by our College Data Analytics TeamThis overview lays out the cost of attending Humphreys University-Stockton and Modesto Campuses, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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What it costs to attend Humphreys U-Stockton and Modesto Campuses comes to about $20,286.00 per year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $13,500.00 |
| + Room, board & other expenses | $6,786.00 |
| Total cost | $20,286.00 |
| That is 38% below the national average net price. |
| Total cost | $20,286.00 |
| − Grants and scholarships | −$15,394.00 |
| Net price | $4,892.00 |
| That is 85% below the national average net price. |
| Total cost | $20,286.00 |
| − Grants and scholarships | −$14,594.00 |
| Net price | $5,692.00 |
| That is 83% below the national average net price. | |
| Go deeper on the components with the tuition & fees page and room and board. |
The projections below extend the current annual cost across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $5,692.00 | $4,892.00 | $20,286.00 |
| Senior year | $5,692.00 | $4,892.00 | $20,286.00 |
| Total 4-year net price | $22,768.00 | $19,568.00 | $81,144.00 |
| 10-year loan interest @ 6.8% | $8,674.00 | $7,455.00 | $30,913.00 |
| Total monthly payment | $262.00 | $225.00 | $934.00 |
| Total amount paid | $31,442.00 | $27,023.00 | $112,057.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $5,692.00 | $4,892.00 | $20,286.00 |
| Senior year | $5,692.00 | $4,892.00 | $20,286.00 |
| Total 2-year net price | $11,384.00 | $9,784.00 | $40,572.00 |
| 10-year loan interest @ 6.8% | $4,337.00 | $3,727.00 | $15,456.00 |
| Total monthly payment | $131.00 | $113.00 | $467.00 |
| Total amount paid | $15,721.00 | $13,511.00 | $56,028.00 |
| Read more in the Net Price section. |
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $5,524.00 |
| Average net price (off-campus) | $11,410.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| $48,001 to $75,000 | $2,534.00 |
| Over $110,000 | $20,286.00 |
Run your own numbers with the Humphreys University-Stockton and Modesto Campuses Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median graduating debt at Humphreys U-Stockton and Modesto Campuses works out to $25,000.00, which federal data classifies as a Moderate ($20-30k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $7,601.00 |
| Median (50th) | $25,000.00 |
| 75th | $37,168.00 |
| 90th | $50,084.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $25,529.00 |
| Middle income | $22,775.00 |
| High income | $19,917.00 |
Graduates from lower-income families carry $5,612.00 more debt than their high-income peers.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $25,000.00 |
| Continuing-generation students | $26,030.00 |
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Humphreys U-Stockton and Modesto Campuses stands at $13,029.00. This school carries a federal Pell-debt-inequity flag.
The default-rate category at Humphreys U-Stockton and Modesto Campuses is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.8% |
For scale, federal Stafford loan disbursements at Humphreys U-Stockton and Modesto Campuses come to $181,914,869.00 across 4,968 recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 5 |
| Avg GI Bill amount | $6,864.00 |
Explore GI Bill and military aid in detail on the college veterans page.
Use the figures above as a launch point, then think through Humphreys U-Stockton and Modesto Campuses, think through the questions below:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.