by our College Data Analytics TeamThis guide covers the real cost of attending Indian River State College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
Use the section links below to navigate this overview:
The total cost of attendance at Indian River State College fell between $11,764.00 through $19,201.00 based on in-state versus out-of-state status.
In-state students paid the lower published figure, while out-of-state students faced the higher one: about $11,764.00 in-state, rising to $19,201.00 out of state.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $2,764.00 |
| + Room, board & other expenses | $9,000.00 |
| Total cost | $11,764.00 |
| That is 39% below the national average net price. |
| Total cost | $11,764.00 |
| − Grants and scholarships | −$7,761.00 |
| Net price | $4,003.00 |
| That is 79% below the national average net price. |
| Total cost | $11,764.00 |
| − Grants and scholarships | −$8,982.00 |
| Net price | $2,782.00 |
| That is 86% below the national average net price. |
| Tuition and fees | $10,201.00 |
| + Room, board & other expenses | $9,000.00 |
| Total cost | $19,201.00 |
| That is roughly at the national average net price. |
| Total cost | $19,201.00 |
| − Grants and scholarships | −$7,761.00 |
| Net price | $11,440.00 |
| That is 41% below the national average net price. |
| Total cost | $19,201.00 |
| − Grants and scholarships | −$8,982.00 |
| Net price | $10,219.00 |
| That is 47% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus room and board. |
The tables below project a full degree at the current published cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $2,782.00 | $4,003.00 | $11,764.00 |
| Senior year | $2,782.00 | $4,003.00 | $11,764.00 |
| Total 4-year net price | $11,128.00 | $16,012.00 | $47,056.00 |
| 10-year loan interest @ 6.8% | $4,239.00 | $6,100.00 | $17,927.00 |
| Total monthly payment | $128.00 | $184.00 | $542.00 |
| Total amount paid | $15,367.00 | $22,112.00 | $64,983.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $2,782.00 | $4,003.00 | $11,764.00 |
| Senior year | $2,782.00 | $4,003.00 | $11,764.00 |
| Total 2-year net price | $5,564.00 | $8,006.00 | $23,528.00 |
| 10-year loan interest @ 6.8% | $2,120.00 | $3,050.00 | $8,963.00 |
| Total monthly payment | $64.00 | $92.00 | $271.00 |
| Total amount paid | $7,684.00 | $11,056.00 | $32,491.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $10,219.00 | $11,440.00 | $19,201.00 |
| Senior year | $10,219.00 | $11,440.00 | $19,201.00 |
| Total 4-year net price | $40,876.00 | $45,760.00 | $76,804.00 |
| 10-year loan interest @ 6.8% | $15,572.00 | $17,433.00 | $29,260.00 |
| Total monthly payment | $470.00 | $527.00 | $884.00 |
| Total amount paid | $56,448.00 | $63,193.00 | $106,064.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $10,219.00 | $11,440.00 | $19,201.00 |
| Senior year | $10,219.00 | $11,440.00 | $19,201.00 |
| Total 2-year net price | $20,438.00 | $22,880.00 | $38,402.00 |
| 10-year loan interest @ 6.8% | $7,786.00 | $8,716.00 | $14,630.00 |
| Total monthly payment | $235.00 | $263.00 | $442.00 |
| Total amount paid | $28,224.00 | $31,596.00 | $53,032.00 |
| See the full net-price breakdown in the net price section below. |
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $3,815.00 |
| Average net price (off-campus) | $5,202.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $4,763.00 |
| $30,000 to $48,000 | $4,857.00 |
| $48,001 to $75,000 | $6,465.00 |
| $75,001 to $110,000 | $6,902.00 |
| Over $110,000 | $9,878.00 |
Estimate your specific net price using the school’s Indian River State College Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The median graduating debt at Indian River State College is $5,500.00, landing it in the Very Low (<$10k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $2,550.00 |
| Median (50th) | $5,500.00 |
| 75th | $9,000.00 |
| 90th | $17,750.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student loan debt detail.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $6,720.00 |
| Middle income | $5,245.00 |
| High income | $4,500.00 |
Borrowers from lower-income families leave school with $2,220.00 more debt than their high-income peers.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,500.00 |
| Continuing-generation students | $4,666.00 |
First-gen students at Indian River State College carry $834.00 more median debt than continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at Indian River State College is $1,275.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate classification for Indian River State College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 13.7% |
For scale, federal Stafford loan disbursements at Indian River State College come to $115,537,309.00 distributed across 12,488 borrowers.
Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 183 |
| Avg GI Bill amount | $2,641.00 |
| DoD Tuition Assistance recipients | 31 |
| Avg DoD Tuition Assistance | $1,571.00 |
Read more about military and veteran aid on the veteran aid breakdown.
The figures above are a starting point — as you weigh Indian River State College, think through the questions below:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.