by our College Data Analytics TeamHere is what you can expect to pay at Life Pacific University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
The total published cost of attendance at Life Pacific University amounts to about $33,193.00 per academic year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $22,118.00 |
| + Room, board & other expenses | $11,075.00 |
| Total cost | $33,193.00 |
| That is roughly at the national average net price. |
| Total cost | $33,193.00 |
| − Grants and scholarships | −$14,164.00 |
| Net price | $19,029.00 |
| That is 42% below the national average net price. |
| Total cost | $33,193.00 |
| − Grants and scholarships | −$18,276.00 |
| Net price | $14,917.00 |
| That is 55% below the national average net price. | |
| Go deeper on the components with the tuition & fees page and room and board. |
Cost of attendance here has been rising at a recent average of 6.5% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.5% | 6.5% | 6.5% |
| Freshman year | $15,891.00 | $20,272.00 | $35,361.00 |
| Senior year | $19,212.00 | $24,508.00 | $42,750.00 |
| Total 4-year net price | $70,066.00 | $89,380.00 | $155,909.00 |
| 10-year loan interest @ 6.8% | $26,693.00 | $34,051.00 | $59,396.00 |
| Total monthly payment | $806.00 | $1,029.00 | $1,794.00 |
| Total amount paid | $96,759.00 | $123,431.00 | $215,305.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.5% | 6.5% | 6.5% |
| Freshman year | $15,891.00 | $20,272.00 | $35,361.00 |
| Senior year | $16,929.00 | $21,595.00 | $37,670.00 |
| Total 2-year net price | $32,820.00 | $41,867.00 | $73,030.00 |
| 10-year loan interest @ 6.8% | $12,503.00 | $15,950.00 | $27,822.00 |
| Total monthly payment | $378.00 | $482.00 | $840.00 |
| Total amount paid | $45,323.00 | $57,817.00 | $100,852.00 |
Read more in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $20,898.00 |
| Average net price (off-campus) | $22,343.00 |
The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $18,754.00 |
| $30,000 to $48,000 | $22,991.00 |
| $48,001 to $75,000 | $21,317.00 |
| $75,001 to $110,000 | $28,573.00 |
| Over $110,000 | $27,526.00 |
Estimate your specific net price using the school’s [Life Pacific University Net Price Calculator](https://tcc.ruffalonl.com/Life Pacific University/Freshman-Students), or visit the financial aid office.
Dig into how aid is awarded on the financial aid page.
The typical debt load for borrowers leaving Life Pacific University comes to $14,000.00, placing the school in the Low ($10-20k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,840.00 |
| 25th | $6,500.00 |
| Median (50th) | $14,000.00 |
| 75th | $23,500.00 |
| 90th | $34,490.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Family income tracks closely with debt at graduation. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,400.00 |
| Middle income | $13,458.00 |
| High income | $12,000.00 |
Low-income borrowers graduate with $3,400.00 in additional median debt versus high-income graduates.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,000.00 |
| Continuing-generation students | $14,000.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell vs non-Pell debt gap at Life Pacific University comes to $6,784.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate classification for Life Pacific University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.0% |
For scale, federal Stafford loan disbursements at Life Pacific University total $41,753,400.00 across 2,306 disbursements.
Veteran and active-military students often access dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 3 |
| Avg GI Bill amount | $15,048.00 |
Dig into veteran education benefits on the veteran aid breakdown.
The figures above are a starting point — as you weigh Life Pacific University, a few questions are worth asking:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.