by our College Data Analytics TeamBelow is the data on what it actually costs to attend Montgomery County Community College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Cost of attendance at Montgomery County Community College varied between $14,571.00 through $19,851.00 across residency tiers.
Where you live mattered — in-state students paid less than out-of-state students: close to $14,571.00 in-state compared with $19,851.00 for out-of-state students.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $11,970.00 |
| + Room, board & other expenses | $2,601.00 |
| Total cost | $14,571.00 |
| That is 24% below the national average net price. |
| Total cost | $14,571.00 |
| − Grants and scholarships | −$5,109.00 |
| Net price | $9,462.00 |
| That is 51% below the national average net price. |
| Total cost | $14,571.00 |
| − Grants and scholarships | −$8,352.00 |
| Net price | $6,219.00 |
| That is 68% below the national average net price. |
| Tuition and fees | $17,250.00 |
| + Room, board & other expenses | $2,601.00 |
| Total cost | $19,851.00 |
| That is 3% above the national average net price. |
| Total cost | $19,851.00 |
| − Grants and scholarships | −$5,109.00 |
| Net price | $14,742.00 |
| That is 23% below the national average net price. |
| Total cost | $19,851.00 |
| − Grants and scholarships | −$8,352.00 |
| Net price | $11,499.00 |
| That is 40% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus room and board. |
The reported cost series has been increasing by roughly 4.8% a year, so a full degree will cost more than a single year — the tables below carry that forward. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $6,521.00 | $9,921.00 | $15,278.00 |
| Senior year | $7,516.00 | $11,435.00 | $17,610.00 |
| Total 4-year net price | $28,042.00 | $42,665.00 | $65,701.00 |
| 10-year loan interest @ 6.8% | $10,683.00 | $16,254.00 | $25,030.00 |
| Total monthly payment | $323.00 | $491.00 | $756.00 |
| Total amount paid | $38,725.00 | $58,918.00 | $90,731.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $6,521.00 | $9,921.00 | $15,278.00 |
| Senior year | $6,837.00 | $10,402.00 | $16,018.00 |
| Total 2-year net price | $13,357.00 | $20,323.00 | $31,296.00 |
| 10-year loan interest @ 6.8% | $5,089.00 | $7,742.00 | $11,923.00 |
| Total monthly payment | $154.00 | $234.00 | $360.00 |
| Total amount paid | $18,446.00 | $28,065.00 | $43,219.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $12,057.00 | $15,457.00 | $20,814.00 |
| Senior year | $13,897.00 | $17,816.00 | $23,991.00 |
| Total 4-year net price | $51,849.00 | $66,472.00 | $89,509.00 |
| 10-year loan interest @ 6.8% | $19,753.00 | $25,324.00 | $34,100.00 |
| Total monthly payment | $597.00 | $765.00 | $1,030.00 |
| Total amount paid | $71,602.00 | $91,796.00 | $123,609.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $12,057.00 | $15,457.00 | $20,814.00 |
| Senior year | $12,641.00 | $16,206.00 | $21,823.00 |
| Total 2-year net price | $24,698.00 | $31,663.00 | $42,637.00 |
| 10-year loan interest @ 6.8% | $9,409.00 | $12,063.00 | $16,243.00 |
| Total monthly payment | $284.00 | $364.00 | $491.00 |
| Total amount paid | $34,107.00 | $43,726.00 | $58,880.00 |
For the complete net-price picture, see the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $11,124.00 |
| Average net price (off-campus) | $9,930.00 |
The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,468.00 |
| $30,000 to $48,000 | $7,928.00 |
| $48,001 to $75,000 | $10,740.00 |
| $75,001 to $110,000 | $13,537.00 |
| Over $110,000 | $14,453.00 |
For a personalized estimate, try the Montgomery County Community College Net Price Calculator, or reach out to the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
The typical debt load for borrowers leaving Montgomery County Community College stands at $7,250.00, landing it in the Very Low (<$10k) burden tier.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,883.00 |
| 25th | $3,067.00 |
| Median (50th) | $7,250.00 |
| 75th | $11,461.00 |
| 90th | $19,285.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt page.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,250.00 |
| Middle income | $6,428.00 |
| High income | $7,074.00 |
Low-income graduates carry $1,176.00 in additional median debt versus high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,748.00 |
| Continuing-generation students | $5,821.00 |
First-generation graduates from Montgomery County Community College leave with $1,927.00 more debt than continuing-generation students.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt gap between Pell and non-Pell graduates of Montgomery County Community College comes to $2,393.00. This school carries a federal Pell-debt-inequity flag.
The Department of Education default-rate tier for Montgomery County Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 10.8% |
For scale, federal Stafford loan disbursements at Montgomery County Community College amount to $275,436,580.00 over 24,940 borrowers.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 113 |
| Avg GI Bill amount | $3,360.00 |
| DoD Tuition Assistance recipients | 18 |
| Avg DoD Tuition Assistance | $2,683.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
Numbers only tell part of the story. As you weigh Montgomery County Community College, a few questions are worth asking:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.