by our College Data Analytics TeamThis overview lays out the cost of attending Kutztown University of Pennsylvania, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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Attendance costs at Kutztown University of Pennsylvania varied between $28,876.00 to $33,630.00 depending on your residency status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: near $28,876.00 in-state compared with $33,630.00 out of state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $11,314.00 |
| + Room, board & other expenses | $17,562.00 |
| Total cost | $28,876.00 |
| That is 50% above the national average net price. |
| Total cost | $28,876.00 |
| − Grants and scholarships | −$8,535.00 |
| Net price | $20,341.00 |
| That is 6% above the national average net price. |
| Total cost | $28,876.00 |
| − Grants and scholarships | −$13,909.00 |
| Net price | $14,967.00 |
| That is 22% below the national average net price. |
| Tuition and fees | $16,068.00 |
| + Room, board & other expenses | $17,562.00 |
| Total cost | $33,630.00 |
| That is 75% above the national average net price. |
| Total cost | $33,630.00 |
| − Grants and scholarships | −$8,535.00 |
| Net price | $25,095.00 |
| That is 30% above the national average net price. |
| Total cost | $33,630.00 |
| − Grants and scholarships | −$13,909.00 |
| Net price | $19,721.00 |
| That is 2% above the national average net price. | |
| Explore each piece on the tuition & fees page and room and board. |
Published costs have climbed year over year by roughly 1.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $15,227.00 | $20,695.00 | $29,379.00 |
| Senior year | $16,036.00 | $21,794.00 | $30,939.00 |
| Total 4-year net price | $62,519.00 | $84,966.00 | $120,618.00 |
| 10-year loan interest @ 6.8% | $23,817.00 | $32,369.00 | $45,951.00 |
| Total monthly payment | $719.00 | $978.00 | $1,388.00 |
| Total amount paid | $86,336.00 | $117,335.00 | $166,569.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $15,227.00 | $20,695.00 | $29,379.00 |
| Senior year | $15,493.00 | $21,055.00 | $29,890.00 |
| Total 2-year net price | $30,720.00 | $41,750.00 | $59,268.00 |
| 10-year loan interest @ 6.8% | $11,703.00 | $15,905.00 | $22,579.00 |
| Total monthly payment | $354.00 | $480.00 | $682.00 |
| Total amount paid | $42,423.00 | $57,656.00 | $81,848.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $20,064.00 | $25,532.00 | $34,215.00 |
| Senior year | $21,130.00 | $26,888.00 | $36,033.00 |
| Total 4-year net price | $82,376.00 | $104,824.00 | $140,476.00 |
| 10-year loan interest @ 6.8% | $31,382.00 | $39,934.00 | $53,516.00 |
| Total monthly payment | $948.00 | $1,206.00 | $1,617.00 |
| Total amount paid | $113,759.00 | $144,758.00 | $193,992.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $20,064.00 | $25,532.00 | $34,215.00 |
| Senior year | $20,413.00 | $25,976.00 | $34,811.00 |
| Total 2-year net price | $40,478.00 | $51,508.00 | $69,026.00 |
| 10-year loan interest @ 6.8% | $15,421.00 | $19,623.00 | $26,296.00 |
| Total monthly payment | $466.00 | $593.00 | $794.00 |
| Total amount paid | $55,898.00 | $71,130.00 | $95,323.00 |
See the full net-price breakdown in the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $21,331.00 |
| Average net price (off-campus) | $21,205.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $15,925.00 |
| $30,000 to $48,000 | $16,284.00 |
| $48,001 to $75,000 | $19,303.00 |
| $75,001 to $110,000 | $23,642.00 |
| Over $110,000 | $26,196.00 |
Get a tailored estimate from the Kutztown University of Pennsylvania Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
Typical debt at graduation from Kutztown University of Pennsylvania is $20,000.00, which the Department of Education classifies as a Moderate ($20-30k) burden tier.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,250.00 |
| 25th | $7,500.00 |
| Median (50th) | $20,000.00 |
| 75th | $27,000.00 |
| 90th | $34,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student loan debt page.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,750.00 |
| Middle income | $21,000.00 |
| High income | $20,100.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $20,500.00 |
| Continuing-generation students | $19,500.00 |
First-generation graduates from Kutztown University of Pennsylvania take on $1,000.00 more median debt than continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at Kutztown University of Pennsylvania stands at $1,469.00. This school carries a federal Pell-debt-inequity flag.
The Department of Education default-rate tier for Kutztown University of Pennsylvania is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.7% |
To put the rates in context, Stafford loans at Kutztown University of Pennsylvania add up to $631,775,440.00 distributed across 34,192 disbursements.
Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 108 |
| Avg GI Bill amount | $4,836.00 |
| DoD Tuition Assistance recipients | 43 |
| Avg DoD Tuition Assistance | $2,592.00 |
Read more about military and veteran aid on the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing Kutztown University of Pennsylvania, think through the questions below:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.