College Factual  by our College Data Analytics Team
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Can You Afford Indiana University of Pennsylvania - Main Campus?

Concerned about paying for college? Take a look at IUP’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $19,225 & $34,713

Worried about paying the full cost of $34,713 to attend Indiana University of Pennsylvania - Main Campus? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in Pennsylvania, the university offers a discount of 30.4% off tuition and fees. Also, 69.5% of freshmen receive some form of financial aid, with the average amount totaling $6,805. Students from low-income families receive an average of $9,735 in aid during their first year.

Cost for Residents of Pennsylvania (no aid)

Tuition and fees$13,144
+ Room and board$12,636
+ Other expenses$3,180
Total cost$28,960
Affordability Score (42 out of 100)
more expensive
less expensive

Net Price for Residents of Pennsylvania (with average aid)

Total cost$28,960
- Grants and scholarships$6,805
Net price$22,155
Affordability Score (37 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of Pennsylvania

Total cost$28,960
- Grants and scholarships$9,735
Net price$19,225
Affordability Score (35 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$18,897
+ Room and board$12,636
+ Other expenses$3,180
Total cost$34,713
Affordability Score (42 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$34,713
- Grants and scholarships$6,805
Net price$27,908
Affordability Score (30 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$34,713
- Grants and scholarships$9,735
Net price$24,978
Affordability Score (27 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at IUP.

Projected Costs Between $81,928 and $191,749 For a Four Year Degree. Between $40,225 and $95,875 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend Indiana University of Pennsylvania - Main Campus in 2020 - 2021 was $28,960. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 1.2% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $29,683 during their first year. By their senior year, that cost will be approximately $30,801, for a bachelor degree candidate ($30,051 for an associate degree candidate) for a total of $120,957 over the course of four years ($59,733 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $138,852 based on a yearly growth rate of 0.0%. The expected two-year cost is $69,426.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at Indiana University of Pennsylvania - Main Campus

Cost With Interest for Residents of Pennsylvania

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*0.5%1.2%
Freshman year$19,931$22,364$29,683
Senior year$20,294$22,469$30,051
Total 2-year net price$40,225$44,833$59,733
10-year loan interest @ 6.8%$15,324$17,080$22,756
Total monthly payment$463$516$687
Total amount paid$55,549$61,912$82,490
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*0.5%1.2%
Freshman year$19,931$22,364$29,683
Senior year$21,039$22,681$30,801
Total 4-year net price$81,928$90,088$120,957
10-year loan interest @ 6.8%$31,211$34,320$46,080
Total monthly payment$943$1,037$1,392
Total amount paid$113,139$124,408$167,038

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*-0.1%0.0%
Freshman year$25,682$27,869$34,713
Senior year$26,042$27,849$34,713
Total 2-year net price$51,724$55,718$69,426
10-year loan interest @ 6.8%$19,705$21,227$26,449
Total monthly payment$595$641$799
Total amount paid$71,429$76,945$95,875
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*-0.1%0.0%
Freshman year$25,682$27,869$34,713
Senior year$26,776$27,810$34,713
Total 4-year net price$104,907$111,359$138,852
10-year loan interest @ 6.8%$39,966$42,424$52,897
Total monthly payment$1,207$1,282$1,598
Total amount paid$144,872$153,782$191,749

Visit net price and financial aid to learn more about the total cost of attending Indiana University of Pennsylvania - Main Campus.

Further Questions to Consider

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