College Factual  by our College Data Analytics Team
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Can You Afford Indiana University - South Bend?

Concerned about paying for college? Take a look at Indiana University - South Bend’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $8,758 & $33,104

Worried about paying the full cost of $33,104 to attend Indiana University - South Bend? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in Indiana, the university offers a discount of 62.5% off tuition and fees. Also, 81.6% of freshmen receive some form of financial aid, with the average amount totaling $7,624. Students from low-income families receive an average of $11,487 in aid during their first year.

Cost for Residents of Indiana (no aid)

Tuition and fees$7,715
+ Room and board$8,958
+ Other expenses$3,572
Total cost$20,245
Affordability Score (74 out of 100)
more expensive
less expensive

Net Price for Residents of Indiana (with average aid)

Total cost$20,245
- Grants and scholarships$7,624
Net price$12,621
Affordability Score (79 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of Indiana

Total cost$20,245
- Grants and scholarships$11,487
Net price$8,758
Affordability Score (88 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$20,574
+ Room and board$8,958
+ Other expenses$3,572
Total cost$33,104
Affordability Score (46 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$33,104
- Grants and scholarships$7,624
Net price$25,480
Affordability Score (40 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$33,104
- Grants and scholarships$11,487
Net price$21,617
Affordability Score (44 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at Indiana University - South Bend.

Projected Costs Between $34,266 and $190,608 For a Four Year Degree. Between $17,242 and $94,177 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend Indiana University - South Bend in 2020 - 2021 was $20,245. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 0.8% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $20,558 during their first year. By their senior year, that cost will be approximately $21,037, for a bachelor degree candidate ($20,716 for an associate degree candidate) for a total of $83,187 over the course of four years ($41,274 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $138,026 based on a yearly growth rate of 1.2%. The expected two-year cost is $68,196.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at Indiana University - South Bend

Cost With Interest for Residents of Indiana

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*-0.2%0.8%
Freshman year$8,648$12,558$20,558
Senior year$8,594$12,527$20,716
Total 2-year net price$17,242$25,085$41,274
10-year loan interest @ 6.8%$6,568$9,556$15,724
Total monthly payment$198$289$475
Total amount paid$23,810$34,641$56,998
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*-0.2%0.8%
Freshman year$8,648$12,558$20,558
Senior year$8,486$12,464$21,037
Total 4-year net price$34,266$50,044$83,187
10-year loan interest @ 6.8%$13,054$19,065$31,691
Total monthly payment$394$576$957
Total amount paid$47,321$69,109$114,878

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*1.5%1.2%
Freshman year$21,951$26,250$33,897
Senior year$22,120$26,644$34,300
Total 2-year net price$44,071$52,894$68,196
10-year loan interest @ 6.8%$16,790$20,151$25,980
Total monthly payment$507$609$785
Total amount paid$60,861$73,045$94,177
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*1.5%1.2%
Freshman year$21,951$26,250$33,897
Senior year$22,462$27,449$35,121
Total 4-year net price$88,824$107,387$138,026
10-year loan interest @ 6.8%$33,839$40,910$52,583
Total monthly payment$1,022$1,236$1,588
Total amount paid$122,663$148,297$190,608

Visit net price and financial aid to learn more about the total cost of attending Indiana University - South Bend.

Further Questions to Consider

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