by our College Data Analytics TeamThis guide covers the real cost of attending Houston Christian University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at Houston Christian University is about $47,605.00 annually.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $39,430.00 |
| + Room, board & other expenses | $8,175.00 |
| Total cost | $47,605.00 |
| That is 45% above the national average net price. |
| Total cost | $47,605.00 |
| − Grants and scholarships | −$29,453.00 |
| Net price | $18,152.00 |
| That is 45% below the national average net price. |
| Total cost | $47,605.00 |
| − Grants and scholarships | −$32,149.00 |
| Net price | $15,456.00 |
| That is 53% below the national average net price. | |
| Explore each piece on tuition and fees and living costs. |
Published costs have climbed year over year by roughly 3.6% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.6% | 3.6% | 3.6% |
| Freshman year | $16,007.00 | $18,799.00 | $49,301.00 |
| Senior year | $17,779.00 | $20,880.00 | $54,758.00 |
| Total 4-year net price | $67,529.00 | $79,308.00 | $207,991.00 |
| 10-year loan interest @ 6.8% | $25,726.00 | $30,213.00 | $79,237.00 |
| Total monthly payment | $777.00 | $913.00 | $2,394.00 |
| Total amount paid | $93,255.00 | $109,521.00 | $287,228.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.6% | 3.6% | 3.6% |
| Freshman year | $16,007.00 | $18,799.00 | $49,301.00 |
| Senior year | $16,577.00 | $19,468.00 | $51,057.00 |
| Total 2-year net price | $32,583.00 | $38,267.00 | $100,357.00 |
| 10-year loan interest @ 6.8% | $12,413.00 | $14,578.00 | $38,232.00 |
| Total monthly payment | $375.00 | $440.00 | $1,155.00 |
| Total amount paid | $44,996.00 | $52,845.00 | $138,590.00 |
For the complete net-price picture, see the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $20,629.00 |
| Average net price (off-campus) | $19,780.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,782.00 |
| $30,000 to $48,000 | $17,020.00 |
| $48,001 to $75,000 | $20,618.00 |
| $75,001 to $110,000 | $23,711.00 |
| Over $110,000 | $27,103.00 |
Use Houston Christian University Net Price Calculator, or reach out to the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The median amount borrowed by graduates of Houston Christian University stands at $11,000.00, categorized as a Low ($10-20k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,250.00 |
| 25th | $5,500.00 |
| Median (50th) | $11,000.00 |
| 75th | $24,976.00 |
| 90th | $31,250.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,500.00 |
| Middle income | $11,000.00 |
| High income | $14,000.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $10,800.00 |
| Continuing-generation students | $12,505.00 |
The federal default-rate tier for Houston Christian University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.9% |
To give some context for these rates, Stafford loans disbursed at Houston Christian University amount to $326,515,797.00 across 14,469 recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 122 |
| Avg GI Bill amount | $13,546.00 |
| DoD Tuition Assistance recipients | 1 |
| Avg DoD Tuition Assistance | $750.00 |
Read more about military and veteran aid on the veterans benefits detail.
Use the figures above as a launch point, then think through Houston Christian University, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.