by our College Data Analytics TeamBelow is the data on what it actually costs to attend Montcalm Community College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Published attendance costs at Montcalm Community College came in between $10,978.00 through $14,764.00 depending on your residency status.
In-state residents qualified for the lower cost, with out-of-state students paying more: roughly $10,978.00 in-state, rising to $14,764.00 out-of-state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $6,576.00 |
| + Room, board & other expenses | $4,402.00 |
| Total cost | $10,978.00 |
| That is 43% below the national average net price. |
| Total cost | $10,978.00 |
| − Grants and scholarships | −$5,422.00 |
| Net price | $5,556.00 |
| That is 71% below the national average net price. |
| Tuition and fees | $10,362.00 |
| + Room, board & other expenses | $4,402.00 |
| Total cost | $14,764.00 |
| That is 23% below the national average net price. |
| Total cost | $14,764.00 |
| − Grants and scholarships | −$5,422.00 |
| Net price | $9,342.00 |
| That is 51% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus living costs. |
The tables below project a full degree at the current published cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $5,556.00 | $5,556.00 | $10,978.00 |
| Senior year | $5,556.00 | $5,556.00 | $10,978.00 |
| Total 4-year net price | $22,224.00 | $22,224.00 | $43,912.00 |
| 10-year loan interest @ 6.8% | $8,467.00 | $8,467.00 | $16,729.00 |
| Total monthly payment | $256.00 | $256.00 | $505.00 |
| Total amount paid | $30,691.00 | $30,691.00 | $60,641.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $5,556.00 | $5,556.00 | $10,978.00 |
| Senior year | $5,556.00 | $5,556.00 | $10,978.00 |
| Total 2-year net price | $11,112.00 | $11,112.00 | $21,956.00 |
| 10-year loan interest @ 6.8% | $4,233.00 | $4,233.00 | $8,364.00 |
| Total monthly payment | $128.00 | $128.00 | $253.00 |
| Total amount paid | $15,345.00 | $15,345.00 | $30,320.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $9,342.00 | $9,342.00 | $14,764.00 |
| Senior year | $9,342.00 | $9,342.00 | $14,764.00 |
| Total 4-year net price | $37,368.00 | $37,368.00 | $59,056.00 |
| 10-year loan interest @ 6.8% | $14,236.00 | $14,236.00 | $22,498.00 |
| Total monthly payment | $430.00 | $430.00 | $680.00 |
| Total amount paid | $51,604.00 | $51,604.00 | $81,554.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $9,342.00 | $9,342.00 | $14,764.00 |
| Senior year | $9,342.00 | $9,342.00 | $14,764.00 |
| Total 2-year net price | $18,684.00 | $18,684.00 | $29,528.00 |
| 10-year loan interest @ 6.8% | $7,118.00 | $7,118.00 | $11,249.00 |
| Total monthly payment | $215.00 | $215.00 | $340.00 |
| Total amount paid | $25,802.00 | $25,802.00 | $40,777.00 |
| Jump to the net-price detail in the Net Price section. |
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $7,280.00 |
| Average net price (off-campus) | $4,352.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $2,230.00 |
| $30,000 to $48,000 | $4,012.00 |
| $48,001 to $75,000 | $6,582.00 |
| $75,001 to $110,000 | $8,142.00 |
| Over $110,000 | $9,978.00 |
Estimate your specific net price using the school’s Montcalm Community College Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The median amount borrowed by graduates of Montcalm Community College stands at $9,500.00, landing it in the Very Low (<$10k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,500.00 |
| 25th | $2,750.00 |
| Median (50th) | $9,500.00 |
| 75th | $13,500.00 |
| 90th | $25,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,000.00 |
| Middle income | $9,375.00 |
| High income | $7,377.00 |
Low-income borrowers graduate with $2,623.00 in extra median debt compared with high-income peers.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $10,491.00 |
| Continuing-generation students | $6,335.00 |
First-gen students at Montcalm Community College leave with $4,156.00 in additional median debt versus continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of Montcalm Community College stands at $1,680.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate classification at Montcalm Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.6% |
For a sense of scale, Stafford disbursements at Montcalm Community College reach $50,318,078.00 covering 4,098 recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 13 |
| Avg GI Bill amount | $2,212.00 |
| DoD Tuition Assistance recipients | 1 |
| Avg DoD Tuition Assistance | $1,232.00 |
Dig into veteran education benefits on the college veterans page.
Numbers only tell part of the story. As you weigh Montcalm Community College, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.