by our College Data Analytics TeamThis overview lays out the cost of attending Holy Cross College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the section links below to navigate this overview:
The cost of attendance at Holy Cross College is about $48,808.00 annually.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $36,600.00 |
| + Room, board & other expenses | $12,208.00 |
| Total cost | $48,808.00 |
| That is 49% above the national average net price. |
| Total cost | $48,808.00 |
| − Grants and scholarships | −$24,153.00 |
| Net price | $24,655.00 |
| That is 25% below the national average net price. |
| Total cost | $48,808.00 |
| − Grants and scholarships | −$35,504.00 |
| Net price | $13,304.00 |
| That is 59% below the national average net price. | |
| Explore each piece on tuition and fees and room and board. |
Costs have trended upward in recent years by around 2.4% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $13,628.00 | $25,256.00 | $49,998.00 |
| Senior year | $14,649.00 | $27,148.00 | $53,744.00 |
| Total 4-year net price | $56,539.00 | $104,778.00 | $207,423.00 |
| 10-year loan interest @ 6.8% | $21,539.00 | $39,917.00 | $79,021.00 |
| Total monthly payment | $651.00 | $1,206.00 | $2,387.00 |
| Total amount paid | $78,078.00 | $144,695.00 | $286,444.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $13,628.00 | $25,256.00 | $49,998.00 |
| Senior year | $13,960.00 | $25,872.00 | $51,216.00 |
| Total 2-year net price | $27,589.00 | $51,128.00 | $101,214.00 |
| 10-year loan interest @ 6.8% | $10,510.00 | $19,478.00 | $38,559.00 |
| Total monthly payment | $317.00 | $588.00 | $1,165.00 |
| Total amount paid | $38,099.00 | $70,605.00 | $139,773.00 |
See the full net-price breakdown in the net-price section.
The net price figure shows the cost after grants and scholarships are deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $26,728.00 |
| Average net price (off-campus) | $26,470.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,969.00 |
| $30,000 to $48,000 | $15,859.00 |
| $48,001 to $75,000 | $18,845.00 |
| $75,001 to $110,000 | $24,241.00 |
| Over $110,000 | $33,940.00 |
Run your own numbers with the Holy Cross College Net Price Calculator, or visit the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The median graduating debt at Holy Cross College stands at $11,904.00, categorized as a Low ($10-20k) debt-load classification.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $11,904.00 |
| 75th | $25,500.00 |
| 90th | $29,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $11,317.00 |
| Middle income | $19,750.00 |
| High income | $5,500.00 |
Low-income graduates carry $5,817.00 in extra median debt compared with high-income peers.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,750.00 |
| Continuing-generation students | $7,500.00 |
First-gen students at Holy Cross College leave with $8,250.00 more than continuing-generation graduates.
The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The gap between Pell-eligible and non-Pell median debt at Holy Cross College comes to $12,350.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for Holy Cross College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.9% |
To give some context for these rates, Stafford loans disbursed at Holy Cross College reach $27,616,355.00 across 2,220 recipients.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 4 |
| Avg GI Bill amount | $24,867.00 |
Dig into veteran education benefits on the college veterans page.
The figures above are a starting point — as you weigh Holy Cross College, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.