by our College Data Analytics TeamHere is what you can expect to pay at Henderson Community College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Cost of attendance at Henderson Community College spanned $13,433.00 ranging to $15,137.00 based on in-state versus out-of-state status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: near $13,433.00 in-state compared with $15,137.00 for non-residents.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $4,728.00 |
| + Room, board & other expenses | $8,705.00 |
| Total cost | $13,433.00 |
| That is 30% below the national average net price. |
| Total cost | $13,433.00 |
| − Grants and scholarships | −$9,308.00 |
| Net price | $4,125.00 |
| That is 79% below the national average net price. |
| Total cost | $13,433.00 |
| − Grants and scholarships | −$10,500.00 |
| Net price | $2,933.00 |
| That is 85% below the national average net price. |
| Tuition and fees | $6,432.00 |
| + Room, board & other expenses | $8,705.00 |
| Total cost | $15,137.00 |
| That is 21% below the national average net price. |
| Total cost | $15,137.00 |
| − Grants and scholarships | −$9,308.00 |
| Net price | $5,829.00 |
| That is 70% below the national average net price. |
| Total cost | $15,137.00 |
| − Grants and scholarships | −$10,500.00 |
| Net price | $4,637.00 |
| That is 76% below the national average net price. | |
| Go deeper on the components with the tuition & fees page and living costs. |
Below, a full degree is projected forward at today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $2,933.00 | $4,125.00 | $13,433.00 |
| Senior year | $2,933.00 | $4,125.00 | $13,433.00 |
| Total 4-year net price | $11,732.00 | $16,500.00 | $53,732.00 |
| 10-year loan interest @ 6.8% | $4,469.00 | $6,286.00 | $20,470.00 |
| Total monthly payment | $135.00 | $190.00 | $618.00 |
| Total amount paid | $16,201.00 | $22,786.00 | $74,202.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $2,933.00 | $4,125.00 | $13,433.00 |
| Senior year | $2,933.00 | $4,125.00 | $13,433.00 |
| Total 2-year net price | $5,866.00 | $8,250.00 | $26,866.00 |
| 10-year loan interest @ 6.8% | $2,235.00 | $3,143.00 | $10,235.00 |
| Total monthly payment | $68.00 | $95.00 | $309.00 |
| Total amount paid | $8,101.00 | $11,393.00 | $37,101.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $4,637.00 | $5,829.00 | $15,137.00 |
| Senior year | $4,637.00 | $5,829.00 | $15,137.00 |
| Total 4-year net price | $18,548.00 | $23,316.00 | $60,548.00 |
| 10-year loan interest @ 6.8% | $7,066.00 | $8,883.00 | $23,067.00 |
| Total monthly payment | $213.00 | $268.00 | $697.00 |
| Total amount paid | $25,614.00 | $32,199.00 | $83,615.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $4,637.00 | $5,829.00 | $15,137.00 |
| Senior year | $4,637.00 | $5,829.00 | $15,137.00 |
| Total 2-year net price | $9,274.00 | $11,658.00 | $30,274.00 |
| 10-year loan interest @ 6.8% | $3,533.00 | $4,441.00 | $11,533.00 |
| Total monthly payment | $107.00 | $134.00 | $348.00 |
| Total amount paid | $12,807.00 | $16,099.00 | $41,807.00 |
| Jump to the net-price detail in the net-price section. |
Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $4,232.00 |
| Average net price (off-campus) | $5,063.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,636.00 |
| $30,000 to $48,000 | $3,882.00 |
| $48,001 to $75,000 | $6,490.00 |
| $75,001 to $110,000 | $8,349.00 |
| Over $110,000 | $9,930.00 |
Use Henderson Community College Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
Median graduate debt at Henderson Community College is $7,457.00, placing the school in the Very Low (<$10k) debt-load classification.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $3,476.00 |
| Median (50th) | $7,457.00 |
| 75th | $12,738.00 |
| 90th | $21,501.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Dig deeper into debt on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $7,950.00 |
| Middle income | $6,525.00 |
| High income | $6,251.00 |
Low-income borrowers graduate with $1,699.00 more than graduates from high-income families.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,491.00 |
| Continuing-generation students | $6,326.00 |
First-gen students at Henderson Community College take on $1,165.00 more median debt than continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt difference between Pell-eligible and non-Pell graduates of Henderson Community College works out to $1,584.00. This school carries a federal Pell-debt-inequity flag.
The default-rate category at Henderson Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 18.7% |
To put the rates in context, Stafford loans at Henderson Community College come to $36,311,122.00 across 3,384 student borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 8 |
| Avg GI Bill amount | $2,741.00 |
Read more about military and veteran aid on the veterans benefits detail.
Numbers only tell part of the story. As you weigh Henderson Community College, keep these questions in mind:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.