by our College Data Analytics TeamHere’s the full picture on paying for Indiana University of Pennsylvania-Main Campus, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The total cost of attendance at Indiana U of Pennsylvania-Main Campus fell between $26,405.00 ranging to $31,322.00 depending on your residency status.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: close to $26,405.00 in-state versus $31,322.00 for out-of-state students.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $11,380.00 |
| + Room, board & other expenses | $15,025.00 |
| Total cost | $26,405.00 |
| That is 37% above the national average net price. |
| Total cost | $26,405.00 |
| − Grants and scholarships | −$10,094.00 |
| Net price | $16,311.00 |
| That is 15% below the national average net price. |
| Total cost | $26,405.00 |
| − Grants and scholarships | −$14,534.00 |
| Net price | $11,871.00 |
| That is 38% below the national average net price. |
| Tuition and fees | $16,297.00 |
| + Room, board & other expenses | $15,025.00 |
| Total cost | $31,322.00 |
| That is 63% above the national average net price. |
| Total cost | $31,322.00 |
| − Grants and scholarships | −$10,094.00 |
| Net price | $21,228.00 |
| That is 10% above the national average net price. |
| Total cost | $31,322.00 |
| − Grants and scholarships | −$14,534.00 |
| Net price | $16,788.00 |
| That is 13% below the national average net price. | |
| Explore each piece on the tuition & fees page plus living costs. |
Below, a full degree is projected forward at today’s cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $11,871.00 | $16,311.00 | $26,405.00 |
| Senior year | $11,871.00 | $16,311.00 | $26,405.00 |
| Total 4-year net price | $47,484.00 | $65,244.00 | $105,620.00 |
| 10-year loan interest @ 6.8% | $18,090.00 | $24,856.00 | $40,237.00 |
| Total monthly payment | $546.00 | $751.00 | $1,215.00 |
| Total amount paid | $65,574.00 | $90,100.00 | $145,857.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $11,871.00 | $16,311.00 | $26,405.00 |
| Senior year | $11,871.00 | $16,311.00 | $26,405.00 |
| Total 2-year net price | $23,742.00 | $32,622.00 | $52,810.00 |
| 10-year loan interest @ 6.8% | $9,045.00 | $12,428.00 | $20,119.00 |
| Total monthly payment | $273.00 | $375.00 | $608.00 |
| Total amount paid | $32,787.00 | $45,050.00 | $72,929.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $16,788.00 | $21,228.00 | $31,322.00 |
| Senior year | $16,788.00 | $21,228.00 | $31,322.00 |
| Total 4-year net price | $67,152.00 | $84,912.00 | $125,288.00 |
| 10-year loan interest @ 6.8% | $25,582.00 | $32,348.00 | $47,730.00 |
| Total monthly payment | $773.00 | $977.00 | $1,442.00 |
| Total amount paid | $92,734.00 | $117,260.00 | $173,018.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $16,788.00 | $21,228.00 | $31,322.00 |
| Senior year | $16,788.00 | $21,228.00 | $31,322.00 |
| Total 2-year net price | $33,576.00 | $42,456.00 | $62,644.00 |
| 10-year loan interest @ 6.8% | $12,791.00 | $16,174.00 | $23,865.00 |
| Total monthly payment | $386.00 | $489.00 | $721.00 |
| Total amount paid | $46,367.00 | $58,630.00 | $86,509.00 |
| For the complete net-price picture, see the net price section below. |
Net price reflects the true cost to attend after grant and scholarship aid is deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $16,804.00 |
| Average net price (off-campus) | $17,216.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,696.00 |
| $30,000 to $48,000 | $13,245.00 |
| $48,001 to $75,000 | $16,425.00 |
| $75,001 to $110,000 | $20,800.00 |
| Over $110,000 | $21,502.00 |
Use Indiana University of Pennsylvania-Main Campus Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
Typical debt at graduation from Indiana U of Pennsylvania-Main Campus comes to $19,995.00, placing the school in the Low ($10-20k) burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,750.00 |
| 25th | $8,500.00 |
| Median (50th) | $19,995.00 |
| 75th | $28,000.00 |
| 90th | $35,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt at graduation is far from uniform across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,750.00 |
| Middle income | $19,900.00 |
| High income | $21,218.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $20,732.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Indiana U of Pennsylvania-Main Campus stands at $534.00. This school carries a federal Pell-debt-inequity flag.
The Department of Education default-rate tier for Indiana U of Pennsylvania-Main Campus is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.9% |
For context on the loan portfolio, Stafford disbursements at Indiana U of Pennsylvania-Main Campus come to $1,209,162,219.00 over 54,882 disbursements.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 99 |
| Avg GI Bill amount | $6,711.00 |
| DoD Tuition Assistance recipients | 1 |
| Avg DoD Tuition Assistance | $3,000.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Indiana U of Pennsylvania-Main Campus, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.