by our College Data Analytics TeamBelow is the data on what it actually costs to attend Miami University-Middletown, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Use the links below to jump straight to any section on this page:
The total cost of attendance at Miami University-Middletown ranged from $16,559.00 to $28,475.00 depending on residency and living arrangement.
Where you live mattered — in-state students paid less than out-of-state students: close to $16,559.00 in-state, rising to $28,475.00 for out-of-state students.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $7,491.00 |
| + Room, board & other expenses | $9,068.00 |
| Total cost | $16,559.00 |
| That is 14% below the national average net price. |
| Total cost | $16,559.00 |
| − Grants and scholarships | −$4,081.00 |
| Net price | $12,478.00 |
| That is 35% below the national average net price. |
| Total cost | $16,559.00 |
| − Grants and scholarships | −$7,438.00 |
| Net price | $9,121.00 |
| That is 53% below the national average net price. |
| Tuition and fees | $19,407.00 |
| + Room, board & other expenses | $9,068.00 |
| Total cost | $28,475.00 |
| That is 48% above the national average net price. |
| Total cost | $28,475.00 |
| − Grants and scholarships | −$4,081.00 |
| Net price | $24,394.00 |
| That is 27% above the national average net price. |
| Total cost | $28,475.00 |
| − Grants and scholarships | −$7,438.00 |
| Net price | $21,037.00 |
| That is 9% above the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and room and board. |
Published costs have climbed year over year at a recent average of 3.2% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $9,410.00 | $12,873.00 | $17,083.00 |
| Senior year | $10,332.00 | $14,135.00 | $18,757.00 |
| Total 4-year net price | $39,464.00 | $53,989.00 | $71,646.00 |
| 10-year loan interest @ 6.8% | $15,034.00 | $20,568.00 | $27,295.00 |
| Total monthly payment | $454.00 | $621.00 | $825.00 |
| Total amount paid | $54,499.00 | $74,557.00 | $98,941.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $9,410.00 | $12,873.00 | $17,083.00 |
| Senior year | $9,708.00 | $13,281.00 | $17,624.00 |
| Total 2-year net price | $19,117.00 | $26,153.00 | $34,707.00 |
| 10-year loan interest @ 6.8% | $7,283.00 | $9,964.00 | $13,222.00 |
| Total monthly payment | $220.00 | $301.00 | $399.00 |
| Total amount paid | $26,400.00 | $36,117.00 | $47,929.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $21,703.00 | $25,166.00 | $29,376.00 |
| Senior year | $23,830.00 | $27,633.00 | $32,255.00 |
| Total 4-year net price | $91,022.00 | $105,546.00 | $123,204.00 |
| 10-year loan interest @ 6.8% | $34,676.00 | $40,209.00 | $46,936.00 |
| Total monthly payment | $1,047.00 | $1,215.00 | $1,418.00 |
| Total amount paid | $125,697.00 | $145,756.00 | $170,140.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $21,703.00 | $25,166.00 | $29,376.00 |
| Senior year | $22,390.00 | $25,963.00 | $30,306.00 |
| Total 2-year net price | $44,093.00 | $51,129.00 | $59,683.00 |
| 10-year loan interest @ 6.8% | $16,798.00 | $19,478.00 | $22,737.00 |
| Total monthly payment | $507.00 | $588.00 | $687.00 |
| Total amount paid | $60,891.00 | $70,607.00 | $82,420.00 |
For the complete net-price picture, see the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $10,809.00 |
| Average net price (off-campus) | $13,824.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,949.00 |
| $30,000 to $48,000 | $11,514.00 |
| $48,001 to $75,000 | $13,874.00 |
| $75,001 to $110,000 | $15,364.00 |
| Over $110,000 | $15,465.00 |
Use Miami University-Middletown Net Price Calculator, or visit the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The median graduating debt at Miami University-Middletown stands at $16,000.00, which the Department of Education classifies as a Low ($10-20k) debt-load classification.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $6,000.00 |
| Median (50th) | $16,000.00 |
| 75th | $27,000.00 |
| 90th | $33,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,509.00 |
| Middle income | $15,597.00 |
| High income | $17,500.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,750.00 |
| Continuing-generation students | $18,000.00 |
The default-rate category at Miami University-Middletown is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.1% |
To give some context for these rates, Stafford loans disbursed at Miami University-Middletown total $920,770,352.00 over 51,055 loan recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 8 |
| Avg GI Bill amount | $1,213.00 |
Dig into veteran education benefits on the veteran aid breakdown.
The figures above are a starting point — as you weigh Miami University-Middletown, the questions below are worth your time:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.