by our College Data Analytics TeamBelow is the data on what it actually costs to attend Kirtland Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Use the section links below to navigate this overview:
Published attendance costs at Kirtland Community College spanned $15,802.00 and up to $18,322.00 depending on whether you qualify for in-state rates.
In-state residents qualified for the lower cost, with out-of-state students paying more: near $15,802.00 in-state versus $18,322.00 for out-of-state students.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $7,350.00 |
| + Room, board & other expenses | $8,452.00 |
| Total cost | $15,802.00 |
| That is 18% below the national average net price. |
| Total cost | $15,802.00 |
| − Grants and scholarships | −$8,534.00 |
| Net price | $7,268.00 |
| That is 62% below the national average net price. |
| Total cost | $15,802.00 |
| − Grants and scholarships | −$8,594.00 |
| Net price | $7,208.00 |
| That is 63% below the national average net price. |
| Tuition and fees | $9,870.00 |
| + Room, board & other expenses | $8,452.00 |
| Total cost | $18,322.00 |
| That is 5% below the national average net price. |
| Total cost | $18,322.00 |
| − Grants and scholarships | −$8,534.00 |
| Net price | $9,788.00 |
| That is 49% below the national average net price. |
| Total cost | $18,322.00 |
| − Grants and scholarships | −$8,594.00 |
| Net price | $9,728.00 |
| That is 49% below the national average net price. | |
| Explore each piece on the tuition & fees page plus room and board. |
The reported cost series has been increasing at a recent average of 4.8% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $7,553.00 | $7,616.00 | $16,558.00 |
| Senior year | $8,689.00 | $8,761.00 | $19,048.00 |
| Total 4-year net price | $32,447.00 | $32,718.00 | $71,134.00 |
| 10-year loan interest @ 6.8% | $12,361.00 | $12,464.00 | $27,100.00 |
| Total monthly payment | $373.00 | $377.00 | $819.00 |
| Total amount paid | $44,809.00 | $45,182.00 | $98,234.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $7,553.00 | $7,616.00 | $16,558.00 |
| Senior year | $7,914.00 | $7,980.00 | $17,349.00 |
| Total 2-year net price | $15,466.00 | $15,595.00 | $33,907.00 |
| 10-year loan interest @ 6.8% | $5,892.00 | $5,941.00 | $12,917.00 |
| Total monthly payment | $178.00 | $179.00 | $390.00 |
| Total amount paid | $21,359.00 | $21,536.00 | $46,824.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $10,193.00 | $10,256.00 | $19,198.00 |
| Senior year | $11,726.00 | $11,799.00 | $22,086.00 |
| Total 4-year net price | $43,791.00 | $44,062.00 | $82,478.00 |
| 10-year loan interest @ 6.8% | $16,683.00 | $16,786.00 | $31,421.00 |
| Total monthly payment | $504.00 | $507.00 | $949.00 |
| Total amount paid | $60,474.00 | $60,847.00 | $113,899.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $10,193.00 | $10,256.00 | $19,198.00 |
| Senior year | $10,681.00 | $10,746.00 | $20,116.00 |
| Total 2-year net price | $20,874.00 | $21,002.00 | $39,314.00 |
| 10-year loan interest @ 6.8% | $7,952.00 | $8,001.00 | $14,977.00 |
| Total monthly payment | $240.00 | $242.00 | $452.00 |
| Total amount paid | $28,826.00 | $29,004.00 | $54,292.00 |
For the complete net-price picture, see the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $7,456.00 |
| Average net price (off-campus) | $9,615.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,115.00 |
| $30,000 to $48,000 | $9,339.00 |
| $48,001 to $75,000 | $11,800.00 |
| $75,001 to $110,000 | $14,546.00 |
| Over $110,000 | $15,227.00 |
Get a tailored estimate from the Kirtland Community College Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The median amount borrowed by graduates of Kirtland Community College works out to $7,043.00, which federal data classifies as a Very Low (<$10k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,000.00 |
| 25th | $3,500.00 |
| Median (50th) | $7,043.00 |
| 75th | $14,000.00 |
| 90th | $21,750.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,250.00 |
| Middle income | $7,388.00 |
| High income | $5,500.00 |
Low-income borrowers graduate with $2,750.00 in additional median debt versus high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,401.00 |
| Continuing-generation students | $6,333.00 |
First-generation borrowers from Kirtland Community College graduate with $1,068.00 more than continuing-generation graduates.
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Kirtland Community College is $2,000.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate classification at Kirtland Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.6% |
| 3-year | 0.3% |
To give some context for these rates, Stafford loans disbursed at Kirtland Community College add up to $43,300,917.00 over 4,302 disbursements.
Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 39 |
| Avg GI Bill amount | $4,513.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
The figures above are a starting point — as you weigh Kirtland Community College, keep these questions in mind:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.