net price. |
| Total cost | $66,623.00 |
| − Grants and scholarships | −$46,030.00 |
| Net price | $20,593.00 |
| That is 37% below the national average net price. | |
| Go deeper on the components with the tuition & fees page and room and board. |
Published costs have climbed year over year at about 3.3% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $21,279.00 | $30,307.00 | $68,844.00 |
| Senior year | $23,479.00 | $33,440.00 | $75,961.00 |
| Total 4-year net price | $89,470.00 | $127,424.00 | $289,454.00 |
| 10-year loan interest @ 6.8% | $34,085.00 | $48,544.00 | $110,272.00 |
| Total monthly payment | $1,030.00 | $1,466.00 | $3,331.00 |
| Total amount paid | $123,554.00 | $175,969.00 | $399,726.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $21,279.00 | $30,307.00 | $68,844.00 |
| Senior year | $21,989.00 | $31,317.00 | $71,139.00 |
| Total 2-year net price | $43,268.00 | $61,624.00 | $139,983.00 |
| 10-year loan interest @ 6.8% | $16,484.00 | $23,476.00 | $53,328.00 |
| Total monthly payment | $498.00 | $709.00 | $1,611.00 |
| Total amount paid | $59,752.00 | $85,100.00 | $193,311.00 |
Jump to the net-price detail in the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $31,320.00 |
| Average net price (off-campus) | $29,800.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $26,633.00 |
| $30,000 to $48,000 | $29,759.00 |
| $48,001 to $75,000 | $30,440.00 |
| $75,001 to $110,000 | $31,596.00 |
| Over $110,000 | $30,012.00 |
Use Hartwick College Net Price Calculator, or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Median graduate debt at Hartwick College stands at $17,500.00, landing it in the Low ($10-20k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $12,000.00 |
| Median (50th) | $17,500.00 |
| 75th | $27,000.00 |
| 90th | $35,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,750.00 |
| Middle income | $17,827.00 |
| High income | $19,500.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,000.00 |
| Continuing-generation students | $19,402.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt difference between Pell-eligible and non-Pell graduates of Hartwick College is $-3,500.00.
The default-rate classification at Hartwick College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.5% |
To put the rates in context, Stafford loans at Hartwick College reach $98,382,991.00 distributed across 6,103 disbursements.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 8 |
| Avg GI Bill amount | $13,269.00 |
Explore GI Bill and military aid in detail on the college veterans page.
The data above is a foundation; round it out by asking yourself about Hartwick College, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.