by our College Data Analytics TeamBelow is the data on what it actually costs to attend James A. Rhodes State College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Use the section links below to navigate this overview:
Attendance costs at James A. Rhodes State College ranged from $13,569.00 ranging to $18,129.00 depending on residency and living arrangement.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $13,569.00 in-state versus $18,129.00 out-of-state.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $4,560.00 |
| + Room, board & other expenses | $9,009.00 |
| Total cost | $13,569.00 |
| That is 30% below the national average net price. |
| Total cost | $13,569.00 |
| − Grants and scholarships | −$5,821.00 |
| Net price | $7,748.00 |
| That is 60% below the national average net price. |
| Total cost | $13,569.00 |
| − Grants and scholarships | −$7,117.00 |
| Net price | $6,452.00 |
| That is 66% below the national average net price. |
| Tuition and fees | $9,120.00 |
| + Room, board & other expenses | $9,009.00 |
| Total cost | $18,129.00 |
| That is 6% below the national average net price. |
| Total cost | $18,129.00 |
| − Grants and scholarships | −$5,821.00 |
| Net price | $12,308.00 |
| That is 36% below the national average net price. |
| Total cost | $18,129.00 |
| − Grants and scholarships | −$7,117.00 |
| Net price | $11,012.00 |
| That is 43% below the national average net price. | |
| For the full breakdown, see tuition and fees and living costs. |
Cost of attendance here has been rising at about 1.3% annually, so the projections below total more than one year of attendance. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.3% | 1.3% | 1.3% |
| Freshman year | $6,534.00 | $7,846.00 | $13,741.00 |
| Senior year | $6,786.00 | $8,149.00 | $14,272.00 |
| Total 4-year net price | $26,638.00 | $31,989.00 | $56,022.00 |
| 10-year loan interest @ 6.8% | $10,148.00 | $12,187.00 | $21,343.00 |
| Total monthly payment | $307.00 | $368.00 | $645.00 |
| Total amount paid | $36,787.00 | $44,176.00 | $77,365.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.3% | 1.3% | 1.3% |
| Freshman year | $6,534.00 | $7,846.00 | $13,741.00 |
| Senior year | $6,617.00 | $7,946.00 | $13,916.00 |
| Total 2-year net price | $13,151.00 | $15,793.00 | $27,658.00 |
| 10-year loan interest @ 6.8% | $5,010.00 | $6,016.00 | $10,537.00 |
| Total monthly payment | $151.00 | $182.00 | $318.00 |
| Total amount paid | $18,161.00 | $21,809.00 | $38,194.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.3% | 1.3% | 1.3% |
| Freshman year | $11,152.00 | $12,464.00 | $18,359.00 |
| Senior year | $11,583.00 | $12,946.00 | $19,068.00 |
| Total 4-year net price | $45,465.00 | $50,816.00 | $74,849.00 |
| 10-year loan interest @ 6.8% | $17,321.00 | $19,359.00 | $28,515.00 |
| Total monthly payment | $523.00 | $585.00 | $861.00 |
| Total amount paid | $62,786.00 | $70,175.00 | $103,364.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.3% | 1.3% | 1.3% |
| Freshman year | $11,152.00 | $12,464.00 | $18,359.00 |
| Senior year | $11,294.00 | $12,623.00 | $18,593.00 |
| Total 2-year net price | $22,446.00 | $25,087.00 | $36,952.00 |
| 10-year loan interest @ 6.8% | $8,551.00 | $9,557.00 | $14,077.00 |
| Total monthly payment | $258.00 | $289.00 | $425.00 |
| Total amount paid | $30,997.00 | $34,645.00 | $51,029.00 |
See the full net-price breakdown in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $8,757.00 |
| Average net price (off-campus) | $8,851.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,808.00 |
| $30,000 to $48,000 | $6,839.00 |
| $48,001 to $75,000 | $10,588.00 |
| $75,001 to $110,000 | $11,966.00 |
| Over $110,000 | $12,989.00 |
Get a tailored estimate from the James A. Rhodes State College Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The typical debt load for borrowers leaving James A. Rhodes State College works out to $7,759.00, landing it in the Very Low (<$10k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,825.00 |
| 25th | $3,500.00 |
| Median (50th) | $7,759.00 |
| 75th | $16,167.00 |
| 90th | $26,271.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,201.00 |
| Middle income | $8,037.00 |
| High income | $5,613.00 |
On average, low-income graduates leave with $3,588.00 more debt than high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,102.00 |
| Continuing-generation students | $5,501.00 |
First-generation graduates from James A. Rhodes State College take on $2,601.00 more debt than continuing-generation students.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt difference between Pell-eligible and non-Pell graduates of James A. Rhodes State College stands at $3,408.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate classification at James A. Rhodes State College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 12.4% |
To put the rates in context, Stafford loans at James A. Rhodes State College add up to $161,965,432.00 over 10,457 recipients.
Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 19 |
| Avg GI Bill amount | $2,842.00 |
Read more about military and veteran aid on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing James A. Rhodes State College, think through the questions below:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.