by our College Data Analytics TeamThis overview lays out the cost of attending Jacksonville State University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
Cost of attendance at Jacksonville State University varied between $23,422.00 through $33,862.00 depending on your residency status.
Where you live mattered — in-state students paid less than out-of-state students: around $23,422.00 in-state, rising to $33,862.00 out of state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $12,894.00 |
| + Room, board & other expenses | $10,528.00 |
| Total cost | $23,422.00 |
| That is 22% above the national average net price. |
| Total cost | $23,422.00 |
| − Grants and scholarships | −$9,978.00 |
| Net price | $13,444.00 |
| That is 30% below the national average net price. |
| Total cost | $23,422.00 |
| − Grants and scholarships | −$11,785.00 |
| Net price | $11,637.00 |
| That is 40% below the national average net price. |
| Tuition and fees | $23,334.00 |
| + Room, board & other expenses | $10,528.00 |
| Total cost | $33,862.00 |
| That is 76% above the national average net price. |
| Total cost | $33,862.00 |
| − Grants and scholarships | −$9,978.00 |
| Net price | $23,884.00 |
| That is 24% above the national average net price. |
| Total cost | $33,862.00 |
| − Grants and scholarships | −$11,785.00 |
| Net price | $22,077.00 |
| That is 15% above the national average net price. | |
| Go deeper on the components with tuition and fees and living costs. |
Published costs have climbed year over year at about 3.8% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $12,084.00 | $13,961.00 | $24,322.00 |
| Senior year | $13,532.00 | $15,634.00 | $27,237.00 |
| Total 4-year net price | $51,197.00 | $59,147.00 | $103,046.00 |
| 10-year loan interest @ 6.8% | $19,504.00 | $22,533.00 | $39,257.00 |
| Total monthly payment | $589.00 | $681.00 | $1,186.00 |
| Total amount paid | $70,702.00 | $81,680.00 | $142,302.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $12,084.00 | $13,961.00 | $24,322.00 |
| Senior year | $12,549.00 | $14,498.00 | $25,258.00 |
| Total 2-year net price | $24,633.00 | $28,458.00 | $49,580.00 |
| 10-year loan interest @ 6.8% | $9,384.00 | $10,842.00 | $18,888.00 |
| Total monthly payment | $283.00 | $328.00 | $571.00 |
| Total amount paid | $34,018.00 | $39,300.00 | $68,468.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $22,926.00 | $24,802.00 | $35,164.00 |
| Senior year | $25,673.00 | $27,774.00 | $39,377.00 |
| Total 4-year net price | $97,128.00 | $105,078.00 | $148,977.00 |
| 10-year loan interest @ 6.8% | $37,002.00 | $40,031.00 | $56,755.00 |
| Total monthly payment | $1,118.00 | $1,209.00 | $1,714.00 |
| Total amount paid | $134,131.00 | $145,109.00 | $205,731.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $22,926.00 | $24,802.00 | $35,164.00 |
| Senior year | $23,807.00 | $25,756.00 | $36,516.00 |
| Total 2-year net price | $46,733.00 | $50,558.00 | $71,680.00 |
| 10-year loan interest @ 6.8% | $17,804.00 | $19,261.00 | $27,307.00 |
| Total monthly payment | $538.00 | $582.00 | $825.00 |
| Total amount paid | $64,536.00 | $69,819.00 | $98,987.00 |
See the full net-price breakdown in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $14,279.00 |
| Average net price (off-campus) | $14,850.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,268.00 |
| $30,000 to $48,000 | $13,842.00 |
| $48,001 to $75,000 | $16,202.00 |
| $75,001 to $110,000 | $18,157.00 |
| Over $110,000 | $18,079.00 |
Get a tailored estimate from the Jacksonville State University Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median amount borrowed by graduates of Jacksonville State University amounts to $14,000.00, categorized as a Low ($10-20k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,522.00 |
| 25th | $6,750.00 |
| Median (50th) | $14,000.00 |
| 75th | $28,666.00 |
| 90th | $41,750.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Dig deeper into debt on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,000.00 |
| Middle income | $14,250.00 |
| High income | $14,000.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,418.00 |
| Continuing-generation students | $12,500.00 |
First-generation graduates from Jacksonville State University carry $1,918.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at Jacksonville State University is $3,125.00. This school carries a federal Pell-debt-inequity flag.
The Department of Education default-rate tier for Jacksonville State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.7% |
For scale, federal Stafford loan disbursements at Jacksonville State University come to $889,630,748.00 across 34,992 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 116 |
| Avg GI Bill amount | $7,207.00 |
| DoD Tuition Assistance recipients | 19 |
| Avg DoD Tuition Assistance | $2,737.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
Use the figures above as a launch point, then think through Jacksonville State University, consider the following:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.