by our College Data Analytics TeamThis guide covers the real cost of attending Kirkwood Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Use the links below to jump straight to any section on this page:
Attendance costs at Kirkwood Community College spanned $14,797.00 ranging to $16,841.00 across residency tiers.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: near $14,797.00 in-state, rising to $16,841.00 for out-of-state students.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $6,176.00 |
| + Room, board & other expenses | $8,621.00 |
| Total cost | $14,797.00 |
| That is 23% below the national average net price. |
| Total cost | $14,797.00 |
| − Grants and scholarships | −$5,874.00 |
| Net price | $8,923.00 |
| That is 54% below the national average net price. |
| Total cost | $14,797.00 |
| − Grants and scholarships | −$8,612.00 |
| Net price | $6,185.00 |
| That is 68% below the national average net price. |
| Tuition and fees | $8,220.00 |
| + Room, board & other expenses | $8,621.00 |
| Total cost | $16,841.00 |
| That is 13% below the national average net price. |
| Total cost | $16,841.00 |
| − Grants and scholarships | −$5,874.00 |
| Net price | $10,967.00 |
| That is 43% below the national average net price. |
| Total cost | $16,841.00 |
| − Grants and scholarships | −$8,612.00 |
| Net price | $8,229.00 |
| That is 57% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus room and board. |
Costs have trended upward in recent years by around 5.2% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.2% | 5.2% | 5.2% |
| Freshman year | $6,504.00 | $9,383.00 | $15,560.00 |
| Senior year | $7,563.00 | $10,911.00 | $18,094.00 |
| Total 4-year net price | $28,099.00 | $40,537.00 | $67,223.00 |
| 10-year loan interest @ 6.8% | $10,705.00 | $15,443.00 | $25,610.00 |
| Total monthly payment | $323.00 | $467.00 | $774.00 |
| Total amount paid | $38,803.00 | $55,981.00 | $92,833.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.2% | 5.2% | 5.2% |
| Freshman year | $6,504.00 | $9,383.00 | $15,560.00 |
| Senior year | $6,839.00 | $9,867.00 | $16,363.00 |
| Total 2-year net price | $13,343.00 | $19,250.00 | $31,923.00 |
| 10-year loan interest @ 6.8% | $5,083.00 | $7,334.00 | $12,161.00 |
| Total monthly payment | $154.00 | $222.00 | $367.00 |
| Total amount paid | $18,427.00 | $26,584.00 | $44,084.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.2% | 5.2% | 5.2% |
| Freshman year | $8,653.00 | $11,533.00 | $17,710.00 |
| Senior year | $10,063.00 | $13,411.00 | $20,593.00 |
| Total 4-year net price | $37,385.00 | $49,823.00 | $76,509.00 |
| 10-year loan interest @ 6.8% | $14,242.00 | $18,981.00 | $29,147.00 |
| Total monthly payment | $430.00 | $573.00 | $880.00 |
| Total amount paid | $51,627.00 | $68,804.00 | $105,656.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.2% | 5.2% | 5.2% |
| Freshman year | $8,653.00 | $11,533.00 | $17,710.00 |
| Senior year | $9,100.00 | $12,127.00 | $18,623.00 |
| Total 2-year net price | $17,753.00 | $23,660.00 | $36,332.00 |
| 10-year loan interest @ 6.8% | $6,763.00 | $9,014.00 | $13,841.00 |
| Total monthly payment | $204.00 | $272.00 | $418.00 |
| Total amount paid | $24,516.00 | $32,674.00 | $50,174.00 |
Read more in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $9,705.00 |
| Average net price (off-campus) | $9,388.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,322.00 |
| $30,000 to $48,000 | $7,831.00 |
| $48,001 to $75,000 | $9,806.00 |
| $75,001 to $110,000 | $12,463.00 |
| Over $110,000 | $13,234.00 |
Use Kirkwood Community College Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
The typical debt load for borrowers leaving Kirkwood Community College is $7,591.00, which federal data classifies as a Very Low (<$10k) debt-burden bucket.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,000.00 |
| 25th | $3,500.00 |
| Median (50th) | $7,591.00 |
| 75th | $13,500.00 |
| 90th | $24,010.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student loan debt page.
Debt outcomes vary substantially with family income. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,950.00 |
| Middle income | $6,750.00 |
| High income | $6,500.00 |
Graduates from lower-income families carry $2,450.00 more than graduates from high-income families.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,857.00 |
| Continuing-generation students | $7,000.00 |
First-gen students at Kirkwood Community College carry $857.00 more than continuing-generation graduates.
The Pell Grant is the main federal need-based award for undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell-versus-non-Pell median debt difference at Kirkwood Community College stands at $2,490.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The Department of Education default-rate tier for Kirkwood Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 19.1% |
For context on the loan portfolio, Stafford disbursements at Kirkwood Community College add up to $621,852,022.00 distributed across 51,352 student borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 99 |
| Avg GI Bill amount | $3,959.00 |
| DoD Tuition Assistance recipients | 37 |
| Avg DoD Tuition Assistance | $2,953.00 |
Read more about military and veteran aid on the college veterans page.
The data above is a foundation; round it out by asking yourself about Kirkwood Community College, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.