by our College Data Analytics TeamThis overview lays out the cost of attending Henderson State University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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The full cost of attending Henderson State University fell between $25,946.00 and $28,322.00 depending on your residency status.
In-state residents qualified for the lower cost, with out-of-state students paying more: around $25,946.00 in-state compared with $28,322.00 for non-residents.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $8,244.00 |
| + Room, board & other expenses | $17,702.00 |
| Total cost | $25,946.00 |
| That is 35% above the national average net price. |
| Total cost | $25,946.00 |
| − Grants and scholarships | −$3,980.00 |
| Net price | $21,966.00 |
| That is 14% above the national average net price. |
| Total cost | $25,946.00 |
| − Grants and scholarships | −$3,999.00 |
| Net price | $21,947.00 |
| That is 14% above the national average net price. |
| Tuition and fees | $10,620.00 |
| + Room, board & other expenses | $17,702.00 |
| Total cost | $28,322.00 |
| That is 47% above the national average net price. |
| Total cost | $28,322.00 |
| − Grants and scholarships | −$3,980.00 |
| Net price | $24,342.00 |
| That is 26% above the national average net price. |
| Total cost | $28,322.00 |
| − Grants and scholarships | −$3,999.00 |
| Net price | $24,323.00 |
| That is 26% above the national average net price. | |
| Go deeper on the components with tuition and fees and living costs. |
Cost of attendance here has been rising by around 2.9% annually, so the projections below total more than one year of attendance. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $22,579.00 | $22,598.00 | $26,693.00 |
| Senior year | $24,585.00 | $24,606.00 | $29,065.00 |
| Total 4-year net price | $94,290.00 | $94,371.00 | $111,470.00 |
| 10-year loan interest @ 6.8% | $35,921.00 | $35,952.00 | $42,466.00 |
| Total monthly payment | $1,085.00 | $1,086.00 | $1,283.00 |
| Total amount paid | $130,211.00 | $130,323.00 | $153,937.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $22,579.00 | $22,598.00 | $26,693.00 |
| Senior year | $23,229.00 | $23,249.00 | $27,461.00 |
| Total 2-year net price | $45,807.00 | $45,847.00 | $54,154.00 |
| 10-year loan interest @ 6.8% | $17,451.00 | $17,466.00 | $20,631.00 |
| Total monthly payment | $527.00 | $528.00 | $623.00 |
| Total amount paid | $63,258.00 | $63,313.00 | $74,785.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $25,023.00 | $25,043.00 | $29,137.00 |
| Senior year | $27,247.00 | $27,268.00 | $31,726.00 |
| Total 4-year net price | $104,498.00 | $104,579.00 | $121,678.00 |
| 10-year loan interest @ 6.8% | $39,810.00 | $39,841.00 | $46,355.00 |
| Total monthly payment | $1,203.00 | $1,204.00 | $1,400.00 |
| Total amount paid | $144,307.00 | $144,420.00 | $168,033.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $25,023.00 | $25,043.00 | $29,137.00 |
| Senior year | $25,743.00 | $25,763.00 | $29,976.00 |
| Total 2-year net price | $50,766.00 | $50,806.00 | $59,113.00 |
| 10-year loan interest @ 6.8% | $19,340.00 | $19,355.00 | $22,520.00 |
| Total monthly payment | $584.00 | $585.00 | $680.00 |
| Total amount paid | $70,107.00 | $70,161.00 | $81,633.00 |
See the full net-price breakdown in the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $23,405.00 |
| Average net price (off-campus) | $16,929.00 |
The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $15,236.00 |
| $30,000 to $48,000 | $15,087.00 |
| $48,001 to $75,000 | $19,426.00 |
| $75,001 to $110,000 | $17,869.00 |
| Over $110,000 | $19,082.00 |
Estimate your specific net price using the school’s Henderson State University Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The typical debt load for borrowers leaving Henderson State University is $12,000.00, landing it in the Low ($10-20k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $12,000.00 |
| 75th | $21,650.00 |
| 90th | $30,750.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Dig deeper into debt on the student loan debt detail.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,000.00 |
| Middle income | $11,878.00 |
| High income | $12,000.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $11,722.00 |
| Continuing-generation students | $12,250.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at Henderson State University stands at $1,350.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for Henderson State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 11.7% |
To give some context for these rates, Stafford loans disbursed at Henderson State University come to $321,447,222.00 over 15,087 loan recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 17 |
| Avg GI Bill amount | $4,900.00 |
| DoD Tuition Assistance recipients | 4 |
| Avg DoD Tuition Assistance | $3,500.00 |
Read more about military and veteran aid on the college veterans page.
The data above is a foundation; round it out by asking yourself about Henderson State University, the questions below are worth your time:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.